69 Elm Street Oneonta, NY $ 399,000
69 Elm Street
$ 399,000
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69 Elm Street

Oneonta, NY, 13820
$ 399,000
Bedrooms5 Baths2.1 Sq 2,122

Monthly Estimate*

$ 2,457

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Single Family Home for sale in Oneonta, NY

for $399,000 with 5 bedrooms and 2 full baths, 1 half bath. This 2,122 square foot home was built in 1900 on a lot size of 0.18.

A rare expression of refined Victorian living, this distinguished Queen Anne residence is a masterclass in historic elegance, architectural depth, and enduring craftsmanship. Rich in original detail, the home offers four bedrooms and three baths, thoughtfully composed to honor its heritage while accommodating modern life. From the moment you enter, soaring ceilings, a gracious dual staircase, and a beautifully proportioned double living room establish an atmosphere of quiet grandeur. Intricate millwork, period details, and subtle architectural nuances reveal themselves at every turn—each a testament to a bygone era when homes were built with intention and artistry. Boasting extremely well maintained & coveted original features. A private office provides a serene retreat for work or reflection, while the flow of formal and informal spaces makes the home equally suited for intimate gatherings or elegant entertaining. A rare three-car garage offers both convenience and discretion—an exceptional feature for a property of this vintage. The fully heated, partially finished lower level expands the entire footprint of the home, featuring a workshop, laundry area, and an additional bath—offering flexibility for creative pursuits, extended living, or future refinement. Warm, storied, and unmistakably authentic, this Queen Anne Victorian is a residence of presence and soul—an exceptional opportunity to steward a home where craftsmanship, character, and comfort endure. 4BD 3BA + 3 Car Garage + Full Basement + Fenced Yard + Corner Lot

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Single Family Active

Price

$ 399,000

Bedrooms

5

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 193,348

Style

Craftsman,HistoricAntique,Victorian

Lot Size

0.18

Year Built

1900

Town/City

Oneonta

County/Region

Otsego

MLS | Web ID

R1659532

Features
Interior
Interior Amenities CeilingFans Den EntranceFoyer SeparateFormalLivingRoom GalleyKitchen GraniteCounters HomeOffice Storage NaturalWoodwork WindowTreatments BedroomOnMainLevel ConvertibleBedroom ProgrammableThermostat
Basement Full PartiallyFinished
Flooring Hardwood Tile Varies
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Window Features Drapes StormWindows WoodFrames
Fireplace Y/N No
Half Baths 1
Laundry Features InBasement
Total Bedrooms 5
Main Level Bedrooms 1
Main Level Bathrooms 1
Total Baths 3
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General
Sewer Connected
Heating Gas HotWater Radiators Steam
Utilities CableAvailable ElectricityConnected HighSpeedInternetAvailable SewerConnected WaterConnected
Possession Closing
Roof Shingle
Appliances BuiltInRefrigerator Dryer Dishwasher GasCooktop GasOven GasRange GasWaterHeater Microwave Refrigerator Washer
Garage Spaces 3.0
Patio/Porch Features Covered Porch
Architectural Style Craftsman HistoricAntique Victorian
Construction Materials Frame Other WoodSiding PexPlumbing
School District Oneonta
Year Built 1900
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype SingleFamilyResidence
Accessibility AccessibleBedroom
County Otsego
Property Type Residential
Attached Garage No
Garage Y/N Yes
Total Rooms 12
Full Baths 2
Status Active
Directions corner of spruce & elm
High School Oneonta High
City Oneonta
Senior Community Y/N No
High School District Oneonta
Number Of Units Total 0
MLS Area Oneonta-City-361200
Lot Size Units Acres
Lot Size Square Feet 7841.0
Year Built Details Existing
Tax Annual Amount 193348.0
Property Condition Resale
Standard Status Active
Middle/Junior School District Oneonta
Elementary School District Oneonta
Tax Assessed Value 189000
TaxOtherAnnualAssessmentAmount 189000.0
Tax Lot 23
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Exterior
Exterior Amenities Awnings BlacktopDriveway Fence PropaneTankOwned
Fencing Partial
Parking Features Detached Electricity Garage Storage WorkshopInGarage Driveway GarageDoorOpener
Lot Features CornerLot Rectangular RectangularLot
Water Source Connected Public
Lot Size Area 0.18
Foundation Details Stone
Building Area Total 2122.0
Lot Dimensions 60X132
Lot Size Acres 0.18
Waterfront Y/N No
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Internal Only
Street Number 1 69
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* Excluded Features
List By
Four Seasons Sotheby's International Realty

Broker

(607) 427-8818

Phone

Affordability Calculator

$18,569
Per Month
13%
87%
0%
Monthly Principal & Interest
$2,457
Monthly Property Taxes
$16,112
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4122763 Elementary School
4122830 Middle School
Oneonta High High School
Pricing History
DatePricePrice ChangeDescription
1/24/2026$349,000 Listed Price

Map


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69 Elm Street, Oneonta, NY, 13820 is a Single Family Home for sale at $399,000 with 2,122 sqft and a lot size of 0.18. 69 Elm Street has 5 bedrooms, 2.1 baths, and was built in 1900. The property's zip code is 13820 which is in Oneonta, NY