644 W 12th Street Covington, KY ^$ 235,000

644 W 12th Street

^$ 235,000

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Recently Listed

644 W 12th Street

Covington, KY, 41011

^$ 235,000

Bedrooms3 Baths2.1 Sq 1,056

Monthly Estimate*

^$ 1,447

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Single Family Home for sale in Covington, KY

for $235,000 with 3 bedrooms and 2 full baths, 1 half bath. This 1,056 square foot home was built in 1910 on a lot size of 0.06.

Charming 3-bedroom, 2.5-bath home offering 1,412 sq ft of updated living space. Custom kitchen features 42'' cabinets, island, granite countertops, and black stainless steel appliances. First-floor primary suite with 10' ceiling and designer bath including spa-style shower, and double vanity. Spacious living and dining areas with a convenient half bath featuring barn door. Two additional bedrooms upstairs share a Jack-and-Jill bath with tub/shower combo. Fresh carpet, paint, and refinished original hardwood floors. Ample off-street parking off back alley. Conveniently located near park, Mainstrasse, and Cincinnati.

Single Family Active

Price

^$ 235,000

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 0

Style

Traditional

Lot Size

0.06

Year Built

1910

Town/City

Covington

County/Region

Kenton

MLS | Web ID

639307

Features

General

Living Area 1056.0

Sewer Public Sewer

Heating Natural Gas

Cooling Central Air

Utilities Natural Gas Available Cable Available

Roof Shingle Membrane

Garage Spaces 0.0

Architectural Style Traditional

Security Features Smoke Detector(s)

Construction Materials Vinyl Siding

Full Baths 2

Half Baths 1

Year Built 1910

Levels Two

Property Subtype Single Family Residence

County Kenton

New Construction No

Property Type A

HOA No

Attached Garage No

Total Rooms 6

Status Active

Directions 1-75 to Covington 12th St. exit. West on W. 12th. Take a right onto Watkins and immediate right onto cobblestone alley.

High School Holmes Senior High

City Covington

School District Covington Indep

MLS Area K01 - Covington North

Lot Size Units Acres

Lot Size Square Feet 2562.0

Elementary School John G. Carlisle Elementary

Property Attached Y/N No

Middle/Junior High School Holmes Middle School

Property Condition Existing Structure

MLS Area Minor K01 - Covington North

Standard Status Active

Interior

Interior Amenities Ceiling Fan(s) High Ceilings

Kitchen Appliances Dishwasher Refrigerator Gas Range Microwave

Air Conditioning Y/N Yes

Heating Y/N Yes

Window Features Insulated Windows Double Hung

Fireplace Y/N No

Total Bathrooms 3.0

Laundry Features Laundry Room Main Level

Room Type Bathroom 2 Bathroom 3 Laundry Primary Bath Bedroom 3 Bedroom 2 Dining Room Living Room Primary Bedroom Kitchen

Total Baths 3

Total Bedrooms 3

Exterior

Fencing Metal

Parking Features Off Street On Street

Water Source Public

Lot Size Area 0.06

Foundation Details Stone

Building Area Total 1412.0

Lot Dimensions .0588

Lot Size Acres 0.06

Lot Size Source Estimated

Land Lease Type Fee

* Excluded Features

List By

Coldwell Banker Realty

Broker

walt.gibler@cbws.com

Affordability Calculator

$1,447

Per Month

Monthly Principal & Interest: $1,447
Monthly Property Taxes: --
Monthly Home Insurance: --

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Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Covington, KY

Average List Price ^$295,488

Percent of Sale Price 26%

About Covington, KY

41,769 Population

-4% Since 2002

^$40,250 Median Income

37.49 Median Age

23% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

3163856 Elementary School

3163344 Middle School

Holmes Senior High High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/17/2026	$235,000		Listed Price

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644 W 12th Street, Covington, KY, 41011 is a Single Family Home for sale at $235,000 with 1,056 sqft and a lot size of 0.06. 644 W 12th Street has 3 bedrooms, 2.1 baths, and was built in 1910. The property's zip code is 41011 which is in Covington, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Listing data provided courtesy of the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc.

The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange Program of the Northern KY Multiple Listing Service, Inc. Real Estate listings held by brokerage firms (licensees) other than Weichert Realtors include the name of the listing brokers.

The information being provided is for consumers' personal, non-commercial use and may not be reproduced or redistribute. Its sole purpose is to be used for no other purpose than to identify prospective properties consumers may be interested in purchasing.

Data is updated as of 1/18/2026.

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644 W 12th Street

Single Family Home for sale in Covington, KY

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