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109 SE 40th Terrace Cape Coral, FL $ 669,500
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$ 669,500 Get more info
109 SE 40th Terrace
$ 669,500
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109 SE 40th Terrace

Cape Coral, FL, 33904
$ 669,500
Bedrooms3 Baths2.0 Sq 1,921

Monthly Estimate*

$ 4,122

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Single Family Home for sale in Cape Coral, FL

for $669,500 with 3 bedrooms and 2 full baths. This 1,921 square foot home was built in 1974 on a lot size of 0.23.

Welcome to your Gulf access getaway in the heart of Cape Coral! This updated 3-bedroom, 2-bathroom pool home with spa is situated on a canal with boating access to the river—just a short 23-minute ride with only one bridge out. Inside, you’ll find an open and spacious floor plan perfect for both everyday living and entertaining. The living and dining areas are filled with natural light, and the updated kitchen offers ample storage, modern finishes, and a casual bar seating area. The split-bedroom layout ensures privacy, with a relaxing primary suite featuring an en-suite bath. Two guest bedrooms and an additional full bath provide plenty of space for family or visitors. Step outside to your screened lanai with a sparkling pool and spa, surrounded by tropical landscaping and a peaceful waterfront setting—ideal for lounging, dining al fresco, or simply enjoying the Southwest Florida lifestyle. Pool new in 2022, with Jandy I-aqualink pool automation. New Samsung bespoke appliances, drawer microwave new 2022. Conveniently located near shopping, dining,this home is a perfect opportunity to live the waterfront dream in a great location!

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Single Family Pending

Price

$ 669,500

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 7,044

Style

Ranch, One Story

Lot Size

0.23

Year Built

1974

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2026003990
Features
General
Sewer Assessment Paid Public Sewer
Heating Central Electric
Cooling Central Air Ceiling Fan(s) Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Electric Cooktop Freezer Disposal Microwave Refrigerator Self Cleaning Oven
HOA Fee 0
Garage Spaces 2
Association Fee Includes None
Patio/Porch Features Lanai Porch Screened
Architectural Style Ranch One Story
Pool Features Concrete Electric Heat Heated In Ground
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1974
View Canal Water
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features Canal Access
Community Features None
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Contingency Inspection
Subdivision Name CAPE CORAL
Facing Direction South
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Pending
Directions Santa Barbara to SE 40th Terrace.
City Cape Coral
Disclosures Owner Has Flood Insurance Owner Is Listing Agent RV Restriction(s)
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1
MLS Area CC12 - Cape Coral Unit 7-15
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Spa Features Gunite In Ground
Tax Annual Amount 7044.79
Property Condition Resale
Virtual Tour https://tours.skywirephotography.com/idx/306816
Standard Status Pending
Tax Lot 5
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 10 BLK 241 PB 13 PG 31 LOTS 5 + 6
HOA Fee 3 0
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Interior
Interior Amenities Breakfast Bar Bidet Closet Cabinetry Separate/Formal Dining Room Dual Sinks Eat-in Kitchen Kitchen Island Living/Dining Room Shower Only Separate Shower Window Treatments Split Bedrooms
Flooring Tile
Furnished Y/N Furnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Single Hung Impact Glass Window Coverings
Half Baths 0
Total Bedrooms 3
Entry Level 1
Room Type Screened Porch
Total Baths 2
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Exterior
Exterior Amenities Fence Sprinkler/Irrigation Other
Parking Features Attached Garage Garage Door Opener
Lot Features Rectangular Lot Sprinklers Automatic
Water Source Assessment Paid Public
Lot Size Area 0.23
Spa true
Building Area Total 2378
Lot Dimensions 92 x 120 x 92 x 120
Lot Size Acres 0.23
Road Surface Type Paved
Private Pool true
Lot Size Source Appraiser
Waterfront Y/N true
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Lisa VanderBleek

Listing Agent

Re/Max Sunshine

Broker

lvbrealtor1@gmail.com

Email

Affordability Calculator

$4,709
Per Month
88%
12%
0%
Monthly Principal & Interest
$4,122
Monthly Property Taxes
$587
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
2/27/2026$669,500 -0.89% Price Down
2/20/2026$675,500 Listed Price

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109 SE 40th Terrace, Cape Coral, FL, 33904 is a Single Family Home for sale at $669,500 with 1,921 sqft and a lot size of 0.23. 109 SE 40th Terrace has 3 bedrooms, 2.0 baths, and was built in 1974. The property's zip code is 33904 which is in Cape Coral, FL

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