243 S CENTRAL AVENUE Umatilla, FL $ 639,900
243 S CENTRAL AVENUE
$ 639,900
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243 S CENTRAL AVENUE

Umatilla, FL, 32784
$ 639,900
Bedrooms3 Baths2.1 Sq 1,961

Monthly Estimate*

$ 3,940

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Single Family Home for sale in Umatilla, FL

for $639,900 with 3 bedrooms and 2 full baths, 1 half bath. This 1,961 square foot home was built in 1875 on a lot size of 1.63.

Unique Lakefront Colonial with Pool & Guest House in Downtown Umatilla Built in 1875, this rare colonial-style home is full of character and old-world charm—truly not a cookie-cutter house. Set on 1.63 acres directly on Lake Umatilla, it features a private dock with electric service, boat lift, and jet ski lift. The main home offers 3 bedrooms and 2 baths, with a downstairs suite and two bedrooms upstairs sharing a full bath. Distinctive details include 10-foot ceilings, crown molding, vintage glass doorknobs, and a working vintage-style elevator. The detached 1-bedroom, 1-bath guest house with attached workshop would be a great rental or small business. Recent updates include: Electrical, Plumbing, Kitchen; downstairs bathroom; exterior paint, roof (2018), and front windows; plus New Hot water heater. Perfect for entertaining, you can host gatherings by the pool, grill on the deck, and enjoy boating, fishing and skiing on the lake. Zoned Residential/Professional, this property also offers potential for a home-based business or office. Convenient to Umatilla Airport, with the occasional seaplane landing right on the lake.

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Single Family Active

Price

$ 639,900

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,541

Style

Colonial

Lot Size

1.63

Year Built

1875

Town/City

Umatilla

County/Region

Lake

MLS | Web ID

G5107014

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Connected Electricity Connected Public
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Water Heater Ice Maker Microwave Range Range Hood Refrigerator Washer
Zoning RP
Garage Spaces 0
Patio/Porch Features Covered Deck Enclosed Rear Porch Screened
Architectural Style Colonial
Pool Features Auto Cleaner Deck In Ground Vinyl
Construction Materials Metal Siding Wood Frame
Year Built 1875
View Pool Water
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Ownership Fee Simple
Waterfront Features Lake Front
County Lake
New Construction false
Property Type Residential
Attached Garage false
Subdivision Name ACREAGE & UNREC
Facing Direction West
Garage Y/N false
Other Structures Guest House Shed(s) Workshop
Total Rooms 8
Full Baths 2
Status Active
Directions From Umatilla travel south on State Route 19 Home is on left.
High School Umatilla High
City UMATILLA
Body of Water LAKE UMATILLA
Senior Community Y/N false
MLS Area 32784 - Umatilla / Dona Vista
Lot Size Units Acres
Lot Size Square Feet 70955
Carport Spaces 1
Carport Y/N true
Listing Terms Cash Conventional
Elementary School Umatilla Elem
Property Attached Y/N true
Land Lease Y/N false
Tax Annual Amount 4541.56
Home Warranty Y/N false
Middle/Junior High School Umatilla Middle
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.propertypanorama.com/instaview/stellar/G5107014
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot X
Legal Description FROM SW COR OF SEC RUN E 87.78 FT TO CENTERLINE OF RR N 25-39-50 E ALONG SD CENTERLINE 2042.7 FT S 64-20-10 E 60.06 FT TO POB CONT S 64-20-10 E 219.1 FT N 25-39-50 E 40 FT S 68-24-13 E TO LAKE BEING POINT A RETURN TO POB RUN N 25-40-0 E PARALLEL TO RR 227.7 FT S 64-20-10 E TO LAKE S'LY ALONG LAKE TO POINT A ORB 4787 PG 944
Water View Lake
Water Access Type Lake
Minimum Lease No Minimum
Water Access Y/N true
Additional Rooms Inside Utility Interior In-Law Suite w/No Private Entry
ILS Total SQFT 1032
ILS Under Air SQFT 552
Water View Y/N true
Flood Zone Code AE
DockY/N true
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Crown Molding Elevator High Ceilings Window Treatments
Flooring Vinyl Hardwood
Furnished Y/N Negotiable
Fireplace Features Wood Burning
Total Stories 2
Air Conditioning Y/N true
Heating Y/N true
Window Features Window Treatments
Fireplace Y/N true
Half Baths 1
Laundry Features Inside
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Other Sidewalk
Fencing Fenced
Parking Features Electric Vehicle Charging Station(s)
Water Source Public Well
Lot Size Area 1.6289
Foundation Details Crawlspace
Spa false
Building Area Total 1961
Lot Dimensions 188 x 386
Lot Size Acres 1.63
Road Surface Type Paved
Private Pool true
Waterfront Y/N true
Covered Spaces 1
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* Excluded Features
List By
Vangie Berry Signature Realty

Broker

john@whipplejohn.com

Email

Affordability Calculator

$4,318
Per Month
91%
9%
0%
Monthly Principal & Interest
$3,940
Monthly Property Taxes
$378
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Umatilla High High School High School
Pricing History
DatePricePrice ChangeDescription
1/20/2026$639,900 Listed Price

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243 S CENTRAL AVENUE, Umatilla, FL, 32784 is a Single Family Home for sale at $639,900 with 1,961 sqft and a lot size of 1.63. 243 S CENTRAL AVENUE has 3 bedrooms, 2.1 baths, and was built in 1875. The property's zip code is 32784 which is in Umatilla, FL