3440 Downing Street W Englewood, FL $ 649,000
3440 Downing Street W
$ 649,000
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Open House 1/24 12pm - 3pm
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3440 Downing Street W

Englewood, FL, 34224
$ 649,000
Bedrooms2 Baths2.0 Sq 1,869

Monthly Estimate*

$ 3,996

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Single Family Home for sale in Englewood, FL

for $649,000 with 2 bedrooms and 2 full baths. This 1,869 square foot home was built in 1984 on a lot size of 0.21.

DIRECT GULF ACCESS WATERFRONT POOL HOME! 1 MILE BY BOAT TO THE GULF OF MEXICO WITH NO BRIDGES! NOT IN A FLOOD ZONE! Experience the ultimate in waterfront living at this Florida home. Imagine stepping into your backyard and fishing from your property or jumping into your boat for a day of fishing or beach and island hopping! This exceptional home offers an idyllic lifestyle. As you enter the home into the first living area you will notice 2 large skylights above the sliders straight ahead for a bright and airy look. Step outside to your own private oasis where you'll find a beautiful pool overlooking the canal, and a spacious patio perfect for entertaining or simply relaxing. As you lounge around inside the home you will enjoy how spacious it feels with the open floor plan and high cathedral ceilings. Offering a true split plan with each side of the home having separate bedrooms, bath and living areas; these fantastic separate spaces share a large kitchen and dining room. The kitchen boasts plenty of cabinets and several closet pantries. From the kitchen, you look across the breakfast bar into the second living area and see a beautiful stone wood burning fireplace on your right with sliders on the left with a view of the pool area. The owner’s suite is extra spacious and has large windows overlooking the canal, sliders with access to the pool, a large walk-in closet and en-suite bath with a step-up tub, separate true walk in shower, dual sinks and a vanity station. The oversized 2-car garage has plenty of space for your cars or boat and a workshop area as well as a separate air conditioned laundry room. The short canal provides direct access to the Gulf of Mexico and is directly across from Stump Pass with no bridges, making it easy to enjoy boating, fishing, and other water activities right from your backyard in just minutes. There is no need to worry about damage and upkeep to a wooden dock because the dock at this home is solid concrete. Even though this beautiful home is waterfront, enjoy lower insurance and building costs as this home is NOT IN A FLOOD ZONE and received a new roof in 2023 and new A/C in 2024. There is public water and sewer. Much of the furniture is available for purchase. If you leave the privacy of your new home, you are less than 10 miles from several pristine beaches including Englewood, Manasota Key, Stump Pass,Blind Pass and Boca Grande. There are also thousands of acres of state parks and preserves within 10 miles. Enjoy close proximity to many dining, shopping, and entertainment options, including a dozen golf courses. Come enjoy the best of Florida living with this exceptional canal-front property.

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Open House

1/24/2026 12:00 PM - 3:00 PM
3440 Downing Street W Englewood, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 649,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 7,546

Style

Florida

Lot Size

0.21

Year Built

1984

Town/City

Englewood

County/Region

Charlotte

MLS | Web ID

2026002928

Features
Interior
Interior Amenities BreakfastBar BreakfastArea Bathtub CathedralCeilings SeparateFormalDiningRoom DualSinks EntranceFoyer Fireplace MultiplePrimarySuites Pantry SeparateShower VaultedCeilings WalkInClosets WindowTreatme
Flooring Carpet Tile
Furnished Y/N Negotiable
Total Stories 1
Basement (Y/N) N
Air Conditioning Y/N Y
Heating Y/N Y
Window Features SingleHung WindowCoverings
Fireplace Y/N Y
Half Baths 0
Laundry Features WasherHookup DryerHookup Inside
Total Bedrooms 2
Room Type Bathroom FamilyRoom GuestQuarters Other ScreenedPorch
Total Baths 2
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General
Sewer AssessmentPaid PublicSewer
Heating Central Electric
Cooling CentralAir CeilingFans Electric
Utilities CableAvailable HighSpeedInternetAvailable
Possession CloseOfEscrow
Roof Shingle
Appliances Dryer Dishwasher ElectricCooktop Freezer Disposal Microwave Range Refrigerator Washer
HOA Fee 0.0
Garage Spaces 2.0
Association Fee Includes Sewer
Patio/Porch Features Deck Lanai Patio Porch Screened
Architectural Style Florida
Pool Features Concrete InGround ScreenEnclosure
Security Features SmokeDetectors
Construction Materials Brick Block Concrete Stucco
Pets Allowed Yes
Year Built 1984
View Canal
Property Subtype SingleFamilyResidence
Tax Year 2025
Ownership Single Family
Development Name NOT APPLICABLE
Waterfront Features CanalAccess
Community Features BoatFacilities
HOA Fee 2 0.0
County Charlotte
New Construction N
Property Type Residential
Association Amenities Other
HOA N
Attached Garage Y
Subdivision Name NOT APPLICABLE
Facing Direction South
Garage Y/N Y
Total Rooms 7
Full Baths 2
Status Active
Directions From 776 turn South onto Winchester Blvd turn right onto Placid Rd Left onto Downing Street and immediate right onto Downing Street W the home will be the first on the right
City Englewood
Disclosures SellerDisclosure
Land Lease Amount 0.0
Senior Community Y/N N
MLS Area CH01 - Charlotte County
Lot Size Units Acres
Carport Spaces 0.0
Carport Y/N N
Property Attached Y/N N
Land Lease Y/N N
Tax Annual Amount 7546.3
Home Warranty Y/N N
Property Condition Resale
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026002928
Standard Status Active
Property Sub Type Additional SingleFamilyResidence
Legal Description ZZZ 174120 P7-1-1 17 41 20 P-7-1-1 COMM SE COR SEC 17 SW 115.96 FT N 15 FT TO POB W 92 FT N 100 FT E 92 FT S 100 FT TO POB PV103/524 404/907 532/969 599/2000 TD618/845 939/1685 E1160/2067 1747/2143 D
HOA Fee 3 0.0
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Exterior
Exterior Amenities Deck None Patio
Parking Features Attached Driveway Garage Paved RvAccessParking GarageDoorOpener
Lot Features RectangularLot DeadEnd
Water Source AssessmentPaid Public Assessment Paid Public
Lot Size Area 0.21
Horses N
Spa N
Irrigation/Water Rights N
Gulf Access Type No Bridges Water Direct
Gulf Access Y
Building Area Total 2627.0
Lot Dimensions 92 x 99 x 92 x 100
Lot Size Acres 0.21
Road Surface Type Paved
Private Pool Y
Lot Size Source Appraiser
Waterfront Y/N Y
Covered Spaces 2.0
Crops Included Y/N N
Road Responsibility PublicMaintainedRoad
Horse Y/N N
Irrigation Water Rights Y/N N
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* Excluded Features
List By
Toy Coxey

Listing Agent

Kw Coastal Living

Broker

toy@coxeyconstruction.com

Email

Affordability Calculator

$4,625
Per Month
86%
14%
0%
Monthly Principal & Interest
$3,996
Monthly Property Taxes
$629
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
1023546 Elementary School
1023297 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/19/2026$649,000 Listed Price

Map


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3440 Downing Street W, Englewood, FL, 34224 is a Single Family Home for sale at $649,000 with 1,869 sqft and a lot size of 0.21. 3440 Downing Street W has 2 bedrooms, 2.0 baths, and was built in 1984. The property's zip code is 34224 which is in Englewood, FL