3423 PALOMETA DRIVE Hernando Beach, FL $ 645,000
3423 PALOMETA DRIVE
$ 645,000
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3423 PALOMETA DRIVE

Hernando Beach, FL, 34607
$ 645,000
Bedrooms3 Baths2.1 Sq 1,976

Monthly Estimate*

$ 3,971

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Single Family Home for sale in Hernando Beach, FL

for $645,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,976 square foot home was built in 2009 on a lot size of 0.17.

Experience elevated coastal living in this exceptional three-story residence, perfectly positioned on a quiet cul-de-sac with direct canal access to the Gulf of America. Designed for those who appreciate refinement, privacy, and the effortless beauty of Florida’s waterfront lifestyle, this three-bedroom, two-and-a-half-bath home delivers a rare blend of sophistication and comfort. A private floating dock invites endless days on the water, while the expansive master suite offers a nightly retreat with breathtaking sunset views from your own balcony—an intimate vantage point overlooking the Gulf’s shimmering horizon. Inside, the home showcases a fully updated gourmet kitchen appointed with granite countertops, stainless steel appliances, and solid wood cabinetry. Luxury flooring, ceramic tile, and plush carpeting flow throughout the interior, complemented by a cozy fireplace and the convenience of interior laundry, a tankless water heater, and a whole-house water softener system. Outdoors, the property transforms into a private resort. The heated saltwater pool is enhanced with elegant lighting, creating a serene ambiance for evening swims or weekend entertaining. A newly installed irrigation system maintains the lush surroundings with ease, while the conservation area nearby the property ensures lasting privacy and a peaceful natural backdrop. The oversized two-car garage provides generous storage, and the home’s three-story design offers both functionality and architectural presence. Whether you’re seeking a seasonal sanctuary or a full-time luxury residence, this property embodies the essence of upscale Florida living—waterfront access, refined finishes, and a lifestyle defined by comfort, beauty, and coastal elegance

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Single Family Active

Price

$ 645,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 5,622

Style

Contemporary

Lot Size

0.17

Year Built

2009

Town/City

Hernando Beach

County/Region

Hernando

MLS | Web ID

W7882272

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities BB/HS Internet Available Electricity Available Phone Available Sewer Connected
Roof Shingle
Appliances Dishwasher Dryer Exhaust Fan Microwave Range Range Hood Refrigerator Tankless Water Heater Washer Water Softener
Zoning R1B
HOA Fee 265
Garage Spaces 2
Patio/Porch Features Deck Patio Rear Porch
Architectural Style Contemporary
Pool Features Heated In Ground Lighting Salt Water
Construction Materials Concrete Wood Frame
Pets Allowed Yes
Year Built 2009
View Water
Levels Three Or More
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Community Features Private Boat Ramp Buyer Approval Required Deed Restrictions Park Sidewalks
Assoc Fee Paid Per Annually
County Hernando
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HERNANDO BEACH
Facing Direction South
Garage Y/N true
Total Rooms 14
Full Baths 2
Status Active
Directions Shoal Line Blvd to Jewfish Dr Left on Palometa and home is on left.
High School Weeki Wachee High School
City HERNANDO BEACH
Association Name Coastal HOA Managment Services - HBSPOA
Senior Community Y/N false
MLS Area 34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Lot Size Units Square Feet
Lot Size Square Feet 7500
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Elementary School Westside Elementary-HN
Land Lease Y/N false
Tax Annual Amount 5622.35
Middle/Junior High School Fox Chapel Middle School
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/W7882272
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 7
Legal Description HERNANDO BEACH UNIT 13-B BLK 140 LOT 7
Minimum Lease 8-12 Months
Water Access Y/N false
Monthly HOA Amount 22.08
Additional Rooms Attic Den/Library/Office Inside Utility Storage Rooms
Water View Y/N false
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Ceiling Fan(s) Living Room/Dining Room Combo Open Floorplan PrimaryBedroom Upstairs Solid Surface Counters Solid Wood Cabinets Thermostat Walk-In Closet(s)
Flooring Carpet Ceramic Tile Epoxy Luxury Vinyl
Furnished Y/N Unfurnished
Fireplace Features Electric Living Room
Total Stories 3
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds Insulated Windows Shutters
Fireplace Y/N true
Half Baths 1
Laundry Features Inside Laundry Closet Upper Level
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Balcony Fire Pit
Parking Features Garage Door Opener Ground Level Oversized Parking Pad Split Garage
Lot Features Cul-De-Sac Near Marina
Water Source Public
Lot Size Area 7500
Foundation Details Concrete Perimeter Slab
Spa false
Building Area Total 3432
Lot Dimensions 75 x 100
Lot Size Acres 0.17
Road Surface Type Paved Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
Road Responsibility Public Maintained Road
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* Excluded Features
List By
Exp Realty Llc

Broker

jennifers2rs@gmail.com

Email

Affordability Calculator

$4,440
Per Month
89%
11%
0%
Monthly Principal & Interest
$3,971
Monthly Property Taxes
$469
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Weeki Wachee High School High School High School
Pricing History
DatePricePrice ChangeDescription
1/22/2026$645,000 Listed Price

Map


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3423 PALOMETA DRIVE, Hernando Beach, FL, 34607 is a Single Family Home for sale at $645,000 with 1,976 sqft and a lot size of 0.17. 3423 PALOMETA DRIVE has 3 bedrooms, 2.1 baths, and was built in 2009. The property's zip code is 34607 which is in Hernando Beach, FL