7 Prospect Street Utica, NY ^$ 329,900

7 Prospect Street

^$ 329,900

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Recently Listed

7 Prospect Street

Utica, NY, 13501

^$ 329,900

Bedrooms3 Baths1.2 Sq 1,852

Monthly Estimate*

^$ 2,031

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Single Family Home for sale in Utica, NY

for $329,900 with 3 bedrooms and 1 full bath, 2 half baths. This 1,852 square foot home was built in 1920 on a lot size of 0.168.

Beautifully renovated single-family home located in desirable South Utica. This move-in-ready property offers 3 large bedrooms, 1 full bath, and 2 half baths, all thoughtfully updated. The home has been completely renovated in 2025, featuring all new windows and doors, new sheetrock walls, and new hardwood flooring throughout. The stunning new kitchen showcases an island, granite countertops, stainless steel appliances, stylish backsplash, and modern finishes. Additional updates include new electric fixtures, a dedicated laundry room, new furnace, new electrical service box, and new hardwood staircase. Enjoy year-round comfort with central air, plus a freshly painted interior. Exterior upgrades include new Trex front and back porches, while the basement features durable epoxy flooring, perfect for storage or additional usable space & 2 car garage. A truly turnkey home—nothing to do but move in!

Single Family Active

Price

^$ 329,900

Bedrooms

Full Bath

Half Bath

Property Type

Single Family

Taxes

^$ 4,300

Style

HistoricAntique

Lot Size

0.168

Year Built

1920

Town/City

Utica

County/Region

Oneida

MLS | Web ID

S1658490

Features

Interior

Interior Amenities SeparateFormalDiningRoom EntranceFoyer SeparateFormalLivingRoom GraniteCounters KitchenIsland

Basement Full

Flooring CeramicTile Hardwood Other SeeRemarks Varies

Total Fireplaces 0

Total Stories 2

Basement (Y/N) Yes

Heating Y/N Yes

Fireplace Y/N No

Half Baths 2

Laundry Features MainLevel

Total Bedrooms 3

Main Level Bedrooms 0

Main Level Bathrooms 1

Total Baths 3

General

Sewer Connected

Heating Gas ForcedAir

Utilities CableAvailable ElectricityAvailable ElectricityConnected SewerAvailable SewerConnected WaterAvailable WaterConnected

Possession CloseOfEscrow

Appliances Dishwasher ElectricOven ElectricRange GasWaterHeater Microwave Refrigerator

Garage Spaces 2.0

Patio/Porch Features Covered Porch

Architectural Style HistoricAntique

Construction Materials BlownInInsulation VinylSiding CopperPlumbing PexPlumbing

School District Utica

Year Built 1920

Electric CircuitBreakers

Stories Count 2

Township Not Applicable

Levels Two

Property Subtype SingleFamilyResidence

County Oneida

Property Type Residential

Attached Garage No

Energy Efficient Appliances Hvac Windows

Garage Y/N Yes

Total Rooms 7

Full Baths 1

Status Active

City Utica

Senior Community Y/N No

High School District Utica

Number Of Units Total 0

MLS Area Utica-City-301600

Lot Size Units Acres

Year Built Details Existing

Tax Annual Amount 4300.0

Property Condition Resale

Virtual Tour https://www.propertypanorama.com/instaview/syr/S1658490

Standard Status Active

Middle/Junior School District Utica

Elementary School District Utica

Tax Assessed Value 56100

TaxOtherAnnualAssessmentAmount 100.0

Exterior

Exterior Amenities BlacktopDriveway

Parking Features Detached Garage Driveway

Lot Features FlagLot NearPublicTransit

Water Source Connected NotConnected Public

Lot Size Area 0.168

Foundation Details Stone

Building Area Total 1852.0

Lot Dimensions 56X131

Lot Size Acres 0.168

Waterfront Y/N No

Internal Only

Street Number 1 7

* Excluded Features

List By

Assist2sell Buyers & Sellers 1St Choice

Broker

(315) 570-0148

Phone

Affordability Calculator

$2,390

Per Month

Monthly Principal & Interest: $2,031
Monthly Property Taxes: $358
Monthly Home Insurance: --

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Down Payment

Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Utica, NY

Average List Price ^$218,591

Percent of Sale Price 34%

About Utica, NY

61,376 Population

1% Since 2002

^$32,748 Median Income

36.3 Median Age

27% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

247699 Elementary School

246707 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/17/2026	$329,900		Listed Price

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7 Prospect Street, Utica, NY, 13501 is a Single Family Home for sale at $329,900 with 1,852 sqft and a lot size of 0.168. 7 Prospect Street has 3 bedrooms, 1.2 baths, and was built in 1920. The property's zip code is 13501 which is in Utica, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate on this web site comes in part from the Internet Data Exchange (IDX) Program of the CNYIS, powered by CNYIS. Real estate listings held by firms other than Weichert Realtors are marked with the IDX logo and detailed information about them includes the Listing Broker's Firm Name.

All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither the listing broker(s) nor this site's owner shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless.

Fair Housing Notice (FHN)-https://www.dos.ny.gov/licensing/docs/FairHousingNotice_new.pdf

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7 Prospect Street

Single Family Home for sale in Utica, NY

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