40 SAN CARLOS DRIVE Palm Coast, FL $ 495,000
40 SAN CARLOS DRIVE
$ 495,000
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40 SAN CARLOS DRIVE

Palm Coast, FL, 32137
$ 495,000
Bedrooms3 Baths2.1 Sq 1,909

Monthly Estimate*

$ 3,048

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View a Virtual Tour

Single Family Home for sale in Palm Coast, FL

for $495,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,909 square foot home was built in 1991 on a lot size of 0.19.

You deserve relaxed, beachside living today. Recently updated 2-story home in the gated community of Lakeside at Matanzas Shores, where lake views, soaring ceilings and the ocean breezes create an easy, everyday escape for relocating buyers who want Florida to feel like a lifestyle, not just an address. Inside, the layout is designed for both comfort and flexibility: the primary suite is on the first floor for convenient, private main-level living, while 2 additional bedrooms are upstairs, perfect for guests, work-from-home space, or a dedicated hobby room. A newer tile roof and new flooring, High ceilings add volume and light. Whether you are hosting, relaxing, or simply enjoying the view. A large Florida Room overlooks the lake, an inviting spot for morning coffee, reading time, or winding down at the end of the day with the water as your backdrop. Outdoor living extends beyond the home with community designed around the coast. Lakeside at Matanzas is positioned between the Atlantic Ocean and the Intracoastal Waterway and includes deeded beach access and Intracoastal access, so weekends can easily shift from sand to sunset boat watching. Community amenities include 2 pools, tennis, pickle ball courts, volleyball, shuffleboard, basketball, a fishing dock, and more, adding variety to your routine without having to leave the neighborhood. If you have been waiting for an updated home with a first-floor primary suite, open living spaces, and a true coastal amenity package, schedule your showing and experience 40 San Carlos Drive for yourself.

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Single Family Active

Price

$ 495,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 6,346

Style

Single Family Residence

Lot Size

0.19

Year Built

1991

Town/City

Palm Coast

County/Region

Flagler

MLS | Web ID

FC315639

Features
General
Sewer Private Sewer
Heating Electric Heat Pump
Cooling Central Air
Utilities Cable Connected Electricity Connected Public Sewer Connected Sprinkler Recycled Street Lights Underground Utilities Water Connected
Possession Close Of Escrow
Roof Tile
Appliances Exhaust Fan Microwave Range Range Hood Refrigerator Washer
Zoning PUD
HOA Fee 76
Garage Spaces 2
Association Fee Includes 24-Hour Guard Community Pool Escrow Reserves Fund Maintenance Grounds Manager Pool Maintenance Security
Construction Materials Block Stucco
Pets Allowed Cats OK Dogs OK
Year Built 1991
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Canal Front Lake Front
Community Features Canal Front Dock Fishing Intracoastal Waterway Water Access Association Recreation - Owned Clubhouse Deed Restrictions Gated Community - Guard Irrigation-Reclaimed Water Pool Sidewalks Tennis Court(s)
HOA Fee 2 145
Assoc Fee Paid Per Quarterly
County Flagler
New Construction false
Property Type Residential
Association Amenities Pickleball Court(s) Pool Recreation Facilities Security Shuffleboard Court Tennis Court(s) Trail(s)
Attached Garage true
Subdivision Name LAKESIDE/MATANZAS SHORES SUB
Facing Direction West
Garage Y/N true
Total Rooms 6
Full Baths 2
Status Active
Directions From Hammock Dunes Bridge Approx 6 mi North on A1A. From St Augustine south on A1A approx 1 mile south of Marineland.
City PALM COAST
Association Name Maria Accoo
Senior Community Y/N false
MLS Area 32137 - Palm Coast
Lot Size Units Square Feet
Lot Size Square Feet 8059
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
HOA Fee 2 Frequency Monthly
Land Lease Y/N false
Tax Annual Amount 6346.58
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/FC315639
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 29
Legal Description LAKESIDE AT MATANZAS SHORES LOT 29 OR 454 PG 1781 OR 1556/592 OR 2006/1166 OR 2044/1802 OR 2219/1050
Water View Lake
Water Access Type Beach - Access Deeded Canal - Freshwater
Minimum Lease 3 Months
Water Access Y/N true
Monthly HOA Amount 25.33
Water View Y/N true
Flood Zone Code X500*
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Primary Bedroom Main Floor Solid Surface Counters Thermostat Window Treatments
Flooring Laminate Tile Vinyl
Furnished Y/N Negotiable
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Inside Laundry Room
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities French Doors Irrigation System Private Entrance
Water Source Public
Lot Size Area 8059
Foundation Details Slab
Building Area Total 1909
Lot Size Acres 0.19
Road Surface Type Paved
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Full Sail Realty And Management

Broker

callmissq@gmail.com

Email

Affordability Calculator

$3,577
Per Month
85%
15%
0%
Monthly Principal & Interest
$3,048
Monthly Property Taxes
$529
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/30/2026$495,000 Listed Price

Map


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40 SAN CARLOS DRIVE, Palm Coast, FL, 32137 is a Single Family Home for sale at $495,000 with 1,909 sqft and a lot size of 0.19. 40 SAN CARLOS DRIVE has 3 bedrooms, 2.1 baths, and was built in 1991. The property's zip code is 32137 which is in Palm Coast, FL