92 Montana Del Lago Rancho Santa Margarita, CA $ 649,000
92 Montana Del Lago
$ 649,000
Recently Listed
Open House 2/8 12pm - 3pm
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92 Montana Del Lago

Rancho Santa Margarita, CA, 92688
$ 649,000
Bedrooms3 Baths2.0 Sq 1,131

Monthly Estimate*

$ 3,996

Listed by Coldwell Banker Realty
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Condo for sale in Rancho Santa Margarita, CA

for $649,000 with 3 bedrooms and 2 full baths. This 1,131 square foot condo was built in 1993 on a lot size of 1.1798.

Experience the sought-after Rancho Santa Margarita lifestyle in the highly coveted community of Montana Del Lago. Perfectly situated just steps from the RSM Lake and Beach Club, this townhouse-style home blends modern convenience with resort-style living. Inside, soaring ceilings and abundant natural light create an airy, expansive feel. The open-concept family room, anchored by a cozy fireplace, serves as the heart of the home—perfect for both quiet evenings and lively gatherings. The interior has been elevated with fresh designer paint and a kitchen featuring sleek stainless steel appliances. Upstairs, the bedrooms offer the luxury of generous walk-in closets. The lower level features a garage equipped with an EV charger and space for a private office—an ideal solution for today’s remote professional. Outside, your private patio awaits for weekend BBQs and alfresco dining.

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Open House

2/8/2026 12:00 PM - 3:00 PM
92 Montana Del Lago Rancho Santa Margarita, CA
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Condo Active

Price

$ 649,000

Bedrooms

3

Full Bath

2

Property Type

Condo

Taxes

$ 0

Style

Lot Size

1.1798

Year Built

1993

Town/City

Rancho Santa Margarita

County/Region

Orange

MLS | Web ID

OC26010347

Days on Market

21

Features
General
Living Area 1131
Sewer Public Sewer
Heating Central Fireplace(s)
Cooling Central Air
Utilities Cable Available Electricity Available Natural Gas Available Phone Available Sewer Available Underground Utilities Water Available
Possession Close Of Escrow
Appliances Dishwasher Disposal Gas Oven Gas Range Gas Water Heater Ice Maker Microwave Refrigerator Water Heater Dryer Washer
HOA Fee 643
Garage Spaces 2
Patio/Porch Features Concrete Front Porch Porch
Architectural Style Mediterranean Patio Home
Pool Features Community In Ground Association
Security Features Carbon Monoxide Detector(s) Fire Detection System Fire Sprinkler System Smoke Detector(s)
Construction Materials Stucco
Year Built 1993
Electric Standard
View None
Levels Multi/Split
Property Subtype Condominium
Waterfront Features Lake
Community Features Curbs Lake Street Lights Sidewalks Park Pool
HOA Fee 2 81
Assoc Fee Paid Per Monthly
County Orange
New Construction false
Property Type Residential
Association Amenities Sport Court Picnic Area Pickleball Pool Spa/Hot Tub Tennis Court(s)
HOA true
Attached Garage true
Subdivision Name Montana Del Lago (MDL)
Garage Y/N true
Full Baths 2
Special Listing Conditions Standard
Status Active
Directions Right on Santa Margarita Pkwy left on Avenida de Los Fundadores right on Montana Del Lago
High School Trabucco Hills
City Rancho Santa Margarita
Disclosures Covenants/Restrictions Disclosure HOA Disclosure
Association Name Montana Del Lago
Entry Location Level
Senior Community Y/N false
High School District Saddleback Valley Unified
Number Of Units Total 124
MLS Area R1 - Rancho Santa Margarita North
Lot Size Units Square Feet
Lot Size Square Feet 51394
Listing Terms Cash Conventional
Spa Features Association In Ground
HOA Fee 2 Frequency Monthly
Elementary School Trabuco Mesa
Property Attached Y/N true
Land Lease Y/N false
Middle/Junior High School Rancho Santa Margarita
Property Condition Turnkey
Additional Parcels Y/N false
Lease Considered Y/N false
Structure Type Multi Family
Living Area Units Square Feet
Builder Name RGC
Standard Status Active
Occupancy Type Owner
Year Built Source Public Records
Tax Lot 2
Property Sub Type Additional Condominium
Expected Active Date 2026-02-03
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Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Cathedral Ceiling(s) Eat-in Kitchen High Ceilings Open Floorplan Tile Counters Bar All Bedrooms Up Primary Suite Walk-In Closet(s)
Flooring Carpet Laminate Tile
Fireplace Features Family Room Gas Gas Starter
Total Stories 2
Common Walls 1 Common Wall End Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N true
Half Baths 0
1/4 Baths 0
3/4 Baths 0
Laundry Features In Garage
Total Bedrooms 3
Entry Level 1
Total Baths 2
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Exterior
Fencing Stucco Wall Wrought Iron
Parking Features Direct Access Electric Vehicle Charging Station(s) Garage Guest Permit Required One Space Tandem
Lot Features Corner Lot Near Park
Water Source Public
Total Parking 2
Inclusions Washer Dryer Refrigerator
Lot Size Area 51394
Foundation Details Slab
Spa true
Lot Size Acres 1.1798
Road Surface Type Paved
Private Pool false
Lot Size Source Assessor
Builder Model Infinity
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* Excluded Features
List By
Coldwell Banker Realty

Broker

Karen.Luckman@cbrealty.com

Email

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Nearby
0 Elementary School
4770140 Middle School
Trabucco Hills High School High School
Pricing History
DatePricePrice ChangeDescription
2/3/2026$649,000 Listed Price

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92 Montana Del Lago, Rancho Santa Margarita, CA, 92688 is a Condo for sale at $649,000 with 1,131 sqft and a lot size of 1.1798. 92 Montana Del Lago has 3 bedrooms, 2.0 baths, and was built in 1993. The property's zip code is 92688 which is in Rancho Santa Margarita, CA