107 Factory Street Schoharie, NY $ 189,000
107 Factory Street
$ 189,000
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107 Factory Street

Schoharie, NY, 12157
$ 189,000
Bedrooms5 Baths3.0 Sq 2,000

Monthly Estimate*

$ 1,164

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Single Family Home for sale in Schoharie, NY

for $189,000 with 5 bedrooms and 3 full baths. This 2,000 square foot home was built in 1830 on a lot size of 0.78.

Farmhouse Colonial with Wraparound Porch, Barn & dual road frontage. This charming 2,000 sq ft farmhouse colonial offers space, flexibility, and opportunity on a large, level lot with road frontage on both Factory Street and School Street, located in Schoharie School District. It has welcoming wraparound porch, and is ideal for buyers looking to restore and customize a classic home with multiple use possibilities. The home offers 5 bedrooms and 3 full bathrooms. A standout feature is the first floor primary bedroom with en-suite bath, complete with a kitchenette, separate entrance, and its own driveway, making it ideal for multi generational living, a home office, guest suite, or potential studio setup. Buyers must perform their own due diligence regarding two-family or accessory apartment use, including any required variances. The first floor includes two full bathrooms, a galley kitchen with pantry and eating area, dining room, utility room, and flexible living spaces. The living room features a wood stove and propane heater, providing supplemental heat and charm. Upstairs offers 4 bedrooms and a full bath, metal roof, 4 heating zones, Oil furnace with newer oil tank, Water heater 3 years old, two driveways, barn, wood shed, storage room, and additional outbuildings (in need of repair). Home requires some painting and updates, and the barn and outbuildings will need work, presenting a strong opportunity to build big equity to this versatile property. Sold as-is. Ideal for investors, renovators, or buyers seeking space, character, and flexible use potential.

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Single Family Active

Price

$ 189,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 4,122

Style

Farmhouse

Lot Size

0.78

Year Built

1830

Town/City

Schoharie

County/Region

Schoharie

MLS | Web ID

202610779

Features
Interior
Interior Amenities Crown Molding
Basement Interior Entry Unfinished Walk-Out Access
Flooring Vinyl Wood Linoleum
Total Fireplaces 0
Fireplace Features Wood Burning Stove
Basement (Y/N) N
Air Conditioning Y/N N
Heating Y/N Y
Fireplace Y/N N
Above Grade Finished Area 2000.0
Half Baths 0
Laundry Features Main Level Washer Hookup
Total Bedrooms 5
Below Grade Finished Area 0.0
Below Grade Finished Area Source Public Records
Above Grade Finished Area Source Public Records
Total Baths 3
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General
Sewer Septic Tank
Heating Baseboard Oil Propane Wood Stove
Cooling None
Possession At Closing
Roof Metal
Appliances Built-In Gas Oven Refrigerator Water Softener
Zoning Single Residence
Garage Spaces 1.0
Patio/Porch Features Wrap Around Porch
Architectural Style Farmhouse
Security Features Smoke Detector(s) Carbon Monoxide Detector(s)
Construction Materials Vinyl Siding
Year Built 1830
Electric 100 Amp Service Circuit Breakers
Property Subtype Single Family Residence
County Schoharie
New Construction N
Property Type Residential
HOA N
Attached Garage N
Garage Y/N N
Other Structures Shed(s) Barn(s)
Total Rooms 11
Full Baths 3
Status Active
Directions Route 443 to Factory Street #107 on the right double sized lot runs street to street.
City Schoharie
High School District Schoharie
Lot Size Units Acres
Lot Size Square Feet 33976.8
Carport Y/N N
Land Lease Y/N N
Tax Annual Amount 4122.35
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Standard Status Active
Tax Assessed Value 0
Tax Lot 4.000
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Exterior
Exterior Amenities Other Barn
Fencing None
Parking Features Other Driveway
Lot Features Level Cleared
Total Parking 8.0
Lot Size Area 0.78
Foundation Details Stone
Spa N
Lot Dimensions 151x238x141x232
Lot Size Acres 0.78
Waterfront Y/N N
Door Features Storm Door(s)
Other Equipment Fuel Tank(s)
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 107
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* Excluded Features
List By
Pearl Ruby Torres

Listing Agent

Keller Williams Realty Hudson Valley North

Broker

(845) 461-5132

Phone

pearlrubytorres@kw.com

Email

Affordability Calculator

$1,507
Per Month
77%
23%
0%
Monthly Principal & Interest
$1,164
Monthly Property Taxes
$344
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3061915 Elementary School
3061917 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/18/2026$189,000 Listed Price

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107 Factory Street, Schoharie, NY, 12157 is a Single Family Home for sale at $189,000 with 2,000 sqft and a lot size of 0.78. 107 Factory Street has 5 bedrooms, 3.0 baths, and was built in 1830. The property's zip code is 12157 which is in Schoharie, NY