123 2nd Street SE Loveland, CO ^$ 675,000

123 2nd Street SE

^$ 675,000

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Recently Listed

123 2nd Street SE

Loveland, CO, 80537

^$ 675,000

Studio Baths0.0 Sq 1,792

Monthly Estimate*

^$ 4,156

Listed by C3 Real Estate Solutions, LLC

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Studio

Single Family Home for sale in Loveland, CO

for $675,000. This 1,792 square foot home was built in 1912 on a lot size of 0.21.

Rare downtown Loveland investment or owner-occupant opportunity. Two fully detached, ranch-style homes on one lot plus RV/Tiny Home parking with full hookups. Both homes are stair-free and were updated in 2022. Zoned Downtown-buyers to verify permitted uses with the City of Loveland.Main home at 123 2nd St SE features 3 beds, 2 baths, open floor plan, stainless steel appliances, and included washer/dryer, with on-site and street parking. Second home at 121 2nd St SE offers 2 beds, 1 bath, updated kitchen with stainless steel appliances and quartz countertops, included washer/dryer, and a private fenced backyard with patio.Property includes a 47-ft RV or Tiny Home space, fully fenced for privacy. Ideal for owner-occupy one unit and rent the others, multi-generational living, or income potential. Minutes to downtown Loveland and approx. 45 minutes to Estes Park and Rocky Mountain National Park. No HOA and no metro tax. See additional documents for list of improvements.

Single Family Active

Price

^$ 675,000

Bedrooms

Studio

Property Type

Single Family

Taxes

^$ 0

Style

Cottage

Lot Size

0.21

Year Built

1912

Town/City

Loveland

County/Region

Larimer

MLS | Web ID

IR1050203

Features

Interior

Interior Amenities Open Floorplan Walk-In Closet(s)

Basement Partial

Total Fireplaces 0

Basement (Y/N) Y

Window Features Window Coverings

Laundry Features In Unit

Main Level Bedrooms 0

General

Sewer Public Sewer

Heating Baseboard Forced Air

Cooling Air Conditioning-Room Central Air

Utilities Cable Available Electricity Available Internet Access (Wired) Natural Gas Available

Possession Closing/DOD

Roof Composition

Appliances Dishwasher Disposal Dryer Microwave Oven Refrigerator Washer

Zoning BE

Architectural Style Cottage

Security Features Smoke Detector(s)

Construction Materials Frame

Year Built 1912

Tenant Pays Electricity

Levels One

Tax Year 2024

Ownership Individual

County Larimer

Net Operating Income 43735

Operating Expense 10700

Property Type Residential

HOA N

Subdivision Name Ackelbein

Facing Direction South

Possible Use Multi-Family Residential

Status Active

High School Thompson Valley

City Loveland

High School District Thompson R2-J

Lot Size Square Feet 9317

Listing Terms Cash Conventional FHA VA Loan

Elementary School Truscott

Middle/Junior High School Other

Concessions No

Virtual Tour https://www.youtube.com/watch?v=txwTHBHRMww&t=2s

Standard Status Active

Occupancy Type Tenant

Elementary School District Thompson R2-J

Cap Rate 6.48

Exterior

Fencing Fenced

Lot Features Level

Water Source Public

Building Area Total 1792

Lot Size Acres 0.21

Road Surface Type Paved

Road Frontage Type Public

Internal Only

Street Number 1 123

* Excluded Features

List By

C3 Real Estate Solutions, Llc

Broker

(970) 213-4463

Phone

Affordability Calculator

$4,156

Per Month

Monthly Principal & Interest: $4,156
Monthly Property Taxes: --
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Loveland, CO

Average List Price ^$734,132

Percent of Sale Price 9%

About Loveland, CO

76,459 Population

43% Since 2002

^$62,013 Median Income

40.69 Median Age

26% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3168071 Elementary School

3043800 Middle School

Thompson Valley High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/23/2026	$675,000		Listed Price

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123 2nd Street SE, Loveland, CO, 80537 is a Single Family Home for sale at $675,000 with 1,792 sqft and a lot size of 0.21. 123 2nd Street SE is a studio with 0.0 baths and was built in 1912. The property's zip code is 80537 which is in Loveland, CO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data eXchange (IDX) Program of the REcolorado. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker’s Firm Name.

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/24/2026.

This publication is designed to provide information with regard to the subject matter covered. It is displayed with the understanding that the publisher and authors are not engaged in rendering real estate, legal, accounting, tax, or other professional services and that the publisher and authors are not offering such advice in this publication. If real estate, legal, or other expert assistance is required, the services of a competent, professional person should be sought.

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PUBLISHER’S NOTICE: All real estate advertised herein is subject to the Federal Fair Housing Act and the Colorado Fair Housing Act, which Acts make it illegal to make or publish any advertisement that indicates any preference, limitation, or discrimination based on race, color, religion, sex, handicap, familial status, or national origin.

REcolorado. will not knowingly accept any advertising for real estate that is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

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123 2nd Street SE

Single Family Home for sale in Loveland, CO

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