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322 NE 20th Terrace Cape Coral, FL $ 319,900
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$ 319,900 Get more info
322 NE 20th Terrace
$ 319,900
Back to search
Share Save

322 NE 20th Terrace

Cape Coral, FL, 33909
$ 319,900
Bedrooms3 Baths2.0 Sq 1,747

Monthly Estimate*

$ 1,970

322 NE 20th Terrace, Cape Coral, FL 33909 - Image 1
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Single Family Home for sale in Cape Coral, FL

for $319,900 with 3 bedrooms and 2 full baths. This 1,747 square foot home was built in 2020 on a lot size of 0.23.

***MOVE IN READY***100% LENDER FINANCING, NO MONEY DOWN, NO MORTGAGE INSURANCE PREMIUM****NOT IN THE FLOOD ZONE,NO HOA,NO CDD, NO FLOOD INSURANCE******SELLER INCENTIVE-SELLER TO PROVIDE CREDIT towards closing cost, pre-paids or rate buy down with the use of a preferred lender and preferred title company********Preferred Lender is also offering another loan financing with an additional 3k closing cost assistance, ONLY 3% DOWN WITH NO MORTGAGE INSURANCE PREMIUM FOR FIRST TIME HOME BUYERS(All buyers As long as you have not owned a primary residence before closing).****Great NE Cape Coral location right near Santa Barbara Blvd and Kismet Pkwy. Home comes with 36” Ashburn Sienna kitchen cabinets with hardware, quartz kitchen counters, solid surface bathroom counters, 18” tile everywhere except the bedrooms, carpet in bedrooms, stainless kitchen appliances, white washer and dryer, blinds on all windows except for slider, ceramic shower tile in both bathrooms, paver driveways and lanai, covered lanai, full irrigation system, electric garage door with opener, dimensional shingle roof and a home-is-connected convenience package.

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Single Family Active

Price

$ 319,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,614

Style

Ranch, One Story

Lot Size

0.23

Year Built

2020

Town/City

Cape Coral

County/Region

Lee

MLS | Web ID

2025013211
Features
General
Sewer Septic Tank
Heating Heat Pump
Cooling Central Air Electric
Utilities Cable Available High Speed Internet Available
Possession Close Of Escrow
Roof Shingle
Appliances Dryer Dishwasher Disposal Ice Maker Microwave Refrigerator RefrigeratorWithIce Maker Self Cleaning Oven Washer
HOA Fee 0
Garage Spaces 2
Association Fee Includes Cable TV
Patio/Porch Features Open Porch
Architectural Style Ranch One Story
Security Features None Smoke Detector(s)
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 2020
View Landscaped
Stories Count 1
Property Subtype Single Family Residence
Tax Year 2024
Ownership Single Family
Waterfront Features None
Community Features None
HOA Fee 2 0
County Lee
Property Type Residential
Association Amenities None
HOA false
Attached Garage true
Subdivision Name CAPE CORAL
Facing Direction North
Garage Y/N true
Total Rooms 0
Full Baths 2
Status Active
City Cape Coral
Land Lease Amount 0
Senior Community Y/N false
Zoning Description R1-D
MLS Area CC31 - Cape Coral Unit 17 31-36
Lot Size Units Acres
Carport Spaces 0
Carport Y/N false
Tax Annual Amount 3614.18
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2025013211
Standard Status Active
Tax Lot 12
Property Sub Type Additional Single Family Residence
Legal Description CAPE CORAL UNIT 36 BLK 2523 PB 16 PG 114 LOTS 12 + 13
HOA Fee 3 0
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Interior
Interior Amenities Built-in Features Bedroom on Main Level Dual Sinks Entrance Foyer Family/Dining Room Living/Dining Room Main Level Primary Other Pantry Cable TV Walk-In Closet(s) Window Treatments
Flooring Carpet Tile
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Hung Thermal Windows Shutters Window Coverings
Half Baths 0
Laundry Features Inside
Total Bedrooms 3
Room Type Great Room
Total Baths 2
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Exterior
Exterior Amenities Sprinkler/Irrigation Room For Pool
Parking Features Attached Driveway Garage Paved Garage Door Opener
Lot Features Rectangular Lot Sprinklers Automatic
Water Source Well
Lot Size Area 0.23
Spa false
Building Area Total 2157
Lot Dimensions 80 x 125 x 80 x 125
Lot Size Acres 0.23
Private Pool false
Lot Size Source Appraiser
Waterfront Y/N false
Covered Spaces 2
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Luis Coriano

Listing Agent

Lokation

Broker

corianonewhomes@gmail.com

Email

Affordability Calculator

$2,271
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,970
Monthly Property Taxes
$301
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
3/27/2026$319,900 -3.03% Price Down
2/20/2026$329,900 Listed Price

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322 NE 20th Terrace, Cape Coral, FL, 33909 is a Single Family Home for sale at $319,900 with 1,747 sqft and a lot size of 0.23. 322 NE 20th Terrace has 3 bedrooms, 2.0 baths, and was built in 2020. The property's zip code is 33909 which is in Cape Coral, FL

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