109 SE 40th Terrace Cape Coral, FL $ 683,500
109 SE 40th Terrace
$ 683,500
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109 SE 40th Terrace

Cape Coral, FL, 33904
$ 683,500
Bedrooms3 Baths2.0 Sq 1,921

Monthly Estimate*

$ 4,208

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Single Family Home for sale in Cape Coral, FL

for $683,500 with 3 bedrooms and 2 full baths. This 1,921 square foot home was built in 1974 on a lot size of 0.23.

Welcome to your Gulf access getaway in the heart of Cape Coral! This updated 3-bedroom, 2-bathroom pool home with spa is situated on a canal with boating access to the river—just a short 23-minute ride with only one bridge out. Inside, you’ll find an open and spacious floor plan perfect for both everyday living and entertaining. The living and dining areas are filled with natural light, and the updated kitchen offers ample storage, modern finishes, and a casual bar seating area. The split-bedroom layout ensures privacy, with a relaxing primary suite featuring an en-suite bath. Two guest bedrooms and an additional full bath provide plenty of space for family or visitors. Step outside to your screened lanai with a sparkling pool and spa, surrounded by tropical landscaping and a peaceful waterfront setting—ideal for lounging, dining al fresco, or simply enjoying the Southwest Florida lifestyle. Pool new in 2022, with Jandy I-aqualink pool automation. New Samsung bespoke appliances, drawer microwave new 2022. Conveniently located near shopping, dining,this home is a perfect opportunity to live the waterfront dream in a great location!

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Single Family Active

Price

$ 683,500

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,044

Style

Ranch, OneStory

Lot Size

0.23

Year Built

1974

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026003990

Features
Interior
Interior Amenities BreakfastBar Bidet ClosetCabinetry SeparateFormalDiningRoom DualSinks EatInKitchen KitchenIsland LivingDiningRoom ShowerOnly SeparateShower WindowTreatments SplitBedrooms
Flooring Tile
Furnished Y/N Furnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features SingleHung ImpactGlass WindowCoverings
Fireplace Y/N N
Half Baths 0
Total Bedrooms 3
Entry Level 1
Room Type ScreenedPorch
Total Baths 2
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General
Sewer AssessmentPaid PublicSewer
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Dishwasher ElectricCooktop Freezer Disposal Microwave Refrigerator SelfCleaningOven
HOA Fee 0.0
Garage Spaces 2.0
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch OneStory
Pool Features Concrete InGround
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1974
View Canal Water
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name CAPE CORAL
Waterfront Features CanalAccess
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities None
HOA N
Attached Garage Y
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N Y
Total Rooms 0
Full Baths 2
Status Active
Directions Santa Barbara to SE 40th Terrace.
City Cape Coral
Disclosures OwnerHasFloodInsurance OwnerIsListingAgent RvRestrictions
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description R1
MLS Area CC12 - Cape Coral Unit 7-15
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Spa Features Gunite InGround
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 7044.79
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://tours.skywirephotography.com/idx/306816
Standard Status Active
Tax Lot 5
Property Sub Type Additional SingleFamilyResidence
Legal Description CAPE CORAL UNIT 10 BLK 241 PB 13 PG 31 LOTS 5 + 6
HOA Fee 3 0.0
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Exterior
Exterior Amenities Fence SprinklerIrrigation Other
Parking Features Attached Garage GarageDoorOpener
Lot Features RectangularLot SprinklersAutomatic
Water Source AssessmentPaid Public Assessment Paid Public
Lot Size Area 0.23
Horses N
Spa Y
Irrigation/Water Rights Y
Gulf Access Type Bridges Water Indirect
Gulf Access Y
Building Area Total 2378.0
Lot Dimensions 92 x 120 x 92 x 120
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Lisa VanderBleek

Listing Agent

Re/Max Sunshine

Broker

lvbrealtor1@gmail.com

Email

Affordability Calculator

$4,795
Per Month
88%
12%
0%
Monthly Principal & Interest
$4,208
Monthly Property Taxes
$587
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/24/2026$683,500 Listed Price

Map


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109 SE 40th Terrace, Cape Coral, FL, 33904 is a Single Family Home for sale at $683,500 with 1,921 sqft and a lot size of 0.23. 109 SE 40th Terrace has 3 bedrooms, 2.0 baths, and was built in 1974. The property's zip code is 33904 which is in Cape Coral, FL