104 Temple Street Gardner, MA ^$ 409,900

104 Temple Street

^$ 409,900

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104 Temple Street

Gardner, MA, 01440

^$ 409,900

Bedrooms3 Baths2.0 Sq 1,327

Monthly Estimate*

^$ 2,524

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Single Family Home for sale in Gardner, MA

for $409,900 with 3 bedrooms and 2 full baths. This 1,327 square foot home was built in 1900 on a lot size of 0.25.

Welcome home! An enclosed front porch leads you into this beautifully updated residence. The sun-filled living room features a picture window and a sliding glass door that opens to the backyard—perfect for indoor-outdoor living. The REMODELED KITCHEN boasts STAINLESS FRIDGE, RANGE, MICROWAVE, GRANITE COUNTERS, modern white SHAKER CABINETS, and recessed lighting, flowing seamlessly into the dining area. A convenient storage room with STACKABLE WASHER/DRYER and a full bath complete the first floor. Upstairs, you’ll find three bedrooms and a spacious full bathroom highlighted by recessed lighting and skylights. Outside, enjoy a generous FENCED IN YARD and a detached TWO CAR GARAGE. Don't forget to ask about the many improvements and upgrades. Truly move-in ready—just unpack and enjoy! SELLER CREDIT UP TO $5000 FOR NEW BUYER.

Single Family Contingent

Price

^$ 409,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 3,624

Style

Cape

Lot Size

0.25

Year Built

1900

Town/City

Gardner

County/Region

Worcester

MLS | Web ID

73473759

List By

T. Jay Johnson Jr.

Listing Agent

Lamacchia Realty, Inc.

Broker

Affordability Calculator

$2,826

Per Month

Monthly Principal & Interest: $2,524
Monthly Property Taxes: $302
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends

Single family listings in Gardner, MA

Average List Price ^$455,558

Percent of Sale Price 11%

About Gardner, MA

20,508 Population

-1% Since 2002

^$48,643 Median Income

41.89 Median Age

25% Households with Children

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Trends Information provided by ATTOM Data Solutions.

Neighborhood & Schools

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Pricing History

Date	Price	Price Change	Description
3/13/2026	$409,900	-2.17%	Price Down
2/3/2026	$419,000		Listed Price

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104 Temple Street, Gardner, MA, 01440 is a Single Family Home for sale at $409,900 with 1,327 sqft and a lot size of 0.25. 104 Temple Street has 3 bedrooms, 2.0 baths, and was built in 1900. The property's zip code is 01440 which is in Gardner, MA

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Data is updated as of 3/22/2026.

The real estate information and related content displayed on this site is provided for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

The property listing data and information, or the Images, set forth herein were provided to MLS Property Information Network, Inc. from third party sources, including sellers, lessors and public records, and were compiled by MLS Property Information Network, Inc. The property listing data and information, and the Images, are for the personal, non-commercial use of consumers having a good faith interest in purchasing or leasing listed properties of the type displayed to them and may not be used for any purpose other than to identify prospective properties which such consumers may have a good faith interest in purchasing or leasing. MLS Property Information Network, Inc. and its subscribers disclaim any and all representations and warranties as to the accuracy of the property listing data and information, or as to the accuracy of any of the Images, set forth herein.

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104 Temple Street

Single Family Home for sale in Gardner, MA

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