109 Waterside Lane Cross Junction, VA $ 499,900
109 Waterside Lane
$ 499,900
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109 Waterside Lane

Cross Junction, VA, 22625
$ 499,900
Bedrooms3 Baths3.1 Sq 3,223

Monthly Estimate*

$ 3,078

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Single Family Home for sale in Cross Junction, VA

for $499,900 with 3 bedrooms and 3 full baths, 1 half bath. This 3,223 square foot home was built in 2004 on a lot size of 0.24.

Spectacular Lake Home with Multiple Decks & Panoramic Views! Enjoy breathtaking wide-body lake views from all three levels of this stunning lake home in gated Lake Holiday! This coastal inspired contemporary features two expansive front decks including the primary suite private decks- where every sunset feels like a getaway. Designed for both entertaining and everyday comfort, the open floor plan showcases soaring circular tray ceilings in kitchen, elegant columns, and rich Brazilian cherry hardwood floors throughout the main level. The gourmet kitchen is beautifully appointed with newer stainless steel appliances, double ovens, a gas range, and generous prep space ideal for hosting gatherings while enjoying the water views. Boasting over 3,200 finished square feet, this home offers exceptional flexibility. The fully finished lower level includes a third full bath and spacious flex area perfect for a media room, TV lounge, guest retreat, recreation space, or home office. Upstairs, brand new carpet enhances the upper level. The oversized primary suite features vaulted ceilings, double doors, large walk in closet, and access to an expansive private deck overlooking the lake creating a true retreat experience. Bedrooms two and three are connected by a convenient Jack and Jill bath, offering both comfort and functionality. Multiple outdoor living spaces, generous interior layout, and incredible scenery make this property ideal for full-time living or the perfect lake getaway. Recent updates include: updated decking, whole house freshly painted, brand new upper-level carpet, newer HVACS, updated lighting, and newer kitchen appliances and washer and dryer. Beyond your doorstep, the Lake Holiday community offers an unparalleled lifestyle. Residents enjoy access to a magnificent 240-acre lake, ideal for boating, water sports, kayaking, canoeing, paddleboarding, swimming, and fishing. Also offering multiple sandy beaches, a large clubhouse with fitness center, various sports courts, hiking trails, dog park, and a marina with boat slips. Experience the perfect blend of modern comfort and resort-style living in this fantastic Lake Holiday home in a 24/7 gated community! Dont miss the floor plan uploaded to photos.

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Single Family Pending

Price

$ 499,900

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 2,147

Style

Colonial,Coastal,Georgian,Contemporary

Lot Size

0.24

Year Built

2004

Town/City

Cross Junction

County/Region

Frederick

MLS | Web ID

VAFV2039256

Features
General
Living Area 3223
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Utilities Propane Electric Available
Possession Settlement
Roof Shingle
Appliances Dishwasher Cooktop Disposal Microwave Oven - Double Oven - Wall Refrigerator Stainless Steel Appliances Washer - Front Loading Dryer - Front Loading
Zoning R5
HOA Fee 156.00
Garage Spaces 2.00
Association Fee Includes Common Area Maintenance Management Pier/Dock Maintenance Reserve Funds Security Gate
Patio/Porch Features Deck(s)
Architectural Style Colonial Coastal Georgian Contemporary
Security Features Security Gate Security System Smoke Detector
Construction Materials Vinyl Siding
School District FREDERICK COUNTY PUBLIC SCHOOLS
Year Built 2004
View Lake
Levels 3
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Monthly
County FREDERICK
New Construction N
Property Type Residential
Association Amenities Baseball Field Basketball Courts Beach Club House Dog Park Exercise Room Gated Community Jog/Walk Path Lake Meeting Room Party Room Picnic Area Pier/Dock Security Tennis Courts Tot Lots/Playground Vo
HOA Y
Subdivision Name LAKE HOLIDAY ESTATES
Garage Y/N Y
Water Access Y/N Y
Other Structures Above Grade Below Grade
Full Baths 3
Status PENDING
Directions From Lake Holiday main gate: turn left on Masters Dr left on Colonial Dr right on Lake Holiday Rd stay left over dam and turn right on Waterside Ln. The home will be on the left.
City CROSS JUNCTION
Body of Water Lake Holiday
Disclosures Subject to VA POA Prop Disclosure
Association Name LAKE HOLIDAY COUNTRY CLUB
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 10528.00
Tax Annual Amount 2147.0
Property Condition Very Good
Structure Type Detached
Condo/Coop Association fee Y/N N
Number of Community Slips 110
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 213.27
Acceptable Financing Conventional FHA VA Cash Bank Portfolio
Vacation Rental Y/N N
Location Type Lake
Standard Status Pending
Year Built Source Assessor
Legal Subdivision LAKE HOLIDAY ESTATES
Tax Lot 1208
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Interior
Interior Amenities Dining Area Kitchen - Table Space Primary Bath(s) Window Treatments Wood Floors Chair Railings Crown Moldings
Heating Fuel Electric
Basement Fully Finished Connecting Stairway Interior Access Walkout Level Daylight Partial Front Entrance Garage Access Outside Entrance Windows
Flooring Hardwood Carpet Vinyl
Total Fireplaces 1
Fireplace Features Gas/Propane
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 2344
Half Baths 1
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 879
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Kitchen Family Room Recreation Room Primary Bathroom Full Bath Half Bath
Below Grade Finished Area Unit Type Square Feet
Laundry Type Lower Floor Hookup
Below Grade Finished Area Source Estimated
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 4
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Exterior
Exterior Amenities Exterior Lighting Private Beach
Pool No Pool
Parking Features Paved Driveway
Water Source Public
Inclusions Washer dryer
Garage Features Garage - Front Entry Inside Access Oversized
Type of Parking Driveway Attached Garage Off Street
Foundation Details Concrete Perimeter
Water View Y/N Y
Lot Size Acres 0.24
Water Body Type Lake
Lot Size Source Estimated
Waterfront Y/N N
Water Access Features Boat - Length Limit Boat - Powered Canoe/Kayak Fishing Allowed Private Beach Swimming Allowed Waterski/Wakeboard
Number of Docks 1
Land Assessed Value 58000.00
Navigable Water Y/N Y
Number of Slips 1
Water Oriented Y/N Y
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Internal Only
Street Number 1 109
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* Excluded Features
List By
Colony Realty

Broker

lcox.realtor@gmail.com

Email

Affordability Calculator

$3,257
Per Month
95%
5%
0%
Monthly Principal & Interest
$3,078
Monthly Property Taxes
$179
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3534469 Elementary School
3536305 Middle School
James Wood High School High School
Pricing History
DatePricePrice ChangeDescription
1/30/2026$475,000 Listed Price

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109 Waterside Lane, Cross Junction, VA, 22625 is a Single Family Home for sale at $499,900 with 3,223 sqft and a lot size of 0.24. 109 Waterside Lane has 3 bedrooms, 3.1 baths, and was built in 2004. The property's zip code is 22625 which is in Cross Junction, VA