550 Cross Plains Road
Rockford, IL, 61107 $ 399,900
Bedrooms3 Baths2.0 Sq 1,866 Monthly Estimate*
$ 2,462
for $399,900 with 3 bedrooms and 2 full baths. This 1,866 square foot home was built on a lot size of 0.32.
Brand-New Construction COMPLETED and move-in ready! Discover this stunning custom-built ranch-style home by Mecca Builders in a prime NE Rockford subdivision. This sleek, open-concept 1,866 sq ft home offers impressive curb appeal with durable LP SmartSide siding on the front, a covered porch, a distinctive roofline, and an elegant front door with dual sidelights. Inside, the spacious floor plan features an eat-in kitchen with a center island with sink, quartz countertops, stainless steel appliances, and a large pantry. The kitchen and dining area flow seamlessly into the vaulted living room with an 8-foot sliding glass door leading to a 12x16 deck. A convenient mudroom/laundry room just off the kitchen includes a utility sink, coat closet, and garage accessâand the builder is even including a washer and dryer! The primary suite offers a spacious walk-in closet and private bath with a double quartz vanity and tiled shower. Two additional bedrooms and a full bathroom provide comfortable accommodations. Carpeted stairs lead to the expansive basement ready for future finishing, featuring an egress window, bathroom rough-in, power vent water heater, and 200-amp electrical service. High-end finishes include durable Pergo flooring in the main living areas, plush carpeting in the bedrooms, craftsman-style trim, Moen plumbing fixtures, and on-trend lighting. Enjoy the already seeded yard. This home is eligible for the Rockford New Construction Property Tax Rebate Programâqualifying homeowners may receive three years of property tax refunds, potentially saving thousands! Conveniently located near I-90, the new Hard Rock Hotel & Casino, Javon Bea Hospital, shopping, and more. Some photos are virtually staged.
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FeaturesInteriorInterior Features Radon Mitigation Passive Walk-In Closet
Basement Yes
Bedroom 3 Level Main
Bedroom 2 Level Main
Fireplace No
Living Room Yes
Beds 3
Total Baths 2
Dining Room No
Living Room Width 22.1
Living Room Length 28.1
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GeneralRoad Frontage City/Town Hard Surface Road
Sewer City/Community
Heating Forced Air
Kitchen Level Main
Cooling Central Air
Ownership Type Fee Simple
Possession Closing
Roof Shingle
Water City/Community
Water Heater Gas
Garage 3
HOA Fee 0
Full Baths 2
Half Baths 0
Electric Circuit Breaker
Style Ranch
Topography City/Town Subdivision
Class HOUSE
Type House
Parcel Number 1224201007
HUD No
Tax Year 2024
Basement Type Full
Status ACTIVE and AVAILABLE
Subdivision IL
Sale/Rent For Sale
Status Detail 0
Short Sale No
Primary City Rockford
Year Built 2025
High School Guilford High
City ROCKFORD
Taxes 1297
School District Rockford 205
Elementary School Spring Creek Elementary
Middle School Eisenhower Middle
Legal Description FOX RIDGE AT UNIVERSITY CENTRE NO 10 PT NE1/4 SEC 24-44-2 LOT 96
DOM 50
Postal Code 61107
Price Per Sq Ft Total AG 214.31
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ExteriorExterior Siding
Lot Size Area 0.32
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* Excluded FeaturesList ByLauren MedearisListing Agent
Keller Williams Realty SignatureBroker
laurenmedearis@kw.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,462
- Monthly Property Taxes
- $108
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Rockford, IL
Average List Price $225,889
Percent of Sale Price 44%
About Rockford, IL 147,353 Population
-4% Since 2002
$ 40,556 Median Income
37.69 Median Age
29% Households with Children
Trends Information provided by ATTOM Data Solutions.
2138264 Elementary School
2138252 Middle School
Guilford High High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/24/2026 | $399,900 | -2.44% | Price Down |
| 2/5/2026 | $409,900 | | Listed Price |