78 S Pine Avenue Albany, NY $ 410,000
78 S Pine Avenue
$ 410,000
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78 S Pine Avenue

Albany, NY, 12208
$ 410,000
Bedrooms6 Baths2.2 Sq 3,082

Monthly Estimate*

$ 2,524

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Multi-Family Home for sale in Albany, NY

for $410,000 with 6 bedrooms and 2 full baths, 2 half baths. This 3,082 square foot home was built in 1920 on a lot size of 0.19.

Rare Opportunity in Top Neighborhood! Ideally situated near Albany's major hospitals, the University at Albany, and just a short walk to Pine Hills Elementary, the Albany Public Library, and the Upper Madison Gateway—home to excellent restaurants, Market 32, banks, and more. An unusual find on one of Albany's loveliest treed streets, this side-by-side duplex offers a rare combination of charm, space, and flexibility. Each unit mirrors the other with the exception of the kitchens. Both feature full attics, full basements with high ceilings, abundant storage, and a rear Bilco basement entry. One basement is partially finished. Utilities are fully separate, and both boilers have been updated. Original character shines throughout, including solid oak floors in excellent condition, leaded ''zipper'' windows, handsome hard-brick fireplaces with inlaid tile and oak mantels, and exceptionally large primary bedrooms. Updated thermal windows provide modern comfort while preserving classic appeal. The left unit retains its original pantry with extensive built-in cabinetry and drawers, while the right unit's kitchen has been updated with the removal of the pantry, adding newer cabinetry and solid-surface countertops. Outside, enjoy a large rear yard, fenced for privacy, with a two-car garage (no driveway to it) and additional off-street parking. Move-in ready with excellent income potential—live in one unit while the other helps pay your mortgage, or add a solid investment to your portfolio. A wonderful street, timeless charm, and outstanding location make this property truly special.

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Multi-Family Active

Price

$ 410,000

Bedrooms

6

Full Bath

2

Half Bath

2

Property Type

Multi-Family

Taxes

$ 9,840

Style

Traditional

Lot Size

0.19

Year Built

1920

Town/City

Albany

County/Region

Albany

MLS | Web ID

202610979

Features
Interior
Interior Amenities Solid Surface Counters High Speed Internet Built-in Features
Basement Bilco Doors Full Unfinished
Flooring Hardwood
Total Fireplaces 2
Fireplace Features Living Room
Basement (Y/N) N
Heating Y/N Y
Window Features Double Pane Windows Insulated Windows
Fireplace Y/N Y
Above Grade Finished Area 3082.0
Half Baths 2
Laundry Features Electric Dryer Hookup In Basement Washer Hookup
Total Bedrooms 6
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 4
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General
Sewer Public Sewer
Heating Hot Water Radiant Natural Gas
Utilities Cable Connected
Possession At Closing
Roof Shingle Asphalt
Zoning Multi Residence
Garage Spaces 2.0
Architectural Style Traditional
Security Features Smoke Detector(s) Carbon Monoxide Detector(s)
Construction Materials Vinyl Siding
Year Built 1920
Electric 100 Amp Service Circuit Breakers
Tenant Pays Hot Water Heat Internet Cable TV Electricity Gas
View City
Property Subtype Duplex
County Albany
New Construction N
Property Type MultiFamily
HOA N
Attached Garage N
Other Structures Garage(s)
Full Baths 2
Status Active
Directions Off Western Ave between South Allen St & Manning Blvd. Turn on South Pine. House is on right after Myrtle Ave.
High School Albany
City Albany
High School District Albany
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 8276.4
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 9840.3
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Concessions No
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 41.000
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Exterior
Exterior Amenities None
Fencing Back Yard
Parking Features Off Street Paved Detached Driveway Garage
Lot Features Level Landscaped
Water Source Public
Total Parking 4.0
Lot Size Area 0.19
Foundation Details Concrete Perimeter
Spa N
Lot Size Acres 0.19
Waterfront Y/N N
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 78
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* Excluded Features
List By
David Phaff

Listing Agent

Howard Hanna Capital Inc

Broker

(518) 469-8984

Phone

david@DavidPhaff.com

Email

Affordability Calculator

$3,344
Per Month
75%
25%
0%
Monthly Principal & Interest
$2,524
Monthly Property Taxes
$820
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
853463 Elementary School
853351 Middle School
Albany High School High School
Pricing History
DatePricePrice ChangeDescription
1/22/2026$410,000 Listed Price

Map


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78 S Pine Avenue, Albany, NY, 12208 is a Multi-Family Home for sale at $410,000 with 3,082 sqft and a lot size of 0.19. 78 S Pine Avenue has 6 bedrooms, 2.2 baths, and was built in 1920. The property's zip code is 12208 which is in Albany, NY