660 Factory Street Watertown City, NY $ 150,000
660 Factory Street
$ 150,000
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660 Factory Street

Watertown City, NY, 13601
$ 150,000
Bedrooms5 Baths4.0 Sq 1,930

Monthly Estimate*

$ 924

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Multi-Family Home for sale in Watertown City, NY for $150,000 with 5 bedrooms and 4 full baths. This 1,930 square foot home was built in 1900 on a lot size of 0.2231.

Four-unit apartment building offered at a bargain price and truly priced to sell. All four units are fully rented, producing $3,020 in monthly income, making this an excellent cash-flow investment opportunity. Tenants are long-term and all wish to remain, providing immediate stability for the next owner. It will be hard to find a better cash flow ratio than this property! The property has seen some updates over the years, including three newer water heaters, a furnace replaced approximately 10 years ago, updated electrical panels (4 total) in the basement, and portions of the roof replaced, including the front right section above Unit 4. Unit 4 features a unique hidden closet door behind a built-in bookshelf, along with a rebuilt porch entry. Recent interior improvements include new flooring in the front upper apartment unit 3 has seen many recent updates in 2025. Including fresh paint, new appliances, select updated windows, and a new toilet. All 4 tenants have been great for the current owners, which certainly matters when buying a property like this. Additional features include a covered back porch patio, and a cleared backyard that extends up the hill, offering usable outdoor space. All units are currently occupied and will be transferred through ownership at closing. Ideally and centrally located within walking distance to Watertown’s Public Square, providing easy access to restaurants, shops, services, and city amenities. A solid, income-producing property with strong rental history and upside potential—don’t miss this opportunity.

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Multi-Family Contingent

Price

$ 150,000

Bedrooms

5

Full Bath

4

Property Type

Multi-Family

Taxes

$ 1,467

Style

Fourplex

Lot Size

0.2231

Year Built

1900

Town/City

Watertown City

County/Region

JEFFERSON

MLS | Web ID

S1658334

Features
General
Sewer Connected
Heating Electric Gas Other SeeRemarks Baseboard ForcedAir
Cooling Other SeeRemarks
Utilities ElectricityAvailable ElectricityConnected SewerConnected WaterConnected
Possession CloseOfEscrow
Roof Metal
Appliances ElectricWaterHeater
Garage Spaces 0.0
Patio/Porch Features Patio
Architectural Style Fourplex
Construction Materials AluminumSiding WoodSiding
School District Watertown
Year Built 1900
Stories Count 2
Township Not Applicable
Levels Two
Property Subtype MultiFamily
County Jefferson
Property Type Residential
Rent Includes Other SeeRemarks
Full Baths 4
Status ActiveUnderContract
City Watertown City
Senior Community Y/N No
High School District Watertown
Number Of Units Total 4
MLS Area Watertown-City-221800
Lot Size Units Acres
Lot Size Square Feet 9720.0
Year Built Details Existing
Tax Annual Amount 1467.0
Property Condition Resale
Virtual Tour https://www.propertypanorama.com/instaview/syr/S1658334
Standard Status ActiveUnderContract
Middle/Junior School District Watertown
Elementary School District Watertown
Tax Assessed Value 50700
TaxOtherAnnualAssessmentAmount 0.0
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Interior
Basement Full
Flooring Carpet Tile Varies Vinyl
Total Fireplaces 0
Total Stories 2
Basement (Y/N) Yes
Heating Y/N Yes
Fireplace Y/N No
Half Baths 0
Total Bedrooms 5
Main Level Bathrooms 0
Total Baths 4
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Exterior
Exterior Amenities Patio
Parking Features Other Paved SeeRemarks
Lot Features IrregularLot NearPublicTransit ResidentialLot
Water Source Connected Public
Lot Size Area 0.2231
Foundation Details Stone
Building Area Total 1930.0
Lot Dimensions 54X180
Lot Size Acres 0.2231
Waterfront Y/N No
Number of Separate Gas Meters 1
Number of Separate Electric Meters 3
Road Frontage Type CityStreet
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Internal Only
Street Number 1 660
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* Excluded Features
List By
Keller Williams Northern New York

Broker

(315) 778-6936

Phone

Affordability Calculator

$1,046
Per Month
88%
12%
0%
Monthly Principal & Interest
$924
Monthly Property Taxes
$122
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
247479 Elementary School
248093 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/21/2026$150,000 Listed Price

Map


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660 Factory Street, Watertown City, NY, 13601 is a Multi-Family Home for sale at $150,000 with 1,930 sqft and a lot size of 0.2231. 660 Factory Street has 5 bedrooms, 4.0 baths, and was built in 1900. The property's zip code is 13601 which is in Watertown City, NY