58 Congress Street Cohoes, NY ^$ 224,900

58 Congress Street

^$ 224,900

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58 Congress Street

Cohoes, NY, 12047

^$ 224,900

Bedrooms4 Baths2.1 Sq 2,334

Monthly Estimate*

^$ 1,385

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Multi-Family Home for sale in Cohoes, NY

for $224,900 with 4 bedrooms and 2 full baths, 1 half bath. This 2,334 square foot home was built in 1920 on a lot size of 0.06.

Owner-occupants and investors take notice! This well-maintained two-family in downtown offers strong income potential and flexible living options. The second-floor unit has been fully gutted and renovated, while the first-floor bi-level unit has been extensively updated and is approximately 99% complete. Features include separate utilities, a brand-new roof (2025), and a fenced front yard. The lower unit offers 2 bedrooms and 2 full baths. A great opportunity for both investors and owner-occupiers—schedule your showing today.

Multi-Family Active

Price

^$ 224,900

Bedrooms

Full Bath

Half Bath

Property Type

Multi-Family

Taxes

^$ 4,174

Style

Traditional

Lot Size

0.06

Year Built

1920

Town/City

Cohoes

County/Region

Albany

MLS | Web ID

202611201

Features

Interior

Interior Amenities High Speed Internet Built-in Features Ceramic Tile Bath

Basement Finished Full

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Above Grade Finished Area 2334.0

Half Baths 1

Total Bedrooms 4

Below Grade Finished Area 0.0

Below Grade Finished Area Source CRS

Above Grade Finished Area Source CRS

Total Baths 3

General

Sewer Public Sewer

Heating Baseboard Forced Air Hot Water Natural Gas

Cooling Window Unit(s)

Garage Spaces 0.0

Architectural Style Traditional

Construction Materials Brick

Year Built 1920

Tenant Pays Heat Electricity

Property Subtype Duplex

Ownership 58 Congress LLC

County Albany

New Construction N

Property Type MultiFamily

HOA N

Attached Garage N

Full Baths 2

Status Active

Directions from White Street left onto Congress street house on the left by the church

City Cohoes

High School District Cohoes

Number Of Units Total 2

Lot Size Units Acres

Lot Size Square Feet 2613.6

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 4174.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 38.000

Exterior

Exterior Amenities None

Fencing Front Yard

Parking Features None

Lot Features Cleared

Water Source Public

Lot Size Area 0.06

Spa N

Lot Size Acres 0.06

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 58

* Excluded Features

List By

Kevin Clancy

Listing Agent

Clancy Real Estate

Broker

(518) 461-9937

Phone

kclancy514@gmail.com

Affordability Calculator

$1,733

Per Month

Monthly Principal & Interest: $1,385
Monthly Property Taxes: $348
Monthly Home Insurance: --

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Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in Cohoes, NY

Average List Price ^$262,182

Percent of Sale Price 17%

About Cohoes, NY

18,421 Population

18% Since 2002

^$48,659 Median Income

41.11 Median Age

18% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853203 Elementary School

853151 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/29/2026	$224,900		Listed Price

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58 Congress Street, Cohoes, NY, 12047 is a Multi-Family Home for sale at $224,900 with 2,334 sqft and a lot size of 0.06. 58 Congress Street has 4 bedrooms, 2.1 baths, and was built in 1920. The property's zip code is 12047 which is in Cohoes, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 1/29/2026.

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58 Congress Street

Multi-Family Home for sale in Cohoes, NY

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