240 Water Street # 1A St. Joseph, MI $ 695,000
240 Water Street # 1A
$ 695,000
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240 Water Street # 1A

St. Joseph, MI, 49085
$ 695,000
Bedrooms2 Baths2.1 Sq 2,100

Monthly Estimate*

$ 4,279

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Condo for sale in St. Joseph, MI for $695,000 with 2 bedrooms and 2 full baths, 1 half bath. This 2,100 square foot condo was built in 1988.

Welcome to 240 Water Street - One of St. Joseph's Most Coveted Waterfront Addresses! If you've been searching for a luxury gated waterfront fully furnished condo just steps from Lake Michigan's world-class beaches, vibrant downtown shopping and dining, & the iconic Silver Beach you've found it. This beautifully updated 2-bedroom, 2.5-bathroom waterfront condo offers breathtaking views of the marina, St. Joseph River, and yacht club through stunning floor-to-ceiling windows outfitted with new motorized blinds. The open-concept living space is ideal for entertaining, with new tile throughout and a seamless flow from the modern kitchen to the spacious living and dining areas. Enjoy resort-style amenities including a Riverfront Pool, clubhouse, and your own 1-car garage with ample guest parking. Recent upgrades include a full interior repaint, new spa tub motor and controls, a larger high-efficiency remote controlled HVAC system, new water heater, and a smart garage door opener. Perfectly located just a five-minute walk to the lake and a quick drive to the PGA-rated Jack Nicklaus Signature Golf Course and only 90 miles from downtown Chicago, this condo combines convenience, luxury, and lifestyle. Schedule your private tour today and experience the best of waterfront living in Southwest Michigan.

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Condo Active

Price

$ 695,000

Bedrooms

2

Full Bath

2

Half Bath

1

Property Type

Condo

Taxes

$ 13,158

Style

Traditional

Year Built

1988

Town/City

St. Joseph

County/Region

BERRIEN

MLS | Web ID

26003855

Features
Interior
Interior Amenities Ceiling Fan(s) Eat-in Kitchen Pantry
Basement Other
Flooring Ceramic Tile
Total Fireplaces 0
Air Conditioning Y/N Y
Heating Y/N Y
Window Features Insulated Windows Window Treatments
Fireplace Y/N N
Half Baths 1
Laundry Features In Hall In Unit Upper Level
Total Bedrooms 2
Main Level Bedrooms 0
Total Baths 3
Pantry True
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General
Sewer Public
Heating Forced Air
Cooling Central Air
Utilities Electricity Available Cable Available Natural Gas Connected Cable Connected High-Speed Internet
Possession Close Of Escrow
Roof Metal Rubber
Appliances Dishwasher Dryer Oven Refrigerator Trash Compactor Washer
HOA Fee 795.0
Garage Spaces 1.0
Association Fee Includes Trash Snow Removal Lawn/Yard Care
Architectural Style Traditional
Pool Features In Ground
Security Features Fire Alarm Gated Community Smoke Detector(s) Security System
Construction Materials Stucco
Year Built 1988
Stories Count 2
Township St. Joseph City
Unit Number 1A
Property Subtype Condominium
Tax Year 2025
Ownership Private Owned
Waterfront Features Channel River
Assoc Fee Paid Per Monthly
County Berrien
New Construction N
Property Type Residential
Association Amenities Clubhouse Pets Allowed Pool Storage
HOA Y
Attached Garage N
Subdivision Name Waterfront Condos
Garage Y/N Y
Total Rooms 7
Full Baths 2
Status Active
Directions Water St to Broad St to Lake St gate
City St. Joseph
Body of Water Saint Joseph River
High School District St. Joseph
Lot Size Units Acres
Lot Size Square Feet 0.0
Carport Y/N N
Listing Terms Cash Conventional
Land Lease Y/N N
Tax Annual Amount 13158.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Virtual Tour https://www.zillow.com/view-imx/2df97229-6490-4183-a432-210acf692055?wl=true&setAttribution=mls&initialViewType=pano
Standard Status Active
Occupancy Type Owner
Tax Assessed Value 384500
Legal Description UNIT 3 THE WATERFRONT BLDG NO 1 LIBER 36 PAGE 1
Senior Community None
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Exterior
Exterior Amenities Balcony
Parking Features Garage Door Opener Detached
Lot Features Level Sidewalk
Water Source Public
Spa N
Building Area Total 2100.0
Lot Dimensions n/a
Lot Size Acres 0.0
Road Surface Type Paved
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
View True
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Internal Only
Street Number 1 240
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* Excluded Features
List By
Green Towne Coastal Realty

Broker

madysonrealestate@gmail.com

Email

Affordability Calculator

$5,376
Per Month
80%
20%
0%
Monthly Principal & Interest
$4,279
Monthly Property Taxes
$1,097
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
250331 Elementary School
249739 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
3/6/2026$695,000 -0.57% Price Down
2/3/2026$699,000 Listed Price

Map


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240 Water Street # 1A, St. Joseph, MI, 49085 is a Condo for sale at $695,000 with 2,100 sqft. 240 Water Street # 1A has 2 bedrooms, 2.1 baths, and was built in 1988. The property's zip code is 49085 which is in St. Joseph, MI