212-214 TENNESSEE AVENUE
Saint Cloud, FL, 34769 $ 475,000
Bedrooms4 Baths2.0 Sq 2,019 Monthly Estimate*
$ 2,925
for $475,000 with 4 bedrooms and 2 full baths. This 2,019 square foot home was built in 1973 on a lot size of 0.29.
212 & 214 Tennessee Ave – Pool Duplex with Income Potential! A rare opportunity to own a duplex that lives like a single-family pool home while offering built-in income potential. Located at 212 & 214 Tennessee Ave, this property appeals to owner-occupants seeking lifestyle and flexibility while remaining attractive to investors looking for a low-maintenance, well-upgraded asset. The property features two 2-bedroom, 1-bath units. Unit 214, the pool unit, includes newer stainless steel appliances, updated flooring, and a primary bedroom with sliding doors that open directly to the screened-in pool—a standout feature rarely found in duplex living. Unit 212 offers a functional layout with appliances in good condition, making it well suited for rental income, guests, or extended family. Recent improvements throughout the property include new LVP flooring and new bedroom carpet in Unit 214, recessed lighting in both kitchens, and washer and dryer sets in both units that are approximately two to three years old. Major system updates include a new roof, updated A/C systems, energy-efficient ductwork and insulation in Unit 214, and a variable-speed pool pump. Each unit is separately metered for water and electric, helping simplify ownership and operating costs. Additional features include a two-car garage, a fully fenced yard, mature landscaping, and a screened-in pool designed for year-round Florida living. Located just two blocks from the lakefront, the property offers walkable access to a marina, fishing pier, playground, BBQ pavilions, and volleyball courts, all with no HOA. Whether you’re looking to live in one unit while offsetting your mortgage or acquire a flexible multi-unit property in a desirable location, this duplex offers a strong blend of lifestyle and long-term value.
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FeaturesGeneralSewer Public Sewer
Heating Central
Cooling Central Air
Utilities Public
Roof Shingle
Zoning SR2
Garage Spaces 2
Pool Features In Ground
Construction Materials Block Concrete Stucco
Pets Allowed Yes
Year Built 1973
Property Subtype Duplex
Tax Year 2025
Ownership Fee Simple
County Osceola
New Construction false
Property Type Residential Income
Attached Garage true
Subdivision Name ST CLOUD 2ND TOWN OF
Garage Y/N true
Status Active
Directions Turn right onto 13th St (US-192 W/US-441 N). Turn right onto Vermont Ave. Turn left onto 5th St. Turn right onto Tennessee Ave.
City ST CLOUD
Senior Community Y/N false
Number Of Units Total 2
MLS Area 34769 - St Cloud (City of St Cloud)
Lot Size Units Square Feet
Lot Size Square Feet 12458
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
Land Lease Y/N false
Tax Annual Amount 5317.09
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://my.matterport.com/show/?m=738oYXusni6&mls=1
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 3
Legal Description LAKEFRONT ADDN PB B PG 61-62 BLK 447 S 50 FT LOT 3 + N 33 FT LOT 4
Minimum Lease 8-12 Months
Water Access Y/N false
Water View Y/N false
Flood Zone Code X
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InteriorInterior Amenities Ceiling Fan(s)
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Laundry Features Inside
Total Bedrooms 4
Total Baths 2
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ExteriorExterior Amenities Lighting Sidewalk
Water Source Public
Lot Size Area 12458
Foundation Details Slab
Number of Buildings 1
Building Area Total 2657
Lot Size Acres 0.29
Road Surface Type Asphalt
Private Pool true
Waterfront Y/N false
Covered Spaces 2
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* Excluded FeaturesList Byspugh@homeprideflorida.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $2,925
- Monthly Property Taxes
- $443
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbyMulti-family listings in Saint Cloud, FL
Average List Price $697,200
Percent of Sale Price 47%
About Saint Cloud, FL 46,747 Population
96% Since 2002
$ 50,364 Median Income
38.76 Median Age
33% Households with Children
Trends Information provided by ATTOM Data Solutions.
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/22/2026 | $475,000 | | Listed Price |