107 Wards Lane Saint Marys, GA $ 938,500
107 Wards Lane
$ 938,500
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107 Wards Lane

Saint Marys, GA, 31558
$ 938,500
Bedrooms3 Baths3.1 Sq 3,426

Monthly Estimate*

$ 5,779

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Single Family Home for sale in Saint Marys, GA

for $938,500 with 3 bedrooms and 3 full baths, 1 half bath. This 3,426 square foot home was built in 2010 on a lot size of 0.38.

Thoughtfully designed by acclaimed Amelia Island architect John Cotner and built by Ed Freeman of Great Capes Builders, this custom Lowcountry home offers timeless coastal style, exceptional efficiency, and the kind of porch living that defines the South. Enjoy a welcoming front porch gallery and a large screened back porch with grilling area in Cumberland Harbour, near the Intracoastal Waterway on the Georgia-Florida line. A desirable split-bedroom floor plan offers privacy and easy living, featuring a great room with an ISOKERN fireplace, built-ins, hardwood flooring, custom millwork and cabinetry, and Andersen windows throughout the main living spaces. Meaningful upgrades include a whole-home generator supported by a 500-gallon propane tank, geothermal heating, and storm shutter systems (hard and soft) for streamlined seasonal preparedness. A first-floor study with French doors creates a dedicated workspace connected to the heart of the home. Upstairs, a bonus room with a full bath adds flexible space for guests, hobbies, or a media room. An additional standout feature is the 1,183 sq ft walk-up attic-fully floored, conditioned, and sheetrocked-perfect for storage today and ready for future expansion. The kitchen is designed for everyday function and gathering with abundant maple cabinetry, generous counter space, and an oversized island that connects the great room. A butler's pantry and a walk-in pantry create effortless hosting and excellent storage. Set among mature trees and flowering shrubs with classic live oaks and Spanish moss, the setting is peaceful and low-maintenance. Convenient to historic downtown St. Marys, approximately 35 minutes to JAX airport, and about 45 minutes to Mayo Clinic and Jacksonville shopping, dining, and entertainment. Schedule a private showing and request the features list and drone video.

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Single Family Active

Price

$ 938,500

Bedrooms

3

Full Bath

3

Half Bath

1

Property Type

Single Family

Taxes

$ 9,469

Style

Rustic, Traditional

Lot Size

0.38

Year Built

2010

Town/City

Saint Marys

County/Region

Camden

MLS | Web ID

10674202

Features
General
Sewer Public Sewer
Heating Central Electric Forced Air Heat Pump
Cooling Ceiling Fan(s) Central Air Dual Electric Heat Pump Other Zoned
Utilities Cable Available Electricity Available High Speed Internet Other Phone Available Propane Sewer Connected Underground Utilities Water Available
Roof Composition
Appliances Convection Oven Dishwasher Disposal Dryer Electric Water Heater Microwave Other Range Refrigerator Tankless Water Heater Washer Water Softener
HOA Fee 2275
Association Fee Includes Facilities Fee Management Fee Security Swimming Tennis
Patio/Porch Features Porch Screened
Architectural Style Rustic Traditional
Security Features Gated Community Smoke Detector(s)
Construction Materials Other
Year Built 2010
Electric 220 Volts Generator
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 24
Community Features Boat/Camper/Van Prkg Clubhouse Fitness Center Gated Lake Park Playground Pool Shared Dock Sidewalks Street Lights Tennis Court(s)
Accessibility Accessible Doors Accessible Entrance Accessible Full Bath Accessible Hallway(s) Accessible Kitchen Shower Access Wheelchair
County Camden
New Construction false
Property Type Residential
HOA true
Attached Garage false
Energy Efficient Appliances Exposure/Shade Insulation Thermostat Water Heater Windows
Subdivision Name Cumberland Harbour
Garage Y/N true
Green Energy Generation Geothermal
Full Baths 3
Status New
Directions Exit 1 on i95. Turn right at the end of exit ramp and continue on St Marys Rd. Take GA-40 E Point Peter Rd and N River Causeway to Wards Ln As you ride down St. Mary's Rd from Exit 1 use the right lane to take the ramp to Cumberland Island. Turn left onto GA-40 E Pass by Circle K turn left onto Point Peter Rd pass Dollar General and a local gas station convenience store. Turn right onto N River Causeway. Continue onto New Point Peter Rd. Entrance to Cumberland Harbour with a live guard gate ahead. Continue onto Spinnaker Dr. turn right in front of the reflection pond onto Barrimack Dr. turn right onto Cumberland Harbour Blvd and turn left onto Clubhouse Cir. Turn left onto Storey Ave. Turn right onto Cobia Ln. Turn left onto Wards Ln - 107 is the first home on the left after turning onto Wards Ln.
High School Camden County
City St. Marys
Lot Size Units Square Feet
Lot Size Square Feet 16552.8
Carport Y/N false
Elementary School Saint Marys
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 9469.89
Home Warranty Y/N false
Middle/Junior High School Saint Marys
Property Condition Resale
Virtual Tour https://youtu.be/Ip2nA76qdYs https://youtu.be/Qz8FRdTvygs
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Bookcases Double Vanity High Ceilings Master On Main Level Rear Stairs Split Bedroom Plan Tile Bath Walk-In Closet(s)
Basement None
Flooring Hardwood Tile
Total Fireplaces 1
Fireplace Features Factory Built Family Room Living Room Masonry Other
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows Window Treatments
Fireplace Y/N true
Above Grade Finished Area 3426
Half Baths 1
Laundry Features Mud Room Other
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area Breakfast Bar Kitchen Island Pantry Solid Surface Counters Walk-in Pantry
Total Baths 4
Dining Room Features Seats 12+ Separate Room
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Exterior
Exterior Amenities Gas Grill Sprinkler System Veranda
Vegetation Partially Wooded
Parking Features Guest Garage Kitchen Level Garage Door Opener Side/Rear Entrance
Lot Features Level Private
Water Source Private Public
Total Parking 5
Lot Size Area 16552.8
Foundation Details Slab
Building Area Total 3426
Lot Size Acres 0.38
Lot Size Source Public Records
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* Excluded Features
List By
St. Marys Realty Inc

Broker

cheryl@cherylsmith.com

Email

Affordability Calculator

$6,568
Per Month
88%
12%
0%
Monthly Principal & Interest
$5,779
Monthly Property Taxes
$789
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4134894 Elementary School
4135671 Middle School
Camden County High School High School
Pricing History
DatePricePrice ChangeDescription
1/16/2026$938,500 Listed Price

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107 Wards Lane, Saint Marys, GA, 31558 is a Single Family Home for sale at $938,500 with 3,426 sqft and a lot size of 0.38. 107 Wards Lane has 3 bedrooms, 3.1 baths, and was built in 2010. The property's zip code is 31558 which is in Saint Marys, GA