345 Charlotte St
Saint Augustine, FL, 32084 $ 945,000
Bedrooms3 Baths2.1 Sq 1,908 Monthly Estimate*
$ 5,819
for $945,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,908 square foot home was built in 2004 on a lot size of 0.08.
Located in the heart of downtown St. Augustineâs Historic District, 345 Charlotte Street offers the rare combination of historic character and modern construction. Built in 2004 and constructed of concrete block, this home reflects the architectural charm of its surroundings while providing the layout, efficiency, and durability todayâs buyers expectâfantastically insulated and solidly built, offering a quiet, fortress-like feel rarely found downtown. A paver walkway leads to an arched front porch with brick columns and subtle LED string lighting, framed by mature landscaping, climbing jasmine, and garden latticework that creates a private and welcoming entrance. Inside, the home features a warm yet refined atmosphere with a classic fireplace anchoring the living room with custom built-in bookshelves on either side, plantation shutters throughout, and an efficient kitchen with new range and microwave. French doors open to a secluded garden patio surrounded by lush greenery, offering a peaceful outdoor retreat. The primary bedroom and second bedroom both include private balcony access, adding to the homeâs sense of space and privacy. This 3-bedroom, 2.5-bath residence is offered furnished, with thoughtfully selected pieces that complement the homeâs architectural style. Closet systems have been updated within the last three years, improving functionality while preserving the homeâs character. Zoned HP-2 (Historic Preservation), short-term rentals are not permitted; however, rentals of 30 days or longer are allowed, making the property well-suited for full-time living or extended stays. An exceptional feature for downtown is the availability of five off-street parking spaces. Set on one of the most peaceful streets downtown, with a short walk to a nearby park, yet just steps from renowned dining, historic landmarks, and the cultural heartbeat of St. Augustine, this property presents a truly rare opportunity to own a modern, solidly built home in one of the cityâs most sought-after historic locations.
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FeaturesGeneralLiving Area 1908
Heating Central Electric
Cooling Central Electric
Water City
Construction Concrete Block Stucco
Status Active Active
Full Baths 2
Half Baths 1
Year Built 2004
Subdivision City Of St Augustine
Style 2 Story Historic Spanish
Stories Count 2
Class RESIDENTIAL
Type Single Family Residence
New Construction Y/N No
Extras Cathedral Ceiling Fireplace Insulated Windows Partial Fence
Area 04
Location City Other-See Remarks
High School St. Augustine
Elementary School R.B. Hunt
Middle School Sebastian
Legal Description CITY OF ST AUG W44.3 OF S75FT OF LOT 6 BLK 43-A OR5443/817
Bank/Corporate Owned? No
Price Per Sq Ft Total AG 495.28
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InteriorInterior Amenities Ceiling Fans Chandelier Dishwasher Disposal Dryer Microwave Range Refrigerator Shed Window Treatments Furnished Washer/Dryer
Dining Room Formal
Flooring Tile Wood
Beds 3
Master Bath Shower Only
Dining Room Length 13
Dining Room Width 13
Family Room Width 0
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ExteriorWaterfront No
Dock No
Lot Size Area 0.08
Lot Dimensions 75 x 45
Acreage Less than 1/4 Acre
Dock Permit N/A
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* Excluded FeaturesList ByCentury 21 St Augustine PropertiesBroker
katiesellshouses@yahoo.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $5,819
- Monthly Property Taxes
- $1,218
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Saint Augustine, FL
Average List Price $794,498
Percent of Sale Price 16%
About Saint Augustine, FL 14,035 Population
15% Since 2002
$ 49,246 Median Income
41.84 Median Age
15% Households with Children
Trends Information provided by ATTOM Data Solutions.
5197990 Elementary School
5197984 Middle School
St. Augustine High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/21/2026 | $945,000 | | Listed Price |