4104 128TH STREET W 704 Cortez, FL $ 875,000
4104 128TH STREET W 704
$ 875,000
Recently Listed
Open House 1/25 12pm - 2pm
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4104 128TH STREET W 704

Cortez, FL, 34215
$ 875,000
Bedrooms3 Baths2.0 Sq 2,046

Monthly Estimate*

$ 5,388

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Condo for sale in Cortez, FL

for $875,000 with 3 bedrooms and 2 full baths. This 2,046 square foot condo was built in 1991.

Welcome to this exceptional waterfront end-unit condo offering the ultimate Florida boating lifestyle. This beautiful residence includes your own 40’ boat slip, a 10,000-lb boat lift (Nov 2022), and an additional 30-amp power supply. The extended dock provides extra seating and a dedicated entertaining area—perfect for relaxing or hosting dockside gatherings. This 2,046 sq. ft., 3-bedroom, 2-bath home features real hardwood floors and no neighbors above or below, ensuring privacy and tranquility. Enjoy west-facing sunset views overlooking a deep, sailboat-accessible saltwater canal, Cove Sound Moorings Marina, the Intracoastal Waterway, and beyond. The open-concept floor plan is filled with natural light, highlighted by four skylights and a dramatic great room with soaring 13’ ceilings. The chef’s kitchen boasts expansive granite countertops, a newly added marble stone backsplash and kitchen walls, and ample workspace—ideal for both everyday living and entertaining. The spacious primary suite features new floor tile, a travertine bath and shower, dual sinks, a walk-in shower, and a generous walk-in closet. Additional upgrades include brand-new PGT impact windows and doors, a new HVAC system with all-new ductwork (March 2025), and a hurricane-glassed lanai with screens, expanding the indoor-outdoor living space. Step outside to the newly added paver patio, perfect for BBQs, sunset watching, and enjoying the waterfront breeze. The home offers abundant storage, including closets, attic space, and an additional air-conditioned storage/workshop with attic on the ground floor. Two covered parking spaces are included. Recent community and building improvements include new elevators, a new roof, resurfaced pool and pool decks (2023), and fresh exterior paint (2025). Smuggler’s Landing residents enjoy two heated pools, a hot tub, clubhouse, fitness room, and tennis/pickleball courts. Located on a private road just off Anna Maria Island, directly across from the historic fishing village of Cortez, this upscale waterfront community offers direct access to the Intracoastal Waterway and the Gulf of Mexico. Come see this incredible home—you’ll fall in love with the area, the lifestyle, and your new waterfront retreat.

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Open House

1/25/2026 12:00 PM - 2:00 PM
4104 128TH STREET W 704 Cortez, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Condo Active

Price

$ 875,000

Bedrooms

3

Full Bath

2

Property Type

Condo

Taxes

$ 4,578

Style

Elevated Florida

Year Built

1991

Town/City

Cortez

County/Region

Manatee

MLS | Web ID

A4679419

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air Humidity Control
Utilities BB/HS Internet Available Public
Possession Close Of Escrow
Roof Built-Up Membrane
Appliances Dishwasher Disposal Dryer Electric Water Heater Microwave Range Hood Washer
Zoning PDR/CH
Association Fee Includes Community Pool Escrow Reserves Fund Fidelity Bond Maintenance Structure Maintenance Grounds Manager Pest Control Pool Maintenance Private Road Recreational Facilities
Patio/Porch Features Covered Enclosed Front Porch Rear Porch Screened
Architectural Style Elevated Florida
Pool Features Gunite Heated
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 1991
View Water
Levels One
Unit Number 704
Property Subtype Condominium
Tax Year 2024
Ownership Condominium
Waterfront Features Canal Front Waterfront Canal - Saltwater
Community Features Boat Slip Canal Front Dock Fishing Intracoastal Waterway Water Access Waterfront Association Recreation - Owned Buyer Approval Required Clubhouse Deed Restrictions Fitness Center Golf Carts OK Pool Tennis Court(s)
County Manatee
New Construction false
Property Type Residential
Association Amenities Clubhouse Fitness Center Maintenance Pickleball Court(s) Pool Recreation Facilities Spa/Hot Tub Tennis Court(s)
Subdivision Name SMUGGLERS LANDING PH III
Facing Direction South
Garage Y/N false
Other Structures Shed(s) Tennis Court(s)
Total Rooms 7
Full Baths 2
Status Active
Directions Cortez Rd. W. to north on 119th St. W.(at light into Harbour Landings). Follow to right on 128th St. W. (into Smuggler's Landing)and then to #4104 on left. Elevator to 1st floor. Go right and 704 is on the end.
City CORTEZ
Body of Water PALMA SOLA BAY
Association Name Katie Tarbet
Senior Community Y/N false
MLS Area 34215 - Cortez
Lot Size Square Feet 0
Carport Spaces 2
Carport Y/N true
Listing Terms Cash Conventional USDA Loan VA Loan
Spa Features Heated In Ground
Land Lease Y/N false
Tax Annual Amount 4578.78
Home Warranty Y/N false
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://pix360.com/phototour3/39569/
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 0
Legal Description UNIT 704 BLDG 7 PHASE III SMUGGLER'S LANDING CONDO TOGETHER WITH THE TWO PARKING SPACES DESIGNATED AS UNIT #4 PARKING PI#76023.0255/1
Water View Canal Intracoastal Waterway
Water Access Type Bay/Harbor Canal - Saltwater Gulf/Ocean
Pet Size Limit Medium (36-60 Lbs.)
Minimum Lease 3 Months
Water Access Y/N true
Monthly Condo Fee Amount 1843
HOA Monthly Maintenance 0
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) High Ceilings Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Skylight(s) Solid Surface Counters Solid Wood Cabinets Split Bedroom Stone Counters Thermostat Vaulted Ceiling(s) Walk-In Closet(s)
Flooring Tile Hardwood
Furnished Y/N Negotiable
Total Stories 2
Common Walls Corner Unit End Unit
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatments
Fireplace Y/N false
Half Baths 0
Laundry Features Inside Laundry Closet
Total Bedrooms 3
Total Baths 2
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Exterior
Exterior Amenities Irrigation System Lighting Storage Tennis Court(s)
Vegetation Mature Landscaping
Parking Features Assigned Boat Covered Golf Cart Parking Ground Level Guest Under Building
Lot Features FloodZone In County Landscaped Near Golf Course Near Marina Near Public Transit
Water Source Public
Foundation Details Stilt/On Piling
Spa true
Building Area Total 2046
Lot Size Acres 0
Road Surface Type Asphalt
Private Pool false
Waterfront Y/N true
Covered Spaces 2
Road Frontage Type Private Road
Road Responsibility Private Maintained Road
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* Excluded Features
List By
Coldwell Banker Realty

Broker

susie.robinson@floridamoves.com

Email

Affordability Calculator

$5,769
Per Month
93%
7%
0%
Monthly Principal & Interest
$5,388
Monthly Property Taxes
$382
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/23/2026$875,000 Listed Price

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4104 128TH STREET W 704, Cortez, FL, 34215 is a Condo for sale at $875,000 with 2,046 sqft. 4104 128TH STREET W 704 has 3 bedrooms, 2.0 baths, and was built in 1991. The property's zip code is 34215 which is in Cortez, FL