245 Saddle Ridge Lane
Fredericksburg, VA, 22406 $ 739,000
Bedrooms3 Baths2.0 Sq 2,108 Monthly Estimate*
$ 4,550
for $739,000 with 3 bedrooms and 2 full baths. This 2,108 square foot home was built in 2018 on a lot size of 1.56.
**New Improved Price!!! Move in with instant equity! ** Nestled in the private and picturesque enclave of Hartwood, this exceptional residence offers refined living in a serene, natural setting. Just six years young and impeccably maintained, the home presents as virtually brand new and is perfectly positioned on a flat 1.5-acre lot, surrounded by mature forests and over 30 acres of protected landensuring remarkable privacy and a tranquil backdrop. Designed for both elegance and comfort, the open-concept layout flows effortlessly between the expansive family room, sun-drenched sunroom, and a dedicated dining space. At the heart of the home is a stunning gourmet kitchen, thoughtfully appointed for elevated entertaining and everyday luxury living. The primary suite is a private retreat, featuring a spacious walk-in closet and a spa-inspired bathroom that invites relaxation. With two additional generously sized bedrooms with large closets, there are plenty of options for family members and guests alike. The large unfinished basement offers endless possibilities, with rough-in plumbing already in place and initial framing completed making it ideal for future bedrooms, a home theater, rec room, or custom living spaces tailored to your lifestyle. This home is enhanced with an impressive array of modern upgrades, including a whole-home water treatment system, whole-home humidifier with summer bypass, and a 30-amp generator plug with transfer switch and dedicated breaker panel. Advanced security includes POE exterior cameras with a professionally designed NVR system housed in the home office, providing continuous recording and smartphone alerts. Smart-home features seamlessly control lighting and ceiling fans in main living areas, exterior lighting, thermostat, and front door lock. While this location is tucked away from it all, it is also just minutes away from modern conveniences including shopping, restaurants, commuter parking, and the interstate. Prefer the outdoors? Curtis Park is just 2 miles away and offers a public pool, playgrounds, fishing at Curtis Lake, walking trails, disc golf, a skate park, and the par 72, 6,900 yard Gauntlet Golf Club. Offering sophisticated amenities, thoughtful upgrades, and an unparalleled natural setting, this Hartwood home delivers luxury, privacy, and timeless appeal in one exceptional package.
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FeaturesGeneralLiving Area 2108
Sewer Septic > # of BR
Heating Heat Pump(s)
Cooling Central A/C Ceiling Fan(s)
Possession 0-30 Days CD Coin w/Sell Sett
Appliances Built-In Microwave Cooktop Dishwasher Disposal Dryer - Electric Humidifier Oven - Wall Stainless Steel Appliances Washer Water Heater Refrigerator Icemaker
Zoning A1
HOA Fee 235.00
Garage Spaces 2.00
Architectural Style Ranch/Rambler
Security Features Exterior Cameras Security System Surveillance Sys
Construction Materials Vinyl Siding Stone
School District STAFFORD COUNTY PUBLIC SCHOOLS
Year Built 2018
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
Assoc Fee Paid Per Semi-Annually
County STAFFORD
New Construction N
Property Type Residential
HOA Y
Subdivision Name SADDLE RIDGE
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status PENDING
Directions From Rt 17 R on Hartwood L on Saddle Ridge
City FREDERICKSBURG
Association Name SADDLE RIDGE POA
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 68036.00
Tax Annual Amount 5126.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 350.57
Vacation Rental Y/N N
Standard Status Pending
Year Built Source Assessor
Tax Lot 9
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InteriorInterior Amenities Breakfast Area Ceiling Fan(s) Dining Area Entry Level Bedroom Family Room Off Kitchen Floor Plan - Open Formal/Separate Dining Room Kitchen - Gourmet Pantry Recessed Lighting Walk-in Closet(s) Water
Heating Fuel Electric
Basement Full Outside Entrance Rough Bath Plumb Space For Rooms Unfinished
Hot Water Electric
Basement (Y/N) Y
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2108
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Main Floor
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
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ExteriorPool No Pool
Water Source Private Well
Garage Features Garage - Side Entry Garage Door Opener
Type of Parking Attached Garage Driveway
Foundation Details Concrete Perimeter
Water View Y/N N
Lot Size Acres 1.56
Lot Size Source Assessor
Waterfront Y/N N
Land Assessed Value 170000.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList ByBerkshire Hathaway Homeservices Penfed RealtyBroker
amy.adams@penfedrealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,550
- Monthly Property Taxes
- $427
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Fredericksburg, VA
Average List Price $652,189
Percent of Sale Price 12%
About Fredericksburg, VA 47,576 Population
0% Since 2002
$ 0 Median Income
0 Median Age
41% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533238 Elementary School
3533307 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/12/2026 | $739,000 | -1.34% | Price Down |
| 3/7/2026 | $749,000 | -0.79% | Price Down |
| 1/28/2026 | $755,000 | | Listed Price |