12 Sebago Road
Carmel, NY, 10512 $ 525,000
Bedrooms3 Baths3.0 Sq 3,445 Monthly Estimate*
$ 3,233
for $525,000 with 3 bedrooms and 3 full baths. This 3,445 square foot home was built in 1940 on a lot size of 0.1837.
Welcome to this charming 3 bedroom, 3 bath Cape Cod style home offering 3,445 sq ft of beautifully maintained living space and serene lake views. Located just a short walk from Lake Carmel, this expansive home blends timeless character with a nature-filled setting. Step inside to a spacious living room featuring a stunning stone fireplace and wood-beamed ceiling, creating a warm and inviting atmosphere. The updated eat-in kitchen offers a generous dining area, lake views and sliders leading out to deck, perfect for entertaining or simply enjoying the tranquil surroundings. The main level also includes an office, den, and a full bath, offering flexible space for working from home, guest accommodations, or relaxation. Upstairs, the expansive primary bedroom is accompanied by a full bath, along with two additional bedrooms, providing plenty of room for family or guests. The full finished basement adds even more living space, complete with a family room, full bath, den, and a storage room—ideal for recreation, hobbies, or extended living options. Step outside to the large deck and level yard, perfect for relaxation or entertaining. Situated in the desirable Lake Carmel community, you’re just moments from swimming, fishing, and non-motorized boating. This prime location also offers quick access to I-84 and is only 10 minutes from Metro-North, making commuting a breeze. Close to shopping, restaurants and schools. A unique blend of charm, space, and convenience—this home truly has it all.
See more
FeaturesInteriorInterior Amenities First Floor Full Bath Beamed Ceilings Eat-in Kitchen
Basement Finished Full Walk-Out Access
Total Fireplaces 1
Basement Features Finished Full Walk-Out Access
Basement (Y/N) Y
Fireplace Y/N Y
Half Baths 0
Total Bedrooms 3
Total Baths 3
See more
GeneralSewer Septic Tank
Heating Baseboard Hot Water Oil
Cooling Wall/Window Unit(s)
Utilities Cable Available Electricity Connected Trash Collection Public
Appliances Dishwasher Range Refrigerator
HOA Fee 0
Architectural Style Cape Cod
Construction Materials Frame
Year Built 1940
View Lake
Property Subtype Single Family Residence
Tax Year 2025
Parcel Number 372200-022-082-0001-045-000-0000
County Putnam County
Property Type Residential
HOA N
Subdivision Name lake carmel
Garage Y/N N
Total Rooms 10
Full Baths 3
High School Carmel High School
City Kent
Senior Community Y/N N
High School District Carmel
Carport Y/N N
Elementary School Kent Primary
Property Attached Y/N N
Tax Annual Amount 16036
Showing Instructions use showingtime icon or call. easy to show
Middle/Junior High School George Fischer Middle School
Building Area Units Square Feet
Standard Status Active
Middle/Junior School District Carmel
Elementary School District Carmel
Tax Assessed Value 283600
See more
ExteriorParking Features Driveway Driveway
Water Source Well
Total Parking 4
Parking Spaces 4
Spa N
Waterfront Y/N N
See more
* Excluded FeaturesList BySharon SheilListing Agent
Coldwell Banker RealtyBroker
Affordability Calculator
- Monthly Principal & Interest
- $3,233
- Monthly Property Taxes
- $1,336
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Carmel, NY
Average List Price $553,931
Percent of Sale Price 6%
About Carmel, NY 34,880 Population
6% Since 2002
$ 103,123 Median Income
43.83 Median Age
32% Households with Children
Trends Information provided by ATTOM Data Solutions.
4892720 Elementary School
4100096 Middle School
Carmel High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/20/2026 | $525,000 | | Listed Price |
12 Sebago Road, Carmel, NY, 10512 is a Single Family Home for sale at $525,000 with 3,445 sqft and a lot size of 0.1837. 12 Sebago Road has 3 bedrooms, 3.0 baths, and was built in 1940. The property's zip code is 10512 which is in Carmel, NY