1818 Clay Street St Joseph, MO ^$ 199,900

1818 Clay Street

^$ 199,900

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1818 Clay Street

St Joseph, MO, 64501

^$ 199,900

Studio Baths0.0

Monthly Estimate*

^$ 1,231

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Studio

Multi-Family Home for sale in St Joseph, MO

for $199,900. This home was built in 1920 on a lot size of 0.169995.

Awesome triplex opportunity! Live in the roomy 4 bed / 2 bath upper unit and let the two downstairs units help pay your mortgage. Prefer full investment mode? Rent all three units and start collecting income right away!

Multi-Family Active

Price

^$ 199,900

Bedrooms

Studio

Property Type

Multi-Family

Taxes

^$ 831

Style

Lot Size

0.169995

Year Built

1920

Town/City

St Joseph

County/Region

Buchanan

MLS | Web ID

2597174

Features

General

Sewer Public Sewer

Heating Electric

Cooling Electric

Utilities Other

Roof Other

Zoning R

HOA Fee 0

Construction Materials Brick Stucco

Year Built 1920

Property Subtype Triplex

Assoc Fee Paid Per None

County Buchanan

Property Type Residential Income

HOA N

Subdivision Name None

Garage Y/N N

Status Active

Directions From Belt Highway in St. Joseph head east on Frederick Avenue toward downtown. Continue straight for a few miles then turn left onto N 18th Street. Drive a few blocks and turn right onto Clay Street—

High School Central

City St Joseph

High School District St. Joseph

Number Of Units Total 3

MLS Area 1131 - Buchanan Co SW-N=I-36;S=Co Line;E=I-29;W=M

Lot Size Units Acres

Lot Size Square Feet 7405.2

Listing Terms Cash Conventional

Elementary School Edison

Middle/Junior High School Bode

Public Remarks Awesome triplex opportunity! Live in the roomy 4 bed / 2 bath upper unit and let the two downstairs units help pay your mortgage. Prefer full investment mode? Rent all three units and start collectin

Virtual Tour https://my.matterport.com/show/?m=KFnSPJtJ7Sj

Standard Status Active

In Flood Plain No

HMS_MaintenanceProvidedYN N

Exterior

Parking Features Off Street

Water Source Public

Total Parking 4

Lot Size Area 0.17

Interior

Total Stories 2

Basement (Y/N) Y

Air Conditioning Y/N Y

Unit Type 1 Bedroom 2 Bedroom 4 Bedroom Or More Unknown

* Excluded Features

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Real Broker, Llc

Broker

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$1,300

Per Month

Monthly Principal & Interest: $1,231
Monthly Property Taxes: $69
Monthly Home Insurance: --

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Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Multi-family listings in St Joseph, MO

Average List Price ^$177,350

Percent of Sale Price 11%

About St Joseph, MO

76,280 Population

2% Since 2002

^$42,836 Median Income

36.45 Median Age

29% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

1844356 Elementary School

1840885 Middle School

Central High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/20/2026	$199,900		Listed Price

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1818 Clay Street, St Joseph, MO, 64501 is a Multi-Family Home for sale at $199,900 with a lot size of 0.169995. 1818 Clay Street is a studio with 0.0 baths and was built in 1920. The property's zip code is 64501 which is in St Joseph, MO

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

"The information displayed on this page is confidential, proprietary, and copyrighted information of Heartland Multiple Listing Service, Inc. ("Heartland MLS"). Copyright 2026, Heartland Multiple Listing Service, Inc. Heartland MLS and Weichert REALTORS, do not make any warranty or representation concerning the timeliness or accuracy of the information displayed herein. In consideration for the receipt of the information on this page, the recipient agrees to use the information solely for the private non-commercial purpose of identifying a property in which the recipient has a good faith interest in acquiring."

The information being provided is for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/21/2026.

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1818 Clay Street

Multi-Family Home for sale in St Joseph, MO

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