629 Waterford Lane South Elgin, IL ^$ 574,500

629 Waterford Lane

^$ 574,500

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629 Waterford Lane

South Elgin, IL, 60177

^$ 574,500

Bedrooms6 Baths3.2 Sq 4,240

Monthly Estimate*

^$ 3,537

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Single Family Home for sale in South Elgin, IL

for $574,500 with 6 bedrooms and 3 full baths, 2 half baths. This 4,240 square foot home was built in 2001 on a lot size of 0.22.

YOUR SEARCH IS OVER! Stunning 4BR home offering nearly 4,200 sq ft of total living space including a fully finished walk-out basement. Features a dramatic staircase with oak treads, quartz rail, hardwood floors on main level, 9' ceilings, and oversized baseboards. Chef's kitchen with quartz counters, 42" cabinets, island, and eating area. Spacious primary suite with vaulted ceilings, walk-in closet, and luxury bath. Large loft for flexible living space. Walk-out basement includes second kitchen, huge rec room, 2 bedrooms & 1.5 baths-ideal for in-law arrangement. Fenced yard, patio, storage barn, and new second-floor balcony/deck. St. Charles schools. Walk to park and river. Must see!

Single Family Active

Price

^$ 574,500

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 12,027

Style

Lot Size

0.22

Year Built

2001

Town/City

South Elgin

County/Region

Kane

MLS | Web ID

12553370

Features

General

Living Area 4240

Sewer Public Sewer

Heating Natural Gas Forced Air

Cooling Central Air

Possession Closing

Roof Asphalt

Appliances Range Microwave Dishwasher Refrigerator Washer Dryer Disposal Stainless Steel Appliance(s)

HOA Fee 0

Garage Spaces 2

Association Fee Includes None

Construction Materials Aluminum Siding Brick

Year Built 2001

Township St. Charles

Tax Year 2024

Ownership Fee Simple

Community Features Sidewalks Street Lights Street Paved

Assoc Fee Paid Per Not Applicable

County Kane

New Construction N

Property Type Residential Detached Single

Subdivision Name River Ridge

Other Structures Shed(s)

Total Rooms 13

Full Baths 3

Status New

Directions Route 31 N of Silver Glen to Hancock W to Waterford

High School St Charles North High School

City South Elgin

High School District 303

MLS Area South Elgin

Elementary School Wild Rose Elementary School

Tax Annual Amount 12027.4

Middle/Junior High School Haines Middle School

Additional Parcels Y/N N

Standard Status Active

Middle/Junior School District 303

Elementary School District 303

Interior

Interior Amenities In-Law Floorplan

Basement Finished Exterior Entry Full Walk-Out Access

Flooring Hardwood Laminate

Total Fireplaces 1

Fireplace Features Wood Burning Gas Starter

Half Baths 2

Laundry Features Main Level

Total Bedrooms 6

Room Type Bedroom 5 Bedroom 6 Breakfast Room Loft Kitchen

Total Baths 5

Bedrooms Possible 6

Exterior

Model CUMBERLAND

Parking Features Asphalt Garage Door Opener Yes Garage Owned Attached Garage

Water Source Public

Total Parking 2

Foundation Details Concrete Perimeter

Lot Dimensions 70 X 137

Lot Size Acres 0.22

Waterfront Y/N N

* Excluded Features

List By

Homesmart Connect Llc

Broker

buywithms@gmail.com;msrealestatebroker2025@gmail.com

Affordability Calculator

$4,540

Per Month

Monthly Principal & Interest: $3,537
Monthly Property Taxes: $1,002
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in South Elgin, IL

Average List Price ^$536,146

Percent of Sale Price 7%

About South Elgin, IL

23,156 Population

35% Since 2002

^$86,818 Median Income

37.24 Median Age

41% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

565474 Elementary School

565973 Middle School

St Charles North High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/23/2026	$574,500		Listed Price

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629 Waterford Lane, South Elgin, IL, 60177 is a Single Family Home for sale at $574,500 with 4,240 sqft and a lot size of 0.22. 629 Waterford Lane has 6 bedrooms, 3.2 baths, and was built in 2001. The property's zip code is 60177 which is in South Elgin, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Data is updated as of 1/26/2026.

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629 Waterford Lane

Single Family Home for sale in South Elgin, IL

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