3022 SW 28th Avenue Cape Coral, FL $ 649,000
3022 SW 28th Avenue
$ 649,000
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3022 SW 28th Avenue

Cape Coral, FL, 33914
$ 649,000
Bedrooms3 Baths2.0 Sq 1,971

Monthly Estimate*

$ 3,996

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Single Family Home for sale in Cape Coral, FL

for $649,000 with 3 bedrooms and 2 full baths. This 1,971 square foot home was built in 1989 on a lot size of 0.24.

Now reduced $30,000 and featuring a 2.25% assumable loan (~$350K balance) pending buyer approval. Compared to a new 30-year mortgage at current rates, the interest savings could be in excess of $300,000 over the life of the loan! Situated on one of the widest canals in Southwest Cape Coral with perfect western orientation for year-round sunsets, this Gulf access pool home offers exceptional water views and rare peace of mind. Straight out the back of the home, water views exceed 200 feet wide, expanding to nearly 500 feet across the Faye Canal Basin, creating an open, unobstructed waterfront setting that is difficult to replicate. The home is positioned on a pie-shaped lot with approximately 125 feet of water frontage, providing more than 50% greater frontage than a typical Gulf access property. Not one but two docks enhance functionality and flexibility for boating (one dock has lift), fishing, or waterfront entertaining! The lot’s position along the canal significantly enhances the width and depth of the water views compared to surrounding properties. This property checks all of the critical peace-of-mind boxes, including a newer roof (2020), whole-house generator with a 500-gallon buried propane tank, accordion hurricane shutters, whole-house PEX replumb completed in 2024, and a new A/C system installed in 2024. Importantly, the home has never experienced flooding during any hurricanes, a significant and reassuring distinction. Inside, the home offers nearly 2,000 SF with 3 beds, 2 baths (including pool bath) and balances comfort and practicality. The kitchen was recently refreshed with quartz countertops and updated stainless steel appliances, while the family room features a large wood-burning fireplace, ideal for cooler Florida evenings. The screened lanai and pool area connect seamlessly to the water, reinforcing a true indoor-outdoor lifestyle. Assumable VA loan at 2.25% with approximately $350,000 remaining — exceptional financing opportunity for qualified buyers saving tens of thousands of dollars over the life of the loan! With exceptional canal width, long basin views, expanded water frontage, dual docks, and major system upgrades already completed, this home represents a rare opportunity to secure a premium Gulf access lifestyle in one of Cape Coral’s most desirable waterfront settings.

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Single Family Active

Price

$ 649,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 5,091

Style

Ranch, One Story

Lot Size

0.24

Year Built

1989

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026005575

Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Freezer Disposal Microwave Refrigerator Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch One Story
Pool Features Concrete Electric Heat Heated In Ground Pool Equipment Screen Enclosure
Security Features Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1989
View Canal Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2025
Ownership Single Family
Waterfront Features Basin Canal Access Navigable Water Seawall
Community Features Boat Facilities Non-Gated
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction East
Garage Y/N true
Full Baths 2
Status Active
Directions Surfside Blvd to SW 31st Ln to North on SW 28th Ave Home on Left
City Cape Coral
Disclosures RV Restriction(s)
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC22 - Cape Coral Unit 69 70 72-
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 5091.02
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/4f74a59a-f375-44a5-bc92-7f0feb6f84d7?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard
Standard Status Active
Tax Lot 38
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 93 BLK 5940 PB 25 PG 3 LOT 38
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Breakfast Area Separate/Formal Dining Room Entrance Foyer Fireplace High Ceilings Shower Only Separate Shower Walk-In Closet(s) Split Bedrooms
Flooring Tile
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Sliding
Fireplace Y/N true
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Room Type Bathroom Guest Quarters Great Room Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Sprinkler/Irrigation Storage Shutters Manual
Parking Features Attached Garage Garage Door Opener
Lot Features Irregular Lot Oversized Lot Sprinklers Automatic
Water Source Assessment Paid Public
Lot Size Area 0.24
Spa false
Building Area Total 2411
Lot Dimensions 62 x 120 x 125 x 123
Lot Size Acres 0.24
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Other Equipment Generator
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* Excluded Features
List By
Jon Wunsch

Listing Agent

Wunsch Realty Inc

Broker

jonwunsch@hotmail.com

Email

Affordability Calculator

$4,420
Per Month
90%
10%
0%
Monthly Principal & Interest
$3,996
Monthly Property Taxes
$424
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
2/20/2026$649,000 Listed Price

Map


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3022 SW 28th Avenue, Cape Coral, FL, 33914 is a Single Family Home for sale at $649,000 with 1,971 sqft and a lot size of 0.24. 3022 SW 28th Avenue has 3 bedrooms, 2.0 baths, and was built in 1989. The property's zip code is 33914 which is in Cape Coral, FL