27245 Cat Creek Road
Mechanicsville, MD, 20659 $ 650,000
Bedrooms4 Baths2.1 Sq 2,632 Monthly Estimate*
$ 4,002
for $650,000 with 4 bedrooms and 2 full baths, 1 half bath. This 2,632 square foot home was built in 2006 on a lot size of 1.09.
Tucked away in a tranquil, tree-lined setting just off the Patuxent River, this beautifully maintained home on Cat Creek in Mechanicsville offers the perfect blend of space, comfort, and nature. Set on a one-acre lot, the property features 4 bedrooms, 2.5 baths, and a two-car front-entry garage, with exceptional curb appeal highlighted by an expansive front porch and a striking double-size stairway. Inside, hardwood floors span the main level, beginning with a welcoming foyer flanked by a formal living room ideal for a den or playroom, along with a dedicated home office. A separate formal dining room, half bath, and interior garage access complete the main level. The kitchen anchors the rear of the home and features stainless steel appliances, tiled flooring, pantry, pot rack, modern fixtures, abundant cabinetry, and a breakfast bar overlooking the spacious family room with a gas fireplace and access to the backyard. Just off the kitchen, the sunroom is filled with natural light and offers peaceful views of the surrounding landscape. Upstairs, the primary suite includes tray ceilings, blackout blinds, a walk-in closet, and a spa-like bath with dual vanities, corner soaking tub, separate tiled shower with dual shower heads, and private toilet closet. Three additional generously sized bedrooms, all with ceiling fans and closets, share a full bath with two separate vanities. One bedroom includes a Murphy bed with built-in bookshelves. The upper-level laundry room adds everyday convenience. The unfinished basement is drywalled and ready for your vision, offering multiple storage areas and ample space to customize. Outdoor living is a standout feature, with a covered patio and gazebo-style BBQ area, composite decking, and a scenic backyard that leads to a private deck and stairs down to Cat Creekperfect for kayaking or simply enjoying nature. Additional features include a whole-house generator and three storage sheds. Recent updates include interior paint (master bedroom, bedroom three, dining room, sunroom, stairwell, and lower hallway), new dishwasher, new microwave, composite front porch and steps, composite rear deck, tankless water heater, thermal compression tank, Hunter Douglas blackout blinds, garage door upgrades, replaced heat pumps, and whole-house AprilAire humidifiers. An updates sheet is available in the document section. A truly special property for nature and water enthusiasts, offering privacy, functionality, and a peaceful lifestyle just minutes from the Patuxent River. Easily accessible to get to Three Notch Rd and Rt 5.
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FeaturesGeneralLiving Area 2632
Sewer On Site Septic
Heating Heat Pump(s)
Cooling Other
Utilities Cable TV Available Electric Available Phone Available Propane
Possession Seller Rent Back
Roof Shingle
Appliances Built-In Microwave Dishwasher Dryer Exhaust Fan Instant Hot Water Refrigerator Washer Water Heater - Tankless
Zoning RNC
Garage Spaces 2.00
Patio/Porch Features Brick Deck(s) Porch(es)
Architectural Style Colonial
Construction Materials Combination Vinyl Siding
School District ST. MARY'S COUNTY PUBLIC SCHOOLS
Year Built 2006
Levels 2
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Accessibility None
County SAINT MARYS
New Construction N
Property Type Residential
HOA N
Subdivision Name RIVERWOOD FARMS
Garage Y/N Y
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions Waze/GPS/ Maps
City MECHANICSVILLE
Disclosures Prop Disclaimer
Senior Community Y/N N
Lot Size Units Square Feet
Lot Size Square Feet 47480.00
Tax Annual Amount 6632.0
Property Condition Excellent
Structure Type Detached
Condo/Coop Association fee Y/N N
Bathrooms Count Main Level 1.00
Price Per Sq Ft Total AG 246.96
Acceptable Financing Cash Conventional FHA VA USDA
Vacation Rental Y/N N
Standard Status Active
Year Built Source Assessor
Legal Subdivision RIVERWOOD FARMS
Tax Lot 32
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InteriorInterior Amenities Attic Bathroom - Walk-In Shower Bathroom - Tub Shower Bathroom - Soaking Tub Built-Ins Carpet Ceiling Fan(s) Combination Kitchen/Living Dining Area Family Room Off Kitchen Floor Plan - Open Formal/Se
Heating Fuel Electric Propane - Owned
Basement Connecting Stairway
Flooring Carpet Ceramic Tile Hardwood Concrete
Total Fireplaces 1
Hot Water Instant Hot Water Tankless
Basement (Y/N) Y
Heating Y/N Y
Window Features Double Hung
Fireplace Y/N Y
Above Grade Finished Area 2632
Half Baths 1
Central Air Y/N N
Total Bedrooms 4
Below Grade Finished Area 0
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Bedroom 3 Bedroom 4 Kitchen Family Room Foyer Sun/Florida Room Laundry Recreation Room Bathroom 2 Attic Primary Bathroom Half Bath
Below Grade Finished Area Unit Type Square Feet
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 3
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ExteriorPool No Pool
Water Source Well
Garage Features Garage - Front Entry
Type of Parking Attached Garage Driveway
Foundation Details Concrete Perimeter
Spa N
Water View Y/N N
Lot Size Acres 1.09
Lot Size Source Assessor
Waterfront Y/N N
Horse Y/N N
Land Assessed Value 369300.00
Navigable Water Y/N N
Water Oriented Y/N N
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* Excluded FeaturesList Bytinamarie.biggs@exprealty.comEmail
Affordability Calculator
- Monthly Principal & Interest
- $4,002
- Monthly Property Taxes
- $553
- Monthly Home Insurance
- --
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
Learn more about how to save NearbySingle family listings in Mechanicsville, MD
Average List Price $523,185
Percent of Sale Price 20%
About Mechanicsville, MD 1,489 Population
34% Since 2002
$ 106,777 Median Income
38.76 Median Age
32% Households with Children
Trends Information provided by ATTOM Data Solutions.
3533971 Elementary School
3535470 Middle School
Unknown High School High School
Pricing History| Date | Price | Price Change | Description |
|---|
| 1/16/2026 | $650,000 | | Listed Price |