540 HARBOR GROVE CIRCLE Safety Harbor, FL $ 725,000
540 HARBOR GROVE CIRCLE
$ 725,000
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540 HARBOR GROVE CIRCLE

Safety Harbor, FL, 34695
$ 725,000
Bedrooms3 Baths2.1 Sq 2,606

Monthly Estimate*

$ 4,464

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Single Family Home for sale in Safety Harbor, FL

for $725,000 with 3 bedrooms and 2 full baths, 1 half bath. This 2,606 square foot home was built in 2003 on a lot size of 0.17.

Situated on a desirable corner lot in a quiet neighborhood within the quaint and highly sought-after town of Safety Harbor, this beautifully updated 3 Bedroom plus Loft, 2.5 Bath Home with a 2 Car Garage offers a thoughtfully designed layout and numerous recent upgrades. Double glass entry doors welcome you into an impressive two-story foyer creating a bright and inviting first impression. The entire first level is finished with newer ceramic wood-grain tile flooring (added in 2021) and plantation shutters throughout, creating a cohesive and elegant feel. The formal living room and dining room - highlighted by a striking new light fixture - are ideal for hosting and entertaining. The kitchen was tastefully renovated in 2021 and features white cabinetry with crown molding, select glass-front doors, stainless steel appliances, center island, and generous closet pantry. Open to the dinette and spacious family room, this area is perfect for both everyday living and gathering with family and friends. Sliding glass doors lead to a large covered patio overlooking the oversized, fully fenced backyard—lending itself to al fresco dining or quiet relaxation. A convenient half bath and under-stair storage add to the home’s functionality. Upstairs, the carpeted second level includes all 3 bedrooms, 2 full baths, a versatile loft ideal for a home office or additional living space, and a conveniently located laundry closet near the bedrooms. The expansive primary suite offers a generous sitting area with double French doors opening to a private covered balcony. The oversized walk-in closet and a spa-like ensuite bath featuring dual vanities, a garden tub, separate stall shower, and wood cabinetry, complete the suite. Two additional spacious guest bedrooms (one with a walk-in closet), along with a hall bath offering wood cabinetry, tile flooring, and a tub/shower combination round out the 2nd level. Major system updates include a newer A/C system (2019) and roof replacement (2017), providing peace of mind for years to come. This well-maintained home combines space, style, and modern upgrades in a serene neighborhood setting. Safety Harbor is known for its charming small-town atmosphere, vibrant waterfront setting, and strong sense of community, featuring a walkable downtown with local boutiques, cafés, award-winning restaurants, breweries, and year-round festivals and events. Residents also enjoy scenic waterfront Philippe Park, a fishing pier, marina, kayak launches, and the renowned Safety Harbor Spa, all while being conveniently located near Tampa International Airport, and desirable Honeymoon Island and Clearwater Beach.

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Open House

1/24/2026 11:00 AM - 1:00 PM
540 HARBOR GROVE CIRCLE Safety Harbor, FL
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 725,000

Bedrooms

3

Full Bath

2

Half Bath

1

Property Type

Single Family

Taxes

$ 4,041

Style

Contemporary

Lot Size

0.17

Year Built

2003

Town/City

Safety Harbor

County/Region

Pinellas

MLS | Web ID

TB8465666

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Utilities Cable Connected Electricity Connected
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Disposal Microwave Range Refrigerator
HOA Fee 100
Garage Spaces 2
Association Fee Includes Common Area Taxes
Patio/Porch Features Covered Rear Porch
Architectural Style Contemporary
Security Features Smoke Detector(s)
Construction Materials Block Stucco
Pets Allowed Yes
Year Built 2003
View Trees/Woods
Levels Two
Property Subtype Single Family Residence
Tax Year 2024
Ownership Fee Simple
Community Features Deed Restrictions Sidewalks
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HARBOR GROVE
Facing Direction East
Garage Y/N true
Total Rooms 9
Full Baths 2
Status Active
Directions 580 W to left on N Bay Hills Blvd. Left on Harbor Grove Circle. Another left on Harbor Grove Circle. House is on the left corner.
High School Countryside High-PN
City SAFETY HARBOR
Association Name Qualified Property Management / Dianne Bargren
Senior Community Y/N false
MLS Area 34695 - Safety Harbor
Lot Size Units Square Feet
Lot Size Square Feet 7410
Carport Y/N false
Listing Terms Cash Conventional VA Loan
Elementary School Leila G Davis Elementary-PN
Land Lease Y/N false
Tax Annual Amount 4041.01
Middle/Junior High School Safety Harbor Middle-PN
Property Condition Completed
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://listing.tonysica.com/ut/540_Harbor_Grove_Circle.html
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Owner
Tax Lot 31
Legal Description HARBOR GROVE LOT 31
Minimum Lease 1-2 Years
Water Access Y/N false
Monthly HOA Amount 100
Additional Rooms Loft
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Ceiling Fan(s) Eating Space In Kitchen PrimaryBedroom Upstairs Solid Surface Counters Thermostat
Flooring Carpet Ceramic Tile
Furnished Y/N Unfurnished
Total Stories 2
Common Walls Corner Unit
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Half Baths 1
Laundry Features Electric Dryer Hookup Inside Upper Level
Total Bedrooms 3
Total Baths 3
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Exterior
Exterior Amenities Irrigation System Private Mailbox Sidewalk Sliding Doors Sprinkler Metered
Vegetation Mature Landscaping
Fencing Vinyl
Lot Features Corner Lot Oversized Lot Sidewalk
Water Source Public
Lot Size Area 7410
Foundation Details Slab
Spa false
Building Area Total 3351
Lot Dimensions 73 x 100
Lot Size Acres 0.17
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
Road Frontage Type Street Paved
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* Excluded Features
List By
Coastal Properties Group Inter

Broker

Beth@BethCupariHomes.com

Email

Affordability Calculator

$4,801
Per Month
93%
7%
0%
Monthly Principal & Interest
$4,464
Monthly Property Taxes
$337
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
0 Elementary School
0 Middle School
Countryside High-PN High School High School
Pricing History
DatePricePrice ChangeDescription
1/17/2026$725,000 Listed Price

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540 HARBOR GROVE CIRCLE, Safety Harbor, FL, 34695 is a Single Family Home for sale at $725,000 with 2,606 sqft and a lot size of 0.17. 540 HARBOR GROVE CIRCLE has 3 bedrooms, 2.1 baths, and was built in 2003. The property's zip code is 34695 which is in Safety Harbor, FL