3280 MCMATH DRIVE Palm Harbor, FL $ 280,000
3280 MCMATH DRIVE
$ 280,000
Recently Listed Adult Community
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3280 MCMATH DRIVE

Palm Harbor, FL, 34684
$ 280,000
Bedrooms2 Baths2.0 Sq 1,332

Monthly Estimate*

$ 1,724

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Single Family Home for sale in Palm Harbor, FL

for $280,000 with 2 bedrooms and 2 full baths. This 1,332 square foot home was built in 1983 on a lot size of 0.09.

LOW MAINTENANCE 55+ paired VILLA located in Duplex Village II within the highly desirable Highland Lakes community with access to Lake Tarpon. This 2 bedroom, 2 bathroom home features an open-concept layout with high vaulted ceilings and excellent use of space. The expensive big-ticket items are already done, including a BRAND NEW ROOF in 2025, NEW AC in 2024, water heater replaced in 2021, and an UPGRADED electrical panel, providing peace of mind and long-term value. With solid bones throughout, the interior offers a great opportunity to add your own cosmetic touches and build instant equity. Monthly HOA DUES INCLUDE: Spectrum cable and internet, trash and recycling, lawn mowing, irrigation maintenance, well treatment, and pest control, making day-to-day living truly low maintenance. Highland Lakes residents also enjoy access to a host of other community amenities including unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, an active clubhouse with fitness classes and social events, and a lakeside lodge on Lake Tarpon featuring a private boat ramp, fishing pier, and community pontoon boats. Additional perks include free RV and boat storage plus this is a golf cart-friendly neighborhood! Situated near beautiful beaches, shopping, dining, medical facilities, sports venues, and the airport. The community is pet friendly, allowing one dog or cat not to exceed 25 lbs at maturity. A smart opportunity to get into a well-established 55+ community with major improvements already completed and the flexibility to make it your own.

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Single Family Active

Price

$ 280,000

Bedrooms

2

Full Bath

2

Property Type

Single Family

Taxes

$ 4,830

Style

Villa

Lot Size

0.09

Year Built

1983

Town/City

Palm Harbor

County/Region

Pinellas

MLS | Web ID

TB8464907

Features
General
Sewer Public Sewer
Heating Central
Cooling Central Air
Utilities Electricity Available Electricity Connected Public Water Available Water Connected
Roof Shingle
Appliances Dishwasher Dryer Electric Water Heater Microwave Range Refrigerator Washer
Zoning RPD-7.5
HOA Fee 172
Garage Spaces 2
Association Fee Includes Cable TV Internet Maintenance Grounds Trash
Construction Materials Block Stucco Wood Siding
Pets Allowed Cats OK Dogs OK
Year Built 1983
Levels One
Property Subtype Villa
Tax Year 2024
Ownership Fee Simple
Community Features Deed Restrictions
HOA Fee 2 164
Assoc Fee Paid Per Monthly
County Pinellas
New Construction false
Property Type Residential
Attached Garage true
Subdivision Name HIGHLAND LAKES
Facing Direction South
Garage Y/N true
Total Rooms 3
Full Baths 2
Status Active
Directions Tampa Rd to North on Lake St. George Drive to left onto McMath to house on Left.
City PALM HARBOR
Body of Water LAKE TARPON
Association Name Duplex Village II HOA/Cheryl Adams
Senior Community Y/N true
MLS Area 34684 - Palm Harbor
Lot Size Units Square Feet
Lot Size Square Feet 4029
Carport Y/N false
Listing Terms Cash Conventional FHA VA Loan
HOA Fee 2 Frequency Monthly
Property Attached Y/N true
Land Lease Y/N false
Tax Annual Amount 4830.94
Additional Parcels Y/N false
Lease Considered Y/N true
Virtual Tour https://www.zillow.com/view-imx/5c9d5bea-8c1f-41c0-bccd-cf8b65de774f?wl=true&setAttribution=mls&initialViewType=pano
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
Occupancy Type Vacant
Tax Lot 64
Legal Description HIGHLAND LAKES UNIT THIRTEEN PHASE 2 LOT 64
Water Access Type Lake
Pet Size Limit Small (16-35 Lbs.)
Minimum Lease 8-12 Months
Water Access Y/N true
Monthly HOA Amount 172
Water View Y/N false
Flood Zone Code X
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Interior
Interior Amenities Cathedral Ceiling(s) Ceiling Fan(s) Eating Space In Kitchen High Ceilings Living Room/Dining Room Combo Open Floorplan Primary Bedroom Main Floor Split Bedroom Thermostat
Flooring Laminate
Furnished Y/N Unfurnished
Total Stories 1
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds
Fireplace Y/N false
Half Baths 0
Laundry Features In Garage
Total Bedrooms 2
Total Baths 2
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Exterior
Exterior Amenities Sidewalk Sliding Doors
Parking Features Driveway Garage Door Opener
Water Source Public
Lot Size Area 4029
Foundation Details Slab
Building Area Total 1332
Lot Size Acres 0.09
Road Surface Type Paved
Private Pool false
Waterfront Y/N false
Covered Spaces 2
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* Excluded Features
List By
Arc Realty Group

Broker

tampabaybrady@hotmail.com

Email

Affordability Calculator

$2,127
Per Month
81%
19%
0%
Monthly Principal & Interest
$1,724
Monthly Property Taxes
$403
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
DatePricePrice ChangeDescription
1/16/2026$280,000 Listed Price

Map


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3280 MCMATH DRIVE, Palm Harbor, FL, 34684 is a Single Family Home for sale at $280,000 with 1,332 sqft and a lot size of 0.09. 3280 MCMATH DRIVE has 2 bedrooms, 2.0 baths, and was built in 1983. The property's zip code is 34684 which is in Palm Harbor, FL