1231 90th Street Joy, IL ^$ 274,900

1231 90th Street

^$ 274,900

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1231 90th Street

Joy, IL, 61260

^$ 274,900

Bedrooms3 Baths2.0 Sq 1,800

Monthly Estimate*

^$ 1,693

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Single Family Home for sale in Joy, IL

for $274,900 with 3 bedrooms and 2 full baths. This 1,800 square foot home was built in 2002.

If serene country privacy is what sets your heart on fire, look no further. This five acre retreat is waiting for you! What you'll find? A ranch home with three bedrooms, two bathrooms & a LARGE 36x27 attached garage. A ready to be finished walkout basement. Lots of storage! Main level laundry. This property is ready to be moved into! All measurements & information to verified by buyer/agent.

Single Family Active

Price

^$ 274,900

Bedrooms

Full Bath

Property Type

Single Family

Taxes

^$ 4,275

Style

Year Built

2002

Town/City

Joy

County/Region

Mercer

MLS | Web ID

12548871

Features

General

Living Area 1800

Sewer Septic Tank

Heating Electric Propane

Cooling Central Air

Possession Closing

Roof Asphalt

Appliances Range Microwave Refrigerator

Garage Spaces 4

Association Fee Includes None

Construction Materials Vinyl Siding

Year Built 2002

Township Joy

Tax Year 2024

Ownership Fee Simple

Assoc Fee Paid Per Not Applicable

County Mercer

New Construction N

Property Type Residential Detached Single

Total Rooms 6

Full Baths 2

Status New

Directions From 140th Ave Turn South onto 90th St. Property will be on your Left.

City Joy

High School District 404

MLS Area Joy

Tax Annual Amount 4275

Standard Status Active

Middle/Junior School District 404

Elementary School District 404

Interior

Interior Amenities Separate Dining Room Pantry

Basement Unfinished Full Walk-Out Access

Total Fireplaces 0

Half Baths 0

Laundry Features Main Level

Total Bedrooms 3

Room Type No additional rooms

Total Baths 2

Bedrooms Possible 3

Exterior

Parking Features Garage Door Opener Yes Attached Garage

Lot Features Wooded Level

Water Source Well

Total Parking 4

Lot Dimensions 350x629x348x564

Waterfront Y/N N

* Excluded Features

List By

Homesmart Residential And Commercial Realty

Broker

kayla@illowaliving.com

Affordability Calculator

$2,049

Per Month

Monthly Principal & Interest: $1,693
Monthly Property Taxes: $356
Monthly Home Insurance: --

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Loan Term

Interest Rate

Yearly Property Taxes

Yearly Home Insurance

Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

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Nearby

Trends
Schools

Single family listings in Joy, IL

Average List Price ^$121,160

Percent of Sale Price 56%

About Joy, IL

351 Population

-7% Since 2002

^$51,665 Median Income

41.29 Median Age

22% Households with Children

View more area information

Trends Information provided by ATTOM Data Solutions.

5288653 Elementary School

5288654 Middle School

Unknown High School High School

See complete school information

Pricing History

Date	Price	Price Change	Description
1/16/2026	$274,900		Listed Price

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1231 90th Street, Joy, IL, 61260 is a Single Family Home for sale at $274,900 with 1,800 sqft. 1231 90th Street has 3 bedrooms, 2.0 baths, and was built in 2002. The property's zip code is 61260 which is in Joy, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

The data relating to real estate for sale on this website comes in part from the Broker Reciprocity program of Midwest Real Estate Data LLC. Real Estate listings held by brokerage firms other than Weichert Realtors are marked with the Broker Reciprocity logo or the Broker Reciprocity thumbnail logo (a little black house) and detailed information about them includes the names of the listing brokers. Some properties which appear for sale on this website may subsequently have sold and may no longer be available. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

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Many homes contain recording devices, and buyers should be aware they may be recorded during a showing.

Data is updated as of 1/19/2026.

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1231 90th Street

Single Family Home for sale in Joy, IL

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