550 Cross Plains Road Rockford, IL $ 409,900
550 Cross Plains Road
$ 409,900
Recently Listed New Construction
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550 Cross Plains Road

Rockford, IL, 61107
$ 409,900
Bedrooms3 Baths2.0 Sq 1,866

Monthly Estimate*

$ 2,524

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Single Family Home for sale in Rockford, IL

for $409,900 with 3 bedrooms and 2 full baths. This 1,866 square foot home was built in 2025 on a lot size of 0.32.

Brand-New Construction COMPLETED and move-in ready! Discover this stunning custom-built ranch-style home by MeccaBuilders in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinctive roofline, and an elegant front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island with sink, quartz counter tops, stainless steel appliances, and a large pantry. The kitchen and dining area flow seamlessly into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. A convenient mudroom/laundry room just off the kitchen includes a utility sink, coat closet, and garage access-and the builder is even including a washer and dryer! The primary suite offers a spacious walk-in closet and private bath with a double quartz vanity and tiled shower. Two additional bedrooms and a full bathroom provide comfortable accommodations. Carpeted stairs lead to the expansive basement ready for future finishing, featuring an egress window, bathroom rough-in, power vent water heater, and 200-amp electrical service. High-end finishes include durable Pergo flooring in the main living areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and on-trend lighting. Enjoy the already seeded yard. This home is eligible for the Rockford NewConstruction Property Tax Rebate Program-qualifying homeowners may receive three years of property tax refunds, potentially saving thousands! Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more.

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Single Family Active

Price

$ 409,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 1,297

Style

Lot Size

0.32

Year Built

2025

Town/City

Rockford

County/Region

Winnebago

MLS | Web ID

12561986

Features
General
Living Area 1866
Sewer Public Sewer
Heating Natural Gas
Cooling Central Air
Possession Closing
Garage Spaces 3
Association Fee Includes None
Construction Materials Vinyl Siding
Year Built 2025
Township Rockford
Tax Year 2024
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Winnebago
New Construction Y
Property Type Residential Detached Single
Total Rooms 5
Full Baths 2
Status Active
Directions University Drive to Blue Rivers Rd to Cross Plains Rd
City Rockford
High School District 205
MLS Area Rockford
Tax Annual Amount 1297
Standard Status Active
Middle/Junior School District 205
Elementary School District 205
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Interior
Basement Unfinished Full
Half Baths 0
Laundry Features Sink
Total Bedrooms 3
Room Type No additional rooms
Total Baths 2
Bedrooms Possible 3
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Exterior
Parking Features Yes Garage Owned Attached Garage
Water Source Public
Total Parking 3
Lot Dimensions 79.5x183.77x162.65x84.74
Lot Size Acres 0.32
Waterfront Y/N N
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* Excluded Features
List By
Keller Williams Realty Signature

Broker

laurenmedearis@kw.com

Email

Affordability Calculator

$2,632
Per Month
96%
4%
0%
Monthly Principal & Interest
$2,524
Monthly Property Taxes
$108
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
566481 Elementary School
565127 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/5/2026$409,900 Listed Price

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550 Cross Plains Road, Rockford, IL, 61107 is a Single Family Home for sale at $409,900 with 1,866 sqft and a lot size of 0.32. 550 Cross Plains Road has 3 bedrooms, 2.0 baths, and was built in 2025. The property's zip code is 61107 which is in Rockford, IL