3102 N Water Street Bay City, MI ^$ 79,900

3102 N Water Street

^$ 79,900

Back to search

Recently Listed

3102 N Water Street

Bay City, MI, 48708

^$ 79,900

Bedrooms3 Baths1.0 Sq 1,914

Monthly Estimate*

^$ 492

3102 N Water Street, Bay City, MI 48708 - Image 1

3102 N Water Street, Bay City, MI 48708 - Image 2

3102 N Water Street, Bay City, MI 48708 - Image 3

3102 N Water Street, Bay City, MI 48708 - Image 4

3102 N Water Street, Bay City, MI 48708 - Image 5

3102 N Water Street, Bay City, MI 48708 - Image 6

3102 N Water Street, Bay City, MI 48708 - Image 7

3102 N Water Street, Bay City, MI 48708 - Image 8

3102 N Water Street, Bay City, MI 48708 - Image 9

3102 N Water Street, Bay City, MI 48708 - Image 10

Single Family Home for sale in Bay City, MI

for $79,900 with 3 bedrooms and 1 full bath. This 1,914 square foot home was built in 1900 on a lot size of 0.4.

Very spacious 2-story, 3 bedroom home situated on a generous size lot in Bay City! With some TLC, this home has tons of potential and presents the perfect opportunity to build equity with some elbow grease and updates, and the bonus rooms offer potential for additional bedrooms.

Single Family Active

Price

^$ 79,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 2,657

Style

Traditional

Lot Size

0.4

Year Built

1900

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50198858

Features

General

Heating Forced Air

Kitchen Level First

Possession At Close

Water Public Water

Status Active Active

Full Baths 1

Half Baths 0

Bathrooms 1

Year Built 1900

Subdivision William Galarno's Addition MI

Water Heater Gas

Style Traditional

County Bay

Class RESIDENTIAL

Type Single Family

Ownership LLC

Municipality Bay City

Zoning Residential

Sale/Rent For Sale

Status Detail 0

Structure Style 2 Story

Area Bay City (09016)

Primary City Bay City

Directions Woodside turns into N Water-2nd house past McEwen

City Bay City

School District Bay City School District

Financial Terms Cash Conventional

Legal Description LOTS 4 5 & E 2 FT OF LOT 6 ALSO N 1/2 OF VAC ALLEY ADJ THRTO BLK 7 WILLIAM GALARNO'S ADD (SPLIT OFF -010 FOR 95)

DOM 16

Postal Code 48708

Price Per Sq Ft Total AG 41.75

Public Remarks Very spacious 2-story 3 bedroom home situated on a generous size lot in Bay City! With some TLC

Interior

Basement Partial

Bedroom 3 Level Second

Bedroom 1 Level First

Bedroom 2 Level First

Beds 3

Fireplace? No

Total Rooms 7

Exterior

Exterior Shingle Siding

Exterior Amenities Fenced Yard Porch

Frontage 102

Lot Size Area 0.4

Pool (Y/N) No

Lot Dimensions 102x110

Roads City/County

Waterfront Y/N No

Frontage Type Road

* Excluded Features

List By

Dona Czapp

Listing Agent

Valley Real Estate

Broker

donaczapp@yahoo.com

Affordability Calculator

$713

Per Month

Monthly Principal & Interest: $492
Monthly Property Taxes: $221
Monthly Home Insurance: --

Set your offer price

Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Learn more about how to save

Discover how much house you can afford

Your dream home may be within reach.

Learn More about how to save

THE TIME TO SELL IS NOW! What's my home worth?

Nearby

Trends
Schools

Single family listings in Bay City, MI

Average List Price ^$191,030

Percent of Sale Price 139%

About Bay City, MI

33,471 Population

-9% Since 2002

^$35,448 Median Income

36.94 Median Age

28% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

759950 Elementary School

760432 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
2/20/2026	$79,900	-10.22%	Price Down
2/5/2026	$89,000		Listed Price

Map

More homes like this one

homes for you

See all

3102 N Water Street, Bay City, MI, 48708 is a Single Family Home for sale at $79,900 with 1,914 sqft and a lot size of 0.4. 3102 N Water Street has 3 bedrooms, 1.0 baths, and was built in 1900. The property's zip code is 48708 which is in Bay City, MI

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Provided through IDX via MiRealSource. Courtesy of MiRealSource Shareholder. Copyright MiRealSource.

The information published and disseminated by MiRealSource is communicated verbatim, without change by MiRealSource, as filed with MiRealSource by its members. The accuracy of all information, regardless of source, is not guaranteed or warranted. All information should be independently verified.

The information provided hereby constitutes proprietary information of MiRealSource, Inc. and its shareholders, affiliates and licensees and may not be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopy, recording, scanning or any information storage and retrieval system, without written permission from MiRealSource, Inc.

*Full Name

*Email

*Phone

I am interested in financing options

Get more info

By submitting the form, you agree that Weichert^® may contact you via phone or text about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our privacy policy.

Get more info

Looking for an Associate?

Already Working with an Associate?

3102 N Water Street

Single Family Home for sale in Bay City, MI

Affordability Calculator

Map

More homes like this one

Get more info about this home