16 Spinaker Circle
Palm Coast, FL, 32137 $ 1,420,000
Bedrooms3 Baths2.1 Sq 3,061 Monthly Estimate*
$ 8,743
for $1,420,000 with 3 bedrooms and 2 full baths, 1 half bath. This 3,061 square foot home was built in 2017 on a lot size of 0.11.
Set within the private enclave of Yacht Harbor Village Marina, this distinguished waterfront residence presents a rare opportunity to experience refined coastal living in one of Palm Coast's most exclusive gated communities. Positioned directly along the Intracoastal Waterway, Yacht Harbor is internationally admired for its collection of bespoke estates, tranquil marina setting, and elevated lifestyle tailored to discerning yacht owners—where privacy, architectural distinction, and maritime access seamlessly converge. Designed by Arthur Rutenberg and executed with uncompromising attention to detail, this coastal residence exemplifies craftsmanship and architectural excellence. Curated materials and elegant finishes are showcased throughout, creating a home that is as sophisticated as it is inviting. Vaulted ceilings with tray and coffered detailing, paired with wood and ceramic tile flooring, establish a timeless coastal aesthetic while framing commanding water views. A private elevator provides effortless access between levels, reinforcing the home's seamless blend of luxury and functionality. The interior design reflects relaxed coastal refinementunderstated, welcoming, and globally inspired. The first level is dedicated to leisure, entertainment, and the yachting lifestyle. It features two guest bedrooms with a full bath, a custom-made wine cellar, wet bar, and a generous entertaining lounge that opens directly to a resort-style outdoor setting. A saltwater pool, surrounded by travertine decking and a summer kitchen, offers direct access to your private 50-foot dry dock on the Intracoastalplacing open waters quite literally at your doorstep. This level is designed for hosting, unwinding, and fully embracing life on the water. The second floor serves as the principal living level, where an open-concept design is framed by floor-to-ceiling glass capturing uninterrupted Intracoastal panoramas. Expansive sliding doors lead to a wide waterfront balcony equipped with electric screen blinds, allowing year-round enjoyment of the views. The living space flows seamlessly into the gourmet kitchen, anchored by a polished stone island, gas range, and an oversized custom walk-in pantryideal for both intimate dining and elegant entertaining. Adjacent to the main living area, the owner's suite offers a private retreat of exceptional serenity. A vaulted tray ceiling with integrated LED lighting and a sculptural pendant sets a calming ambiance, while the spa-inspired owner's bath rivals the standards of a five-star resort. A private office within the suite provides an ideal space for reflection, planning future voyages, or recording the stories of a life well lived. Residents of Yacht Harbor Village Marina enjoy a maintenance-free lifestyle, with exterior landscaping and tree care included. Optional membership at Hammock Beach Club grants access to an unparalleled collection of world-class amenities, including two championship golf courses, tennis and pickleball courts, a state-of-the-art fitness center, multiple fine dining venues, a fantasy pool complex with six pools and a lazy river, water slides, direct beach access, a full-service spa, and more. This exceptional residence offers far more than a homeit is a gateway to an international yachting lifestyle, where luxury, privacy, and effortless access to the water define everyday living. Seller agrees to pay 1/2 the full golf membership at closing.
See more
FeaturesGeneralHeating Central Electric
Cooling Central Air Electric
Utilities Propane Electricity Connected Sewer Available Sewer Connected Water Connected
Possession Close Of Escrow
Appliances Wine Cooler Washer Tankless Water Heater Refrigerator Microwave Ice Maker Gas Cooktop Dryer Double Oven Dishwasher Convection Oven
HOA Fee 920.0
Garage Spaces 2.0
Pool Features In Ground Fenced Heated Salt Water Waterfall
Year Built 2017
Stories Count 2
Property Subtype Single Family Residence
Tax Year 2025
Current Use Residential Single Family
Waterfront Features Canal Front Intracoastal Navigable Water
Assoc Fee Paid Per Quarterly
County Flagler
New Construction N
Property Type Residential
HOA Y
Attached Garage Y
Subdivision Name Harbor
Facing Direction North
Garage Y/N Y
Total Rooms 11
Full Baths 2
Status Active
Directions From I-95 take the Palm Coast Parkway exit and head east for about 3 miles. At the base of Hammock Dunes toll Bridge turn left at stop sign. At next stop sign go across A1A to enter Yacht Harbor Vi
City Palm Coast
Senior Community Y/N N
MLS Area 60 - Palm Coast
Lot Size Units Acres
Lot Size Square Feet 4800.31
Carport Y/N N
Property Attached Y/N N
Tax Annual Amount 11126.9
Home Warranty Y/N N
Lease Renewal Y/N N
MLS Area Minor 60 - Palm Coast
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://iframe.videodelivery.net/6929f1d3b38fc3edc0162e96ac86e4b2
Standard Status Active
Legal Description HARBOR VILLAGE MARINA LOT 83 OR 858 PG 24 OR 1247 PG 1822 1797/1757 OR 1809/187 OR 1823/ 1827 OR 1827/1265-CD OR 2061/ 1075 OR 2339/1812
See more
InteriorFurnished Y/N Unfurnished
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Half Baths 1
Total Bedrooms 3
Total Baths 3
See more
ExteriorParking Features Attached Garage Garage Door Opener
Water Source Public
Lot Size Area 0.11
Spa N
Building Area Total 4480.0
Lot Size Acres 0.11
Waterfront Y/N Y
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
See more
* Excluded FeaturesList ByFlorida Homes Realty & MortgageBroker
tappenforce@gmail.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $8,743
- Monthly Property Taxes
- $927
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Palm Coast, FL
Average List Price $541,086
Percent of Sale Price 62%
About Palm Coast, FL 88,371 Population
168% Since 2002
$ 50,368 Median Income
46.43 Median Age
22% Households with Children
Trends Information provided by ATTOM Data Solutions.
1330097 Elementary School
1330098 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/19/2026 | $1,420,000 | | Listed Price |