4 O'Neil Street Troy, NY ^$ 245,000

4 O'Neil Street

^$ 245,000

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Open House 1/24 10am - 1pm

4 O'Neil Street

Troy, NY, 12180

^$ 245,000

Bedrooms3 Baths1.1 Sq 1,152

Monthly Estimate*

^$ 1,509

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Single Family Home for sale in Troy, NY

for $245,000 with 3 bedrooms and 1 full bath, 1 half bath. This 1,152 square foot home was built in 1967 on a lot size of 0.14.

***OPEN HOUSE SAT 1/24 10-1PM *** Located on a quiet Troy street, 4 O'Neil Street offers 3 bedrooms and 1.5 baths with a practical floor plan designed for easy living. Spacious rooms and natural light create an inviting atmosphere throughout the home. Finished area in basement offers additional flex space for an office, playroom, hobby area with a half bath. With convenient access to downtown Troy, shopping, dining, and major highways, this property combines comfort and location. A solid opportunity you won't want to miss. Schedule your showing today!

Open House

1/24/2026 10:00 AM - 1:00 PM

4 O'Neil Street Troy, NY

* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

^$ 245,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 6,162

Style

Ranch

Lot Size

0.14

Year Built

1967

Town/City

Troy

County/Region

Rensselaer

MLS | Web ID

202610954

Features

General

Sewer Public Sewer

Heating Forced Air

Cooling Central Air

Possession At Closing

Roof Asphalt

Appliances Dishwasher Gas Oven Refrigerator Washer/Dryer

Garage Spaces 0.0

Architectural Style Ranch

Pool Features Above Ground

Construction Materials Vinyl Siding

Year Built 1967

Property Subtype Single Family Residence

County Rensselaer

New Construction N

Property Type Residential

HOA N

Garage Y/N N

Other Structures Shed(s)

Total Rooms 8

Full Baths 1

Status Active

Directions GPS to 4 O'Neil St. Troy

City Troy

High School District Troy

Lot Size Units Acres

Lot Size Square Feet 6098.4

Carport Y/N N

Land Lease Y/N N

Tax Annual Amount 6162.0

Home Warranty Y/N N

Lease Renewal Y/N N

Additional Parcels Y/N N

Lease Considered Y/N N

Rent Control Y/N N

Standard Status Active

Tax Assessed Value 0

Tax Lot 23.000

Interior

Basement Other Full

Flooring Carpet Hardwood Laminate

Total Fireplaces 0

Basement (Y/N) N

Air Conditioning Y/N Y

Heating Y/N Y

Fireplace Y/N N

Above Grade Finished Area 1152.0

Half Baths 1

Laundry Features In Basement Laundry Room

Total Bedrooms 3

Below Grade Finished Area 0.0

Below Grade Finished Area Source Public Records

Above Grade Finished Area Source CRS

Total Baths 2

Exterior

Exterior Amenities Drive-Paved Garden

Fencing Back Yard

Water Source Public

Total Parking 2.0

Lot Size Area 0.14

Spa N

Lot Size Acres 0.14

Waterfront Y/N N

Crops Included Y/N N

Horse Y/N N

Irrigation Water Rights Y/N N

Internal Only

Street Number 1 4

* Excluded Features

List By

Stephen Gray

Listing Agent

Kw Platform

Broker

(518) 653-8603

Phone

stephen@peakrealtyny.com

Affordability Calculator

$2,022

Per Month

Monthly Principal & Interest: $1,509
Monthly Property Taxes: $514
Monthly Home Insurance: --

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Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Troy, NY

Average List Price ^$299,989

Percent of Sale Price 22%

About Troy, NY

50,164 Population

2% Since 2002

^$41,523 Median Income

33.3 Median Age

24% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

853469 Elementary School

853213 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/22/2026	$245,000		Listed Price

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4 O'Neil Street, Troy, NY, 12180 is a Single Family Home for sale at $245,000 with 1,152 sqft and a lot size of 0.14. 4 O'Neil Street has 3 bedrooms, 1.1 baths, and was built in 1967. The property's zip code is 12180 which is in Troy, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this web site comes in part from The Internet Data Exchange Program of ©2019 Global Multiple Listing Service, Inc. The data relating to real estate on this website comes in part from the Internet Data Exchange program of the GMLS. All information is deemed reliable but not guaranteed and should be independently verified. All properties subject to prior sale, change, or withdrawal. Neither listing broker(s), GMLS shall be responsible for any typographical errors, misinformation, or misprints, and shall be held totally harmless from any damages arising from reliance upon these data. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties they may be interested in purchasing.

Data is updated as of 1/22/2026.

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4 O'Neil Street

Single Family Home for sale in Troy, NY

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