418 S Main Street
Urbana, OH, 43078 $ 189,900
Bedrooms3 Baths0.0 Monthly Estimate*
$ 1,169
for $189,900 with 3 bedrooms. This home was built in 1900.
This impeccably maintained duplex sits on a prime stretch of South Main Street, offering space, condition, and flexibility that's hard to find. The property features two oversized units: a 1-bedroom, 1-bath unit at approximately 1,100 square feet and a sprawling 2-bedroom, 1-bath unit measuring roughly 1,600 square feet. Both units are thoughtfully laid out, exceptionally well cared for, and live much larger than most properties in this category. The 1-bedroom unit offers a large kitchen, excellent storage, and is currently vacant, making it an ideal option for an owner-occupant or an investor looking to place a tenant immediately. The 2-bedroom unit includes a living room and dining area, an enclosed front porch, a sunroom off the back, and a deck, along with abundant storage throughout. Both units share access to a clean, dry, and structurally sound basement, providing additional storage and washer and dryer hookups for tenant convenience. It's a practical setup that adds everyday functionality without sacrificing privacy. A detached 2-car garage further enhances the property with off-street parking and extra storage. Major improvements have already been handled. The roof was replaced in 2024. The garage received significant upgrades in 2020, including structural repairs, a new roof and gutters, updated electrical wiring, and new garage door openers. Water heaters were replaced in 2022, and the furnaces are professionally maintained on an annual basis. Pride of ownership is evident throughout. There is minimal deferred maintenance, limited primarily to exterior painting of the soffits and select window trim on both the house and garage. With one unit vacant and the other producing income, this property presents a strong opportunity for an owner-occupant looking to offset their mortgage or an investor seeking a well-maintained, low-stress addition to their portfolio. Solid condition, smart updates, and real upside make this one worth a serious look.
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FeaturesGeneralSewer Public Sewer
Heating Forced Air
Utilities Water Available Sewer Available Natural Gas Available Electricity Available Storm Sewer
Year Built 1900
Township Urbana
Property Subtype Duplex
Tax Year 2025
Gross Income 1755.0
County Champaign
Net Operating Income 1645.0
Operating Expense 110.0
Property Type Multi-Family
Status Active
City Urbana
High School District URBANA CSD 1104 CHA CO.
Number Of Units Total 2
Land Lease Y/N N
Tax Annual Amount 2717.0
Lease Renewal Y/N N
Additional Parcels Y/N N
Rent Control Y/N N
Standard Status Active
Senior Community None
New Construction None
New Financing Coventional True
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ExteriorWater Source Public
Spa N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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InteriorAir Conditioning Y/N Y
Total Baths 0
Heating-Forced Air True
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* Excluded FeaturesList ByColdwell Banker RealtyBroker
shaun.hood@kingthompson.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $1,169
- Monthly Property Taxes
- $226
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Urbana, OH
Average List Price $222,000
Percent of Sale Price 17%
About Urbana, OH 11,799 Population
2% Since 2002
$ 39,650 Median Income
38.3 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
1421364 Elementary School
1421357 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 2/2/2026 | $189,900 | | Listed Price |