2821 Bruce Street Matlacha, FL $ 545,000
2821 Bruce Street
$ 545,000
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2821 Bruce Street

Matlacha, FL, 33993
$ 545,000
Bedrooms3 Baths2.0 Sq 1,698

Monthly Estimate*

$ 3,356

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Single Family Home for sale in Matlacha, FL

for $545,000 with 3 bedrooms and 2 full baths. This 1,698 square foot home was built in 1969 on a lot size of 0.2.

Discover the best in Florida coastal living in this newly updated, classic island home. This home features a private heated pool, expansive outdoor deck, and a tropical outdoor shower with hot water, under a flowering-vine-covered pergola. Enjoy charming coastal decor and abundant natural light throughout. Currently the insurance is paid ahead through 2026 and assumable. The property is built to last with many improvements, such as a metal roof, a new pool enclosure (2020), the enclosed lanai redesign by a top local structual engineer using poured concrete and 2X12 beams. Additional 2023 upgrades include a CAT 5 barrier island-rated garage door, plus impact windows and doors for superior protection and energy efficiency. The entire attic received extra insulation in 2024. The newly updated kitchen features quartz countertops, new appliances (2025), while both full-sized bathrooms offer modern tiles and quartz countertops. A powder coated front door ensures durability against the salt air, complemented by tighly woven No-See-Um proof screens and custom modern window coverings throughout. Located on the island's deepest canal with DIRECT GULF ACCESS and NO BRIDGES. Includes a covered 10,000 lb boat lift (installed in 2019) with new cables as of 2025- providing the fastest access to Charlotte Harbor and the Gulf of Mexico in mere moments. The seawall is maintained. The garage built-in storage leaves room to park an SUV. Conveniently located just minutes from essential shopping, grocery stores, waterfront dining and an international airport 45 minutes away. This home perfectly embodies the essence of a relaxed Southwest Florida lifestyle for families or avid fishermen alike. This one checks off all the boxes- schedule your private showing to see it today!

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Single Family Active

Price

$ 545,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,521

Style

Ranch, OneStory

Lot Size

0.2

Year Built

1969

Town/City

Matlacha

County/Region

Lee

MLS | Web ID

2026003943

Features
Interior
Interior Amenities BuiltInFeatures FamilyDiningRoom KitchenIsland LivingDiningRoom MainLevelPrimary SplitBedrooms ShowerOnly SeparateShower CableTv WindowTreatments AirFiltration HighSpeedInternet
Flooring Tile
Furnished Y/N Furnished
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Window Features ImpactGlass Shutters WindowCoverings
Fireplace Y/N N
Half Baths 0
Laundry Features Inside LaundryTub
Total Bedrooms 3
Entry Level 1
Room Type Den ScreenedPorch GreatRoom
Total Baths 2
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General
Sewer PublicSewer
Heating Central Electric
Cooling CeilingFans
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Metal
Appliances Dryer Dishwasher ElectricCooktop Freezer Disposal Microwave Refrigerator SelfCleaningOven Washer
HOA Fee 0.0
Garage Spaces 1.0
Association Fee Includes None
Patio/Porch Features Deck Lanai Open Patio Porch Screened
Architectural Style Ranch OneStory
Pool Features Concrete ElectricHeat Heated InGround Community
Security Features SmokeDetectors
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1969
View Canal Water
Stories Count 1
Property Subtype SingleFamilyResidence
Tax Year 2024
Ownership Single Family
Development Name ISLAND HARBORS
Waterfront Features CanalAccess
Community Features BoatFacilities
HOA Fee 2 0.0
County Lee
New Construction N
Property Type Residential
Association Amenities BoatDock BoatRamp Library Playground Pickleball Park Pool BoatSlip TennisCourts
HOA N
Attached Garage Y
Subdivision Name ISLAND HARBORS
Facing Direction Northwest
Garage Y/N Y
Full Baths 2
Status Active
Directions Take a right onto Island Ave at 'A Perfect Cup'. Stay to the Right on Island Ave. Bruce is down past the curve on the Right this home is the 3rd down on the right.
High School SCHOOL CHOICE
City Matlacha
Disclosures OwnerHasFloodInsurance SellerDisclosure
Land Lease Amount 0.0
Senior Community Y/N N
Zoning Description TFC-2
MLS Area PI03 - Matlacha
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Elementary School SCHOOL CHOICE
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 2521.56
Home Warranty Y/N N
Middle/Junior High School SCHOOL CHOICE
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026003943
Standard Status Active
Tax Lot 292
Property Sub Type Additional SingleFamilyResidence
Legal Description ISLAND HARBORS 4TH ADDN PB 10 PG 98 LOT 292 + NELY 18 FT 291 + SW 16 FT 293
HOA Fee 3 0.0
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Exterior
Exterior Amenities Deck Fence SecurityHighImpactDoors OutdoorShower Patio
Parking Features Attached Driveway Underground Garage Paved RvAccessParking GarageDoorOpener
Lot Features OversizedLot
Water Source Public Public
Lot Size Area 0.2
Horses N
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges ViaBoatLift Water Direct
Gulf Access Y
Building Area Total 1746.0
Lot Dimensions 85 x 100 x 85 x 100
Lot Size Acres 0.2
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 1.0
Other Equipment AirPurifier
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Sarah Chido

Listing Agent

Coldwell Banker Realty

Broker

Sarah.Chido@CBRealty.com

Email

Affordability Calculator

$3,566
Per Month
94%
6%
0%
Monthly Principal & Interest
$3,356
Monthly Property Taxes
$210
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023314 Elementary School
1023331 Middle School
School Choice High School High School
Pricing History
DatePricePrice ChangeDescription
1/24/2026$545,000 Listed Price

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2821 Bruce Street, Matlacha, FL, 33993 is a Single Family Home for sale at $545,000 with 1,698 sqft and a lot size of 0.2. 2821 Bruce Street has 3 bedrooms, 2.0 baths, and was built in 1969. The property's zip code is 33993 which is in Matlacha, FL