235 W Cardinal Circle W Saint Marys, GA $ 420,000
235 W Cardinal Circle W
$ 420,000
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235 W Cardinal Circle W

Saint Marys, GA, 31558
$ 420,000
Bedrooms3 Baths2.0 Sq 1,860

Monthly Estimate*

$ 2,586

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Single Family Home for sale in Saint Marys, GA

for $420,000 with 3 bedrooms and 2 full baths. This 1,860 square foot home was built in 1991.

Welcome to 235 W Cardinal Circle, a beautifully updated coastal retreat nestled within the prestigious gated community of Osprey Cove in St. Marys, Georgia. This impeccably maintained 3-bedroom, 2-bath home blends timeless Southern charm with modern finishes, creating a space that feels both elevated and effortlessly comfortable. Fresh exterior and interior paint in sophisticated, neutral tones set the stage, while gleaming hardwood floors and soaring ceilings add warmth and architectural interest throughout the main living areas. The living room invites you in with a natural gas fireplace, perfect for cozy evenings or relaxed gatherings. The kitchen is both stylish and functional, featuring stainless steel appliances, new tile flooring, and a crisp subway tile backsplash that delivers a clean, modern aesthetic without sacrificing character. The primary suite is a true sanctuary, complete with hardwood flooring, double vanities, a spacious walk-in tiled shower, a whirlpool soaking tub, and a generous walk-in closet. Every detail has been designed with comfort and ease in mind. Two additional bedrooms offer versatility for guests or a dedicated home office. Step outside and discover what truly sets this home apart. The expansive screened-in porch overlooks a serene backyard framed by mature magnolias, crepe myrtles, and swaying palms, offering privacy, shade, and a relaxed coastal feel. This outdoor space is ideal for morning coffee, afternoon sweet tea, or quiet evenings under the coastal sky. Located in Osprey Cove, residents enjoy access to a premier golf course and first-class amenities, all within a beautifully maintained, gated community. This is more than a home. It's a lifestyle defined by refined coastal living and timeless Southern beauty.

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Single Family Active

Price

$ 420,000

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 3,345

Style

Mediterranean

Year Built

1991

Town/City

Saint Marys

County/Region

Camden

MLS | Web ID

10673826

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Ceiling Fan(s) Central Air Electric
Utilities Cable Available Electricity Available Natural Gas Available Phone Available Underground Utilities
Roof Composition
Appliances Dishwasher Electric Water Heater Microwave Range Refrigerator Stainless Steel Appliance(s)
HOA Fee 1700
Association Fee Includes Maintenance Grounds
Patio/Porch Features Porch Screened
Architectural Style Mediterranean
Security Features Gated Community Smoke Detector(s)
Construction Materials Stucco
Year Built 1991
Electric 220 Volts
Levels One
Property Subtype Single Family Residence
Tax Year 0
Community Features Boat/Camper/Van Prkg Clubhouse Gated Golf Lake Playground Pool Sidewalks Street Lights Tennis Court(s)
County Camden
New Construction false
Property Type Residential
HOA true
Attached Garage false
Subdivision Name Osprey Cove
Garage Y/N true
Full Baths 2
Status New
Directions gps friendly
High School Camden County
City St. Mary'S
Lot Size Units Square Feet
Lot Size Square Feet 0
Carport Y/N false
Spa Features Bath
Elementary School Mary Lee Clark
Property Attached Y/N false
Land Lease Y/N false
Tax Annual Amount 3345
Home Warranty Y/N true
Middle/Junior High School Saint Marys
Property Condition Resale
Virtual Tour https://www.zillow.com/view-imx/26eac306-4af1-40e1-80d8-7c59c88f366e?wl=true&setAttribution=mls&initialViewType=pano https://app.eastcoastvtours.com/sites/235-cardinal-cir-w-st-marys-ga-31558-21544901/branded
Structure Type House
Building Area Units Square Feet
Living Area Units Square Feet
Standard Status Active
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Interior
Interior Amenities Bookcases Double Vanity Separate Shower Soaking Tub Split Bedroom Plan Tray Ceiling(s) Walk-In Closet(s)
Basement None
Flooring Hardwood Tile
Total Fireplaces 1
Fireplace Features Gas Log Living Room
Common Walls No Common Walls
Air Conditioning Y/N true
Heating Y/N true
Window Features Double Pane Windows
Fireplace Y/N true
Above Grade Finished Area 1860
Half Baths 0
Laundry Features Other
Total Bedrooms 3
Below Grade Finished Area 0
Main Level Bedrooms 3
Main Level Bathrooms 2
Below Grade Finished Area Unit Type Square Feet
Above Grade Finished Area Unit Type Square Feet
Kitchen Features Breakfast Area Breakfast Bar
Total Baths 2
Dining Room Features Separate Room
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Exterior
Exterior Amenities Sprinkler System
Fencing Fenced
Parking Features Garage Garage Door Opener
Lot Features Cul-De-Sac Level
Water Source Public
Total Parking 2
Lot Size Area 0
Foundation Details Slab
Spa true
Building Area Total 1860
Lot Size Acres 0
Lot Size Source Public Records
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* Excluded Features
List By
Coastal Roots Realty

Broker

kristi@coastalrootsrealty.com

Email

Affordability Calculator

$2,865
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,586
Monthly Property Taxes
$279
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4133290 Elementary School
4135671 Middle School
Camden County High School High School
Pricing History
DatePricePrice ChangeDescription
1/16/2026$420,000 Listed Price

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235 W Cardinal Circle W, Saint Marys, GA, 31558 is a Single Family Home for sale at $420,000 with 1,860 sqft. 235 W Cardinal Circle W has 3 bedrooms, 2.0 baths, and was built in 1991. The property's zip code is 31558 which is in Saint Marys, GA