41515 SILVER DRIVE
Umatilla, FL, 32784 $ 549,999
Bedrooms5 Baths4.1 Sq 3,067 Monthly Estimate*
$ 3,386
for $549,999 with 5 bedrooms and 4 full baths, 1 half bath. This 3,067 square foot home was built in 1997 on a lot size of 0.51.
A Lakefront Home Designed for Living, Entertaining, and Unforgettable Sunsets As you arrive, the circular driveway draws you in, framing a welcoming front porch and hinting at what’s beyond. Step inside, and the home immediately opens up—vaulted ceilings, natural light, and wide lake views pulling your eyes straight through the living space toward the water. The main living room feels airy and grounded at the same time, flowing effortlessly into the kitchen and dining area. It’s the kind of layout that works just as well for quiet mornings as it does for hosting friends on the weekend. Every major living space is oriented to capture the lake, so the view becomes part of everyday life, not just something you visit once in a while. The kitchen anchors the heart of the home with granite countertops, a generous breakfast bar, tile backsplash, and plenty of room to cook, gather, and linger. Whether it’s coffee at sunrise or wine while dinner’s on, this space was built to be lived in. Slide open the doors to the screened-in balcony and feel the shift—breeze off the water, soft evening light, and sunsets that never get old. This is where days end slowly and weekends begin early. Back inside, the owner’s suite on the main level feels like a true retreat. A tray ceiling adds height and drama, while the en-suite bath delivers spa energy with dual granite vanities, a jetted soaking tub, and a custom-tiled walk-in shower with dual shower heads. The walk-in closet keeps everything organized and out of sight. Three additional guest bedrooms on the main level provide flexibility for family, office space, or visiting friends—each positioned for privacy and comfort. Then comes the surprise: the walk-out basement. It opens a whole second chapter of the home, ideal for entertaining, extended family, or long-term guests. A private secondary suite makes this level perfect for in-law quarters or multi-generational living. There’s also a full-size safe room that can double as a sixth bedroom, a gym, or a high-security storage space. Step outside again to the large screened back porch, already plumbed for water and ready for an outdoor kitchenette. Beyond that, the backyard stretches toward the lake with space for a future sand beach, a firepit, or lakeside seating. The private dock waits at the shoreline—launch your kayak, cast a line, or just sit and watch the light change across the water. The home also features a dedicated laundry room on the main level, a two-car tandem garage with a concrete driveway at the rear, and a freshly painted exterior for a clean, move-in-ready feel. Optional HOA adds flexibility, and the seller is offering seller concessions, creating an excellent opportunity for buyers who want room to personalize and structure a deal that works for them. This isn’t just a house—it’s a daily lakefront lifestyle, built for space, comfort, privacy, and views that make ordinary days feel like vacation. Schedule your private showing and walk this story for yourself. buyer to verify all information for accuracy measurements may be estimates
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FeaturesGeneralSewer Septic Tank
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Appliances Dishwasher Microwave Range Refrigerator
HOA Fee 52
Garage Spaces 2
Construction Materials Block Metal Frame Wood Siding
Pets Allowed Yes
Year Built 1997
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
Assoc Fee Paid Per Annually
County Lake
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name SILVER BEACH HIGHTS
Facing Direction East
Garage Y/N true
Total Rooms 11
Full Baths 4
Status Active
Directions From US-441 in Umatilla turn east onto Silver Beach Blvd. Continue straight as Silver Beach Blvd becomes Silver Drive. Follow Silver Drive to 41515 Silver Dr. The home will be on the lakeside.
City UMATILLA
Body of Water SOUTH TWINN LAKE
Senior Community Y/N false
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Square Feet
Lot Size Square Feet 22215
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 7421
Home Warranty Y/N false
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/O6376572
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 18
Legal Description SILVER BEACH HEIGHTS PB 14 PG 25 LOT 18 BLOCK H AND COMMENCE AT THE SOUTHEAST CORNER OF SAID LOT 18 BLOCK H THENCE RUN SOUTH 69-24-50 WEST 208.55 FEET ALONG THE SOUTHERLY LINE OF SAID LOT FOR THE POINT OF BEGINNING THENCE CONTINUE SOUTH 69-24-50 WEST 554.10 FEET THENCE NORTH 53-03-50 WEST 118.24 FEET THENCE NORTH 69-24-50 EAST 642.86 FEET THENCE SOUTH 06-22-10 EAST 102.90 FEET TO THE POINT OF BEGINNING
Water View Lake
Water Access Type Lake
Minimum Lease 1 Month
Water Access Y/N true
Monthly HOA Amount 4.33
Water View Y/N true
Flood Zone Code ae
DockY/N true
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InteriorInterior Amenities Ceiling Fan(s) Eating Space In Kitchen High Ceilings Kitchen/Family Room Combo Open Floorplan Primary Bedroom Main Floor Tray Ceiling(s) Vaulted Ceiling(s)
Flooring Tile Hardwood
Furnished Y/N Unfurnished
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Laundry Room
Total Bedrooms 5
Total Baths 5
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ExteriorExterior Amenities Irrigation System Lighting Outdoor Kitchen Private Yard
Water Source Public
Lot Size Area 22215
Foundation Details Slab
Building Area Total 3427
Lot Size Acres 0.51
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 2
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* Excluded FeaturesList Bynadeausellsflorida@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $3,386
- Monthly Property Taxes
- $618
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Umatilla, FL
Average List Price $434,239
Percent of Sale Price 21%
About Umatilla, FL 3,344 Population
26% Since 2002
$ 38,646 Median Income
45.28 Median Age
28% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/24/2026 | $549,999 | | Listed Price |