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109 Waterside Lane Cross Junction, VA $ 475,000
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$ 475,000 Get more info
109 Waterside Lane
$ 475,000
Back to search
Share Save

109 Waterside Lane

Cross Junction, VA, 22625
$ 475,000
Bedrooms3 Baths3.1 Sq 3,164

Monthly Estimate*

$ 2,925

109 Waterside Lane, Cross Junction, VA 22625 - Image 1
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Single Family Home for sale in Cross Junction, VA

for $475,000 with 3 bedrooms and 3 full baths, 1 half bath. This 3,164 square foot home was built in 2004 on a lot size of 0.24.

PROFESSIONAL PHOTOS COMING SOON! Spectacular Lakeview Home with Multiple Decks & Panoramic Views! Enjoy breathtaking lake views of the wide body of lake from all three levels of this stunning home featuring two expansive front decks and a private wrap-around deck off the primary suite. Designed for entertaining and everyday comfort, the open floor plan showcases soaring circular ceilings, elegant columns, and a spacious kitchen equipped with double ovens, gas range, and all kitchen appliances conveying. Offering approximately 3,000 finished square feet, this home includes a fully finished lower level with a third full bath and additional family room, perfect for guests, recreation, or flexible living space. The oversized primary suite features vaulted ceilings, double doors, and direct access to the private deck, creating a true retreat with lake views. Multiple outdoor living spaces, generous interior layout, and incredible scenery make this property ideal for full-time living or a lake getaway. Updates include brand new decking, fresh interior painting, and newly installed flooring. Come enjoy lake life living with boating, kayaking, swimming at multiple sandy beaches, sports courts, dog parks, fishing pier and clubhouse with fitness room and offering tons of scheduled activities for all ages!

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Single Family Coming Soon

Price

$ 475,000

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 2,147

Style

Colonial

Lot Size

0.24

Year Built

2004

Town/City

Cross Junction

County/Region

Frederick

MLS | Web ID

VAFV2039256
Features
General
Living Area 3164
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Possession Settlement
Roof Shingle
Appliances Dishwasher Cooktop Disposal Microwave Oven - Double Oven - Wall Refrigerator
Zoning R5
HOA Fee 156.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance Management Pier/Dock Maintenance Reserve Funds Security Gate
Patio/Porch Features Deck(s)
Architectural Style Colonial
Construction Materials Vinyl Siding
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 2004
View Lake
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County FREDERICK
New Construction N
Property Type Residential
Association Amenities Baseball Field Basketball Courts Beach Club House Dog Park Exercise Room Gated Community Jog/Walk Path Lake Meeting Room Party Room Picnic Area Pier/Dock Security Tennis Courts Tot Lots/Playground Vo
HOA Y
Subdivision Name LAKE HOLIDAY ESTATES
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status COMING SOON
Directions From Lake Holiday main gate: turn left on Masters Dr left on Colonial Dr right on Lake Holiday Rd stay left over dam and turn right on Waterside Ln. The home will be on the left.
City CROSS JUNCTION
Body of Water Lake Holiday
Disclosures Subject to VA POA Prop Disclosure
Association Name LAKE HOLIDAY COUNTRY CLUB
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10528.00
Tax Annual Amount 2147.0
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Slips 110
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 202.65
Acceptable Financing Conventional FHA VA Cash Bank Portfolio
Vacation Rental Y/N N
Location Type Lake
Standard Status Coming Soon
Year Built Source Assessor
Legal Subdivision LAKE HOLIDAY ESTATES
Tax Lot 1208
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Interior
Interior Amenities Dining Area Kitchen - Table Space Primary Bath(s) Window Treatments Wood Floors
Heating Fuel Electric
Basement Partial Fully Finished Connecting Stairway Interior Access Walkout Level
Total Fireplaces 2
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2344
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 820
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Family Room Primary Bathroom Full Bath Half Bath
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Exterior Lighting
Pool No Pool
Parking Features Paved Driveway
Water Source Public
Garage Features Garage - Front Entry Inside Access
Type of Parking Driveway Attached Garage Off Street
Foundation Details Concrete Perimeter
Water View Y/N Y
Lot Size Acres 0.24
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Number of Docks 1
Land Assessed Value 58000.00
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
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Internal Only
Street Number 1 109
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* Excluded Features
List By
Colony Realty

Broker

lcox.realtor@gmail.com

Email

Affordability Calculator

$3,104
Per Month
94%
6%
0%
Monthly Principal & Interest
$2,925
Monthly Property Taxes
$179
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534469 Elementary School
3536305 Middle School
James Wood High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
1/30/2026$475,000 Listed Price

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109 Waterside Lane, Cross Junction, VA, 22625 is a Single Family Home for sale at $475,000 with 3,164 sqft and a lot size of 0.24. 109 Waterside Lane has 3 bedrooms, 3.1 baths, and was built in 2004. The property's zip code is 22625 which is in Cross Junction, VA

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