231 W 148TH Street 4J Manhattan, NY $ 634,800
231 W 148TH Street 4J
$ 634,800
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231 W 148TH Street 4J

Manhattan, NY, 10039
$ 634,800
Bedrooms2 Baths1.0 Sq 1,018

Monthly Estimate*

$ 3,909

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Co-Op for sale in Manhattan, NY

for $634,800 with 2 bedrooms and 1 full bath. This 1,018 square foot home was built in 1920.

Spaciouѕ 5-Rοom Αpаrtmеnt wіth Flexible Lауοut & Μultiрle Exposures

Located at 231 West 148th Street in Harlem , this spacious five-room home at The Washington offers a flexible layout, excellent light, and thoughtful upgrades within a well-established HDFC cooperative community. With north-east, north-west, and south-west exposures , the apartment enjoys natural light throughout the day along with strong cross-ventilation, creating a bright and comfortable living environment.

The layout includes two generously sized, closeted bedrooms , a spacious and welcoming living room, a pass-through galley kitchen , and a windowed, closeted flex room that can easily function as a dining room, home office, den, or third sleeping area. This additional room adds long-term versatility and allows the home to adapt to changing needs over time. The apartment is well lit and well ventilated, with many light fixtures on dimmer switches and several three-way switches that allow lighting to be adjusted based on use and time of day. The living room is pre-wired with junction boxes for both a wall sconce and a ceiling fan, offering additional flexibility for layout and design.

The kitchen features stainless steel appliances , accent lighting along the granite counters , an oversized sink with a dedicated filtered-water spout, and a built-in dish soap dispenser. The pass-through design keeps the space connected to the living area while maintaining separation. The windowed full bathroom has been updated with new fixtures, offering a clean and refreshed feel. Both bedrooms are well proportioned, and the primary bedroom includes upgraded closet doors .

The apartment carries 154 shares , and the monthly maintenance of $1,197 includes heat, hot water, and cooking gas, with approximately 39 percent of the maintenance tax deductible .

Built in 1920 and converted to cooperative ownership in 2003 , The Washington is a professionally managed, pet-friendly cooperative . The buildings at 231 and 239 West 148th Street are internally connected and share amenities that include a live-in superintendent , two central laundry rooms, a fitness room, a children's playroom, a community room, bike storage, and additional storage. A key-access community garden is located adjacent to the building, and a pay public parking garage directly across the street adds everyday convenience.

The building is subject to affordable housing income restrictions and follows a 250 percent Area Median Income (AMI) guideline . For 2026 , New York City's 250 percent AMI for households of one to four people ranges from approximately $283,000 up to a maximum of $400,000 . Bank financing of up to 90 percent is permitted , and gifts toward down payment or closing costs are accepted . There is no flip tax . As recommended by the cooperative, total monthly housing costs, including mortgage and maintenance, should not exceed 30 percent of gross monthly household income . Subletting is permitted after two years of residency, subject to board approval .

Transportation is exceptionally convenient. The 3 train stops at 148th Street just down the block , while the A, B, C, and D trains are accessible at 145th Street and St. Nicholas Avenue , providing easy access to Midtown and Downtown Manhattan. Nearby bus service includes the M1, M7, M102, and M148 , offering reliable north-south connectivity.

Set on a tree-lined block , the home is moments from Jackie Robinson Park , neighborhood cafés including Common Good Café , and everyday conveniences along West 145th Street such as Super Foodtown, New York Sports Club, Starbucks, and Duane Reade , along with a strong selection of nearby dining favorites including Bird in Hand, Briciola Harlem, Cucina Italian Tavern, The Handpulled Noodle, The Edge Harlem, Benyam, Lucille's Coffee and Cocktails , and the iconic Charles Pan-Fried Chicken . This residence offers space, flexibility, and long-term value within a thoughtfully maintained cooperative.

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Co-Op Active

Price

$ 634,800

Bedrooms

2

Full Bath

1

Property Type

Co-Op

Taxes

$ 0

Style

Year Built

1920

Town/City

Manhattan

County/Region

New York

MLS | Web ID

RLS20067524

List By
Brian A Phillips

Listing Agent

Douglas Elliman Real Estate

Broker

(212) 531-7726

Phone

Affordability Calculator

$3,909
Per Month
100%
0%
0%
Monthly Principal & Interest
$3,909
Monthly Property Taxes
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Monthly Home Insurance
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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
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Pricing History
DatePricePrice ChangeDescription
1/18/2026$634,800 Listed Price

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231 W 148TH Street 4J, Manhattan, NY, 10039 is a Co-Op for sale at $634,800 with 1,018 sqft. 231 W 148TH Street 4J has 2 bedrooms, 1.0 baths, and was built in 1920. The property's zip code is 10039 which is in Manhattan, NY