628 MAYO STREET Palm Harbor, FL $ 990,000
628 MAYO STREET
$ 990,000
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628 MAYO STREET

Palm Harbor, FL, 34683
$ 990,000
Bedrooms4 Baths3.1 Sq 1,873

Monthly Estimate*

$ 6,096

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Single Family Home for sale in Palm Harbor, FL

for $990,000 with 4 bedrooms and 3 full baths, 1 half bath. This 1,873 square foot home was built in 1967 on a lot size of 0.21.

A rare waterfront masterpiece in Palm Harbor, perfectly positioned on Greens Bayou within the coveted Seaside Point 2nd Addition. This exceptional two-story residence offers 72 feet of direct waterfront frontage on a serene bayou, minutes to the Gulf of America - delivering the ultimate private Florida lifestyle on a .21-acre lot. Built with block construction, stucco exterior, and a durable metal roof, the home combines classic Florida architecture with modern comforts. Inside, 4 spacious bedrooms (1 is currently used an office. Perfect for a rental option) and 3.5 bathrooms span 1,873 sq. ft. of heated living space, thoughtfully designed for both elegant entertaining and everyday comfort. The open floorplan seamlessly connects the kitchen and family room, creating a natural flow for gatherings, while the kitchen itself impresses with solid wood cabinetry, stone countertops, and a bright, casual dining space. Upstairs, the primary suite offers a walk-in closet and private retreat, complemented by a split-bedroom layout for optimal functionality. Additional interior features include built-in elements, ceiling fans, attic ventilation, and a private sauna (Humm 3.5 kw wet/dry stove). Appliances include refrigerator, dishwasher, microwave, washer, and dryer, with mini-split cooling systems throughout and convenient garage laundry access. Outdoor living is a showstopper. Lounge by your private in-ground saltwater pool with concrete decking and lighting, entertain from the rear porch or balcony, or relax by the fire pit. The cold plunge boiler is a 1 1/2 HP eco plus (which is industrial). The property also includes a boathouse, outdoor shower, grill area, mature fruit trees, and lush garden space. A one-car attached garage and fenced yard complete this waterfront sanctuary, with no HOA or association fees. Flood Zone AE (flood deck page is attached) served by public water and sewer; electricity and cable connected. Enjoy the unparalleled combination of tranquility, lifestyle, and convenience, just minutes from Palm Harbor’s premier dining, shopping, and local amenities. Buyer to verify all measurements, zoning, flood, and use restrictions.

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Single Family Active

Price

$ 990,000

Bedrooms

4

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 5,079

Style

Custom

Lot Size

0.21

Year Built

1967

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8458017

Features
General
Sewer Public Sewer
Heating Electric Other Solar
Cooling Mini-Split Unit(s)
Utilities Cable Available Electricity Connected Fire Hydrant Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Metal
Appliances Dishwasher Dryer Microwave Range Refrigerator Washer
Zoning R-3
Garage Spaces 1
Patio/Porch Features Covered Rear Porch
Architectural Style Custom
Pool Features Deck Gunite In Ground Lighting Outside Bath Access Salt Water Tile
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1967
View Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal - Saltwater
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SEASIDE POINT 2ND ADD
Facing Direction Northwest
Garage Y/N true
Other Structures Boat House
Total Rooms 10
Full Baths 3
Status Active
Directions Alt 19 in Palm Harbor to W on Crystal Beach Ave (just S of Alderman) to N on Mayo St to address on right.
High School Palm Harbor Univ High-PN
City PALM HARBOR
Body of Water GREENS BAYOU
Senior Community Y/N false
MLS Area 34683 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 9548
Carport Y/N false
Listing Terms Cash Conventional
Elementary School Ozona Elementary-PN
Property Attached Y/N true
Land Lease Y/N false
Tax Annual Amount 5079.74
Middle/Junior High School Palm Harbor Middle-PN
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N false
Virtual Tour https://iframe.videodelivery.net/50bb48740bc6d5af026cae022c21fd01
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 17
Legal Description SEASIDE POINT 2ND ADD LOT 17
Water View Bayou
Water Access Type Canal - Saltwater
Water Access Y/N true
Additional Rooms Storage Rooms
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Attic Ventilator Built-in Features Ceiling Fan(s) Eating Space In Kitchen Kitchen/Family Room Combo Open Floorplan PrimaryBedroom Upstairs Sauna Solid Surface Counters Solid Wood Cabinets Split Bedroom Stone Counters Thermostat
Flooring Ceramic Tile Slate Hardwood
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Storm Window(s)
Fireplace Y/N false
Half Baths 1
Laundry Features In Garage
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Balcony Fire Pit French Doors Garden Lighting Outdoor Grill Outdoor Shower Rain Gutters Sauna
Vegetation Fruit Trees Trees/Landscaped
Fencing Chain Link Vinyl Wood
Parking Features Deeded Driveway
Lot Features Cul-De-Sac Flood Insurance Required In County Landscaped Near Golf Course Near Marina Near Public Transit Unincorporated
Water Source Public
Lot Size Area 9548
Foundation Details Slab
Spa false
Building Area Total 2798
Lot Dimensions 83 x 105
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 1
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Exp Realty Llc

Broker

Tanner@tillungtampabay.com

Email

Affordability Calculator

$6,519
Per Month
94%
6%
0%
Monthly Principal & Interest
$6,096
Monthly Property Taxes
$423
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Palm Harbor Univ High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
2/19/2026$990,000 -10.00% Price Down
2/2/2026$1,100,000 Listed Price

Map


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628 MAYO STREET, Palm Harbor, FL, 34683 is a Single Family Home for sale at $990,000 with 1,873 sqft and a lot size of 0.21. 628 MAYO STREET has 4 bedrooms, 3.1 baths, and was built in 1967. The property's zip code is 34683 which is in Palm Harbor, FL