138 Saint Charles Street
Bay Saint Louis, MS, 39520 $ 920,000
Bedrooms3 Baths2.1 Sq 2,336 Monthly Estimate*
$ 5,665
for $920,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,336 square foot home was built in 2013 on a lot size of 0.62.
WELCOME to your private sanctuary just one block from the white sandy beaches of the Bay of St Louis. Thoughtfully set back 200 feet from the entrance on over half an acre including two lots, this exceptional home offers rare privacy on one of Bay St. Louis's most established and charming streets. Surrounded by wooded areas on three sides, the park-like setting features a registered Live Oak, a shady saltwater pool, and an outdoor shower. Gardens boast a variety of native plants including mature camelias and azaleas in pinks, whites, and purple and abundant jasmine ideal for that Southern fragrance. Raised 10 feet, the house has wrap-around porches on three sides—one of which is screened. With generous windows throughout and a naturally secluded setting, you can enjoy beautiful, tree-filled views with the utmost privacy. The entrance, through double-walnut doors, leads into a large foyer opening to an airy living room with a fireplace. Off of the formal living area is a tv room which can serve multiple purposes. The kitchen, with a Verona range, quartz countertops and beautiful cabinetry, is designed to be highly functional, efficient and sure to please any cook. There is also an outdoor deck adjacent to the kitchen for grilling. The main floor is completed with 2 generously sized bedrooms, one full bath and a full-size laundry room. Sliding doors from each bedroom open to 8' deep decks overlooking the pool. The light filled En-Suite on the 2nd floor, complete with a custom closet, is a true retreat in the sky with bright windows overlooking the trees making it a nature lover's delight. Views to the north, south and west are enhanced by the surrounding live oak trees and beautiful grounds. The ground level beneath the home provides covered parking for two vehicles, has a large storage room/shop, and plenty of room for entertaining, pets, kids and room for your golfcart, This is a rare opportunity to own a unique blend of seclusion and coastal charm in a prime location. Schedule your private showing today!
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FeaturesGeneralProperty Subtype Single Family Residence
Tax Year 2025
County Hancock
Property Type Residential
Subdivision Name Fourth Ward
Status Active
City Bay Saint Louis
Lot Size Units Acres
Lot Size Square Feet 27007.2
Standard Status Active
Heating Central Fireplace(s) Heat Pump Natural Gas
Garage Spaces 0
Architectural Style French Acadian
Construction Materials HardiPlank Type
Year Built 2013
New Construction false
Attached Garage false
Total Rooms 0
High School Bay St Louis
Elementary School North Bay
Middle/Junior High School Bay Jh
Property Condition Move In Ready
Sewer Public Sewer
Patio/Porch Features Front Porch Porch Rear Porch Screened Side Porch Terrace Wrap Around
Community Features Biking Trails Boating Fishing Hiking/Walking Trails Marina Near Entertainment Street Lights
Virtual Tour https://www.propertypanorama.com/138-Saint-Charles-Street-Bay-Saint-Louis-MS-39520--4137252/unbranded
Structure Type House
Levels Two
Utilities Cable Available Electricity Connected Sewer Connected Water Connected Natural Gas in Kitchen
Cooling Ceiling Fan(s) Central Air Gas Heat Pump
Waterfront Features Bay Beach Access
Pool Features Fenced In Ground Pool Sweep Salt Water Waterfall
Roof Metal
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InteriorTotal Baths 3
Interior Amenities Double Vanity Elevator Entrance Foyer High Ceilings Open Floorplan
Flooring Ceramic Tile
Heating Y/N true
Laundry Features Gas Dryer Hookup Laundry Room Washer Hookup
Fireplace Features Gas Log Living Room
Window Features Double Pane Windows
Air Conditioning Y/N true
Fireplace Y/N true
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ExteriorLot Size Area 0.62
Lot Size Acres 0.62
Parking Features Covered Gravel
Lot Features Landscaped Many Trees Near Beach Views
Water Source Public
Building Area Total 2336
Lot Dimensions 52x230x114x90x62x140: 65x141x63x142
Waterfront Y/N true
Exterior Amenities Balcony Elevator Fire Pit Outdoor Shower
Fencing Partial
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* Excluded FeaturesList ByLynn A BarnettListing Agent
Berkshire Hathaway Home Servs., Panoramic PropertiesBroker
lynnbarnett.home@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,665
- Monthly Property Taxes
- $481
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Bay Saint Louis, MS
Average List Price $462,942
Percent of Sale Price 50%
About Bay Saint Louis, MS 10,815 Population
-6% Since 2002
$ 44,438 Median Income
42.48 Median Age
26% Households with Children
Trends Information provided by ATTOM Data Solutions.
0 Elementary School
0 Middle School
Bay St Louis High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 3/18/2026 | $920,000 | -4.66% | Price Down |
| 2/19/2026 | $965,000 | | Listed Price |