40 WESTSIDE SAGINAW Road Bay City, MI $ 145,000
40 WESTSIDE SAGINAW Road
$ 145,000
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40 WESTSIDE SAGINAW Road

Bay City, MI, 48706
$ 145,000
Bedrooms4 Baths2.1 Sq 1,328

Monthly Estimate*

$ 893

40 WESTSIDE SAGINAW Road, Bay City, MI 48706 - Image 1
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Single Family Home for sale in Bay City, MI

for $145,000 with 4 bedrooms and 2 full baths, 1 half bath. This 1,328 square foot home was built in 1946 on a lot size of 0.42.

Step inside and imagine the possibilities. This Bay City home sits on nearly half an acre and welcomes you with an attached garage and a large, fully fenced backyard—offering space, privacy, and room to grow. As you enter, you’re greeted by a spacious living room that flows into a formal dining area, creating an inviting layout for everyday living and hosting. Just beyond, the well-sized kitchen anchors the main level and offers a functional footprint ready for your personal touch. Two bedrooms and a full bathroom are conveniently located on the main floor. Upstairs, you’ll find two additional bedrooms, a half bathroom, and a charming nook with built-in drawers—perfect for extra storage or a cozy reading space. The lower level adds even more potential, featuring a full bathroom and an egress window, making a finished basement a real possibility for additional living or recreational space. This home presents as a renovation opportunity. Updates and repairs needed include replacement of the meter socket, a new main breaker, and updated water pipes/plumbing. With 1,328 square feet above grade, a generous fenced lot, and convenient access to local colleges, shopping, dining, and everyday amenities, this property offers strong upside for buyers looking to customize and build equity.

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Single Family Active

Price

$ 145,000

Bedrooms

4

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 2,695

Style

Ranch

Lot Size

0.42

Year Built

1946

Town/City

Bay City

County/Region

Bay

MLS | Web ID

50197834

Features
General
Heating Boiler
Kitchen Level First
Possession Negotiable (Possession)
Garage Attached Garage
Water Public Water
Status Active Active
Full Baths 2
Half Baths 1
Bathrooms 3
Year Built 1946
Parking 2 Spaces
Subdivision UNKNOWN MI
Water Heater Gas
Style Ranch
County Bay
Class RESIDENTIAL
Type Single Family
Ownership Private
Municipality Monitor Twp
New Construction Y/N No
Sale/Rent For Sale
Status Detail 0
Structure Style 1 Story
Area Monitor Twp (09010)
Primary City Bay City
Directions RED FEATHER DR TO WESTSIDE SAGINAW HOUSE ON THE LEFT
City Bay City
School District Bay City School District
Financial Terms Cash Conventional
Legal Description
DOM 0
Postal Code 48706
Price Per Sq Ft Total AG 109.19
Public Remarks Step inside and imagine the possibilities. This Bay City home sits on nearly half an acre and welcomes you with an attached garage and a large fully fenced backyard—offering space privacy
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Interior
Dining Room Level First
Basement Unfinished
Bedroom 3 Level Second
Bedroom 1 Level First
Bedroom 2 Level First
Beds 4
Fireplace? No
Total Rooms 9
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Exterior
Exterior Vinyl Siding
Exterior Amenities Fenced Yard
Frontage 73
Lot Size Area 0.42
Pool (Y/N) No
Lot Dimensions 73.00 X 217
OUT BUILDINGS Shed
Waterfront Y/N No
Frontage Type Road
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* Excluded Features
List By
Jamie Diffin

Listing Agent

Gateway Brokerage

Broker

soldbyjamied@gmail.com

Email

Affordability Calculator

$1,117
Per Month
80%
20%
0%
Monthly Principal & Interest
$893
Monthly Property Taxes
$225
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
759950 Elementary School
760432 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/19/2026$145,000 Listed Price

Map


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40 WESTSIDE SAGINAW Road, Bay City, MI, 48706 is a Single Family Home for sale at $145,000 with 1,328 sqft and a lot size of 0.42. 40 WESTSIDE SAGINAW Road has 4 bedrooms, 2.1 baths, and was built in 1946. The property's zip code is 48706 which is in Bay City, MI