4913 Shoreline Drive Chattanooga, TN $ 540,000
4913 Shoreline Drive
$ 540,000
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4913 Shoreline Drive

Chattanooga, TN, 37416
$ 540,000
Bedrooms3 Baths3.0 Sq 3,435

Monthly Estimate*

$ 3,325

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Single Family Home for sale in Chattanooga, TN

for $540,000 with 3 bedrooms and 3 full baths. This 3,435 square foot home was built on a lot size of 0.37.

Welcome to 4913 Shoreline Drive, a rare find in Chattanooga's sought after Bal Harbor community, where waterfront living is right outside your door. Enjoy easy access to the Tennessee River with a neighborhood dock just steps away, perfect for boating, kayaking, fishing, or peaceful evenings by the water. Great Investment Property *Annual Rental Income* 2024 - $50,000 | 2023 - $36,391 | 2022 - $18,800. Inside, you'll find a bright, open layout highlighted by soaring ceilings and brand new hardwood floors throughout this beautifully updated 3 bedroom, 3 full bath home. The main living area flows effortlessly and opens to a spacious loft above, ideal as a fourth bedroom, home office, or bonus living space overlooking the great room. The kitchen was completely remodeled in 2021, featuring modern finishes and updated appliances that make cooking and entertaining a breeze. For added peace of mind, the roof was professionally inspected in 2025. The lower level offers incredible versatility with two separate areas designed to fit your lifestyle. One space can easily serve as a private in law suite complete with its own full bathroom, perfect for guests or extended family. The additional bonus area spans over 600 square feet and provides endless possibilities for a media room, game room, home gym, studio, or entertainment space. Whether you're searching for a primary residence, short term rental, or corporate retreat, this home checks every box. Located just minutes from downtown Chattanooga, you'll enjoy quick access to dining, shopping, and local attractions while still tucked away in a quiet waterfront neighborhood. Homes in Bal Harbor rarely become available. With its flexible floor plan, river access, recent updates, and unbeatable location, 4913 Shoreline Drive is a standout opportunity you won't want to miss. Schedule your private showing today and discover this hidden waterfront gem!

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Single Family Active

Price

$ 540,000

Bedrooms

3

Full Bath

3

Property Type

Single Family

Taxes

$ 3,556

Style

A-Frame

Lot Size

0.37

Town/City

Chattanooga

County/Region

Hamilton

MLS | Web ID

1527466

Features
Interior
Interior Amenities Breakfast Bar Breakfast Nook Ceiling Fan(s) Eat-in Kitchen En Suite Granite Counters High Ceilings Open Floorplan Recessed Lighting Storage Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Carpet Laminate Tile
Fireplace Features Den Gas Log Living Room Wood Burning
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Fireplace Y/N Y
Above Grade Finished Area 3435.0
Half Baths 0
Laundry Features Electric Dryer Hookup Inside Main Level Washer Hookup
Total Bedrooms 3
Total Baths 3
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General
Sewer Public Sewer
Heating Central Electric Natural Gas
Cooling Central Air Electric
Utilities Cable Available Electricity Connected Natural Gas Connected Phone Available Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Water Heater Refrigerator Microwave Electric Range Dishwasher
HOA Fee 50.0
Garage Spaces 2.0
Patio/Porch Features Deck Rear Porch Screened Terrace
Architectural Style A-Frame
Construction Materials Shingle Siding Stone
Year Built 1982
Stories Count 1
Property Subtype Single Family Residence
Community Features Dock
Assoc Fee Paid Per Annually
County Hamilton
New Construction N
Property Type Residential
Association Amenities Boat Dock
HOA Y
Attached Garage Y
Subdivision Name Bal Harbor #3
Garage Y/N Y
Total Rooms 10
Full Baths 3
Status Active
Directions From Downtown Chattanooga travel north on US 27 and merge onto TN 153 toward the airport and Decatur. Continue on TN 153 for roughly five miles then take the exit for Amnicola Highway (TN 58 North).
High School Central High School
City Chattanooga
Senior Community Y/N N
MLS Area Chattanooga
Lot Size Units Acres
Lot Size Square Feet 16117.2
Carport Y/N N
Listing Terms Cash Conventional FHA VA Loan
Elementary School Harrison Elementary
Land Lease Y/N N
Tax Annual Amount 3556.19
Home Warranty Y/N N
Middle/Junior High School Brown Middle
Property Condition Updated/Remodeled
Lease Renewal Y/N N
MLS Area Minor Chattanooga
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Occupancy Type Vacant
Legal Description Lot 91 Bal Harbor #3 31-207
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Exterior
Exterior Amenities Balcony Private Yard Rain Gutters Smart Lock(s)
Parking Features Concrete Driveway Garage Garage Faces Front Off Street
Lot Features Back Yard Cleared Few Trees Front Yard Private
Water Source Public
Inclusions All furniture and kitchenware to be included with sale with acceptable offer.
Lot Size Area 0.37
Foundation Details Block
Spa N
Building Area Total 3435.0
Lot Dimensions 110X146.64
Lot Size Acres 0.37
Road Surface Type Asphalt Paved
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 4913
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* Excluded Features
List By
Keller Williams Realty

Broker

Wade@trammellgroupkw.com

Email

Affordability Calculator

$3,621
Per Month
92%
8%
0%
Monthly Principal & Interest
$3,325
Monthly Property Taxes
$296
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1547876 Elementary School
1547369 Middle School
Central High School High School
Pricing History
DatePricePrice ChangeDescription
1/28/2026$540,000 Listed Price

Map


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4913 Shoreline Drive, Chattanooga, TN, 37416 is a Single Family Home for sale at $540,000 with 3,435 sqft and a lot size of 0.37. 4913 Shoreline Drive has 3 bedrooms and 3.0 baths. The property's zip code is 37416 which is in Chattanooga, TN