1812 STERLING Lane Fernandina Beach, FL $ 575,000
1812 STERLING Lane
$ 575,000
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1812 STERLING Lane

Fernandina Beach, FL, 32034
$ 575,000
Bedrooms3 Baths2.0 Sq 1,346

Monthly Estimate*

$ 3,540

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Single Family Home for sale in Fernandina Beach, FL

for $575,000 with 3 bedrooms and 2 full baths. This 1,346 square foot home was built in 1990 on a lot size of 0.23.

SELLERS OFFERING $20,000 IN CONCESSIONS + pool surface refinishing scheduled to begin 1/20. A home truly fit for a postcard. Set in a quiet mid-island pocket, this property invites you to settle into the best and truest version of Amelia Island living—coastal, calm, central, and connected. Located in the county with no HOA, you'll enjoy rare freedom and flexibility while remaining just minutes from the beach, shopping, and dining. Inside, the home feels bright, refreshed, and move-in ready with high ceilings, new flooring, and fresh interior paint throughout. The main living space flows seamlessly into a Florida room, creating an easy transition between indoors and out. With private access from the primary bedroom, the Florida room adds a retreat-like quality to the owner's suite and an effortless connection to the backyard. Out back, the space is designed for real Florida living. A private in-ground pool anchors the yard— perfect for slow afternoons, weekend gatherings, or rinsing off, while a storage shed keeps bikes, beach gear, and tools neatly tucked away. Thoughtful upgrades includE a whole-house generator, hurricane shutters, and an EcoWater softener with reverse osmosis drinking water system. Bike rides and morning walks naturally become part of the rhythm with nearby access to the Amelia River-to-Sea Trail (ARTS) and Simmons Road Park & Nature Trail, while beach access is just a short walk away. This is the kind of place that quietly reshapes your day-to-day. The epitome of Postcard Living on Amelia Island. Schedule your showing and see how naturally it fits. PREFERRED LENDER OFFERING BELOW MARKET FINANCING!

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Single Family Active

Price

$ 575,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 2,137

Style

Single Family Residence

Lot Size

0.23

Year Built

1990

Town/City

Fernandina Beach

County/Region

Nassau

MLS | Web ID

2125881

Features
Interior
Interior Amenities Breakfast Bar Ceiling Fan(s) Entrance Foyer His and Hers Closets Primary Bathroom - Shower No Tub Split Bedrooms Vaulted Ceiling(s)
Flooring Laminate
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 0
Laundry Features In Garage
Total Bedrooms 3
Total Baths 2
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General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Dryer Electric Oven Electric Range Electric Water Heater Microwave Refrigerator Washer Water Softener Owned
Garage Spaces 2.0
Patio/Porch Features Glass Enclosed Patio Rear Porch
Pool Features In Ground
Security Features Carbon Monoxide Detector(s) Fire Alarm
Construction Materials Shell Dash Stucco
Year Built 1990
Electric Whole House Generator
Stories Count 1
Levels One
Property Subtype Single Family Residence
Tax Year 2025
Current Use Single Family
Parcel Number 000030021N00060000
Community Features Sidewalks Suburban Street Lights
County Nassau
New Construction 0
Property Type Residential
HOA N
Attached Garage N
Subdivision Name Egans Bluff
Facing Direction North
Garage Y/N Y
Other Structures Shed(s)
Total Rooms 0
Full Baths 2
Status Active
Directions Head east on SR 200/A1A toward Fernandina Beach. Turn right onto Sadler Rd. Turn right onto Will Hardee then turn right onto Sterling Ln. House is on your left.
High School Fernandina Beach
City Fernandina Beach
Senior Community Y/N N
Zoning Description Residential
MLS Area 450-Amelia Island-North Of Burney Road
Lot Size Units Acres
Lot Size Square Feet 10018.8
Carport Y/N N
Listing Terms Cash Conventional
Elementary School Emma Love Hardee
Property Attached Y/N N
Tax Annual Amount 2137.71
Home Warranty Y/N N
Middle/Junior High School Fernandina Beach
Lease Renewal Y/N N
MLS Area Minor 450-Amelia Island-North Of Burney Road
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Cash True
Conventional True
Accessory Dwelling Unit Y/N N
Water Body Access Y/N None
CDD N
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Exterior
Exterior Amenities Storm Shutters
Fencing Fenced
Parking Features Garage Garage Door Opener
Water Source Public
Lot Size Area 0.23
Spa N
Lot Size Acres 0.23
Waterfront Y/N N
Road Frontage Type City Street
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 1812
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* Excluded Features
List By
Cabana Lane, Inc

Broker

haley@cabanalane.com

Email

Affordability Calculator

$3,718
Per Month
95%
5%
0%
Monthly Principal & Interest
$3,540
Monthly Property Taxes
$178
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
308343 Elementary School
308410 Middle School
Fernandina Beach High School High School
Pricing History
DatePricePrice ChangeDescription
1/19/2026$575,000 Listed Price

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1812 STERLING Lane, Fernandina Beach, FL, 32034 is a Single Family Home for sale at $575,000 with 1,346 sqft and a lot size of 0.23. 1812 STERLING Lane has 3 bedrooms, 2.0 baths, and was built in 1990. The property's zip code is 32034 which is in Fernandina Beach, FL