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321/323 Ruella Street Bay Saint Louis, MS $ 295,000
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321/323 Ruella Street
$ 295,000
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321/323 Ruella Street

Bay Saint Louis, MS, 39520
$ 295,000
Bedrooms4 Baths4.0 Sq 2,320

Monthly Estimate*

$ 1,816

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Single Family Home for sale in Bay Saint Louis, MS

for $295,000 with 4 bedrooms and 4 full baths. This 2,320 square foot home was built in 2008 on a lot size of 0.2.

Invest in the heart of Old Town Bay St. Louis with this exceptional income-producing duplex! Each spacious 2-bedroom, 2-bathroom unit boasts 1,160 square feet of thoughtfully designed living space, offering modern comforts and timeless appeal. Step inside to 9-foot ceilings that enhance the open-concept layout. The stylish kitchen is a chef's dream, featuring a large island, granite countertops, and stainless steel appliances—perfect for entertaining or everyday living. Located in an X flood zone, no flood insurance is required, adding to the property's value and peace of mind. Whether you're looking for a solid investment opportunity or a place to call home while generating rental income, this duplex is a rare find. Enjoy the walkability of Old Town, with charming shops, restaurants, and the beach just minutes away. Don't miss out on this prime investment—schedule your showing today!

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Single Family Active

Price

$ 295,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 3,213

Style

Traditional

Lot Size

0.2

Year Built

2008

Town/City

Bay Saint Louis

County/Region

Hancock

MLS | Web ID

4136367
Features
Interior
Interior Amenities Granite Counters High Ceilings Kitchen Island
Flooring Tile
Furnished Y/N No
Basement (Y/N) N
Half Baths 0
Laundry Features Inside Laundry Room
Total Bedrooms 4
Total Baths 4
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General
Sewer Public Sewer
Heating Central Electric
Cooling Ceiling Fan(s) Central Air Electric
Utilities Cable Available Electricity Connected Sewer Connected Water Connected
Roof Shingle
Appliances Range Stainless Steel Appliance(s)
Patio/Porch Features Patio
Architectural Style Traditional
Construction Materials HardiPlank Type
Year Built 2008
Tenant Pays All Utilities
Levels One
Tax Year 2025
Community Features Boating Fishing Near Entertainment
County Hancock
New Construction N
Property Type Res Income Multi-Fam
HOA N
Attached Garage N
Subdivision Name Metes And Bounds
Garage Y/N N
Full Baths 4
Status Active
City Bay Saint Louis
Number Of Units Total 2
Lot Size Units Acres
Lot Size Square Feet 8712.0
Carport Y/N N
Elementary School Bay St. Louis
Land Lease Y/N N
Tax Annual Amount 3213.0
Home Warranty Y/N N
Lease Renewal Y/N N
Additional Parcels Y/N N
Lease Considered Y/N N
Rent Control Y/N N
Virtual Tour https://www.propertypanorama.com/321323-Ruella-Street-Bay-Saint-Louis-MS-39520/unbranded
Structure Type Duplex
Standard Status Active
Year Built Source Public Records
Legal Description PT 247&248 1ST WARD BSL
Senior Community None
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Exterior
Exterior Amenities See Remarks
Parking Features Concrete Driveway
Lot Features City Lot
Water Source Public
Lot Size Area 0.2
Foundation Details Slab
Spa N
Building Area Total 2320.0
Lot Size Acres 0.2
Crops Included Y/N N
Horse Y/N N
Irrigation Water Rights Y/N N
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Internal Only
Street Number 1 321323
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* Excluded Features
List By
Regan Kane

Listing Agent

John Mcdonald Realty, Llc

Broker

regan@johnmcdonaldrealty.com

Email

Affordability Calculator

$2,084
Per Month
87%
13%
0%
Monthly Principal & Interest
$1,816
Monthly Property Taxes
$268
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3659238 Elementary School
1580615 Middle School
Unknown High School High School
See complete school information
Pricing History
DatePricePrice ChangeDescription
1/16/2026$295,000 Listed Price

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321/323 Ruella Street, Bay Saint Louis, MS, 39520 is a Single Family Home for sale at $295,000 with 2,320 sqft and a lot size of 0.2. 321/323 Ruella Street has 4 bedrooms, 4.0 baths, and was built in 2008. The property's zip code is 39520 which is in Bay Saint Louis, MS

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