7961 SW 198th St Cutler Bay, FL $ 1,250,000
7961 SW 198th St
$ 1,250,000
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7961 SW 198th St

Cutler Bay, FL, 33189
$ 1,250,000
Bedrooms4 Baths4.0 Sq 2,646

Monthly Estimate*

$ 7,696

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Single Family Home for sale in Cutler Bay, FL

for $1,250,000 with 4 bedrooms and 4 full baths. This 2,646 square foot home was built in 1974.

Nestled in the highly desired Saga Bay community of Cutler Bay, this beautifully renovated residence delivers exceptional versatility and value. Officially listed as a 4-bedroom, 4-bath home, the property actually offers a total of 8 bedrooms and 5 bathrooms, including two income-producing efficiencies, each currently rented at $1,300. The main home features modern finishes, spacious living areas, and a layout ideal for multi-generational living or those seeking additional rental opportunities. Step outside to your private oasis, complete with a sparkling pool and a fully equipped outdoor summer kitchen, perfect for entertaining and year-round enjoyment. Located minutes from top-rated schools, parks, shopping, and the bay, this home blends comfort, style, and investment potential in one of Cutler Bay’s most sought-after neighborhoods. A rare opportunity with endless possibilities.

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Single Family Active

Price

$ 1,250,000

Bedrooms

4

Full Bath

4

Property Type

Single Family

Taxes

$ 11,780

Style

Year Built

1974

Town/City

Cutler Bay

County/Region

Miami-Dade

MLS | Web ID

A11946779

Features
General
Sewer Public Sewer
Heating Central Electric
Cooling Central Air
Possession Close Of Escrow
Roof Shingle
Appliances Dishwasher Microwave
Garage Spaces 4
Patio/Porch Features Balcony Open
Architectural Style Detached Two Story
Pool Features Concrete In Ground Pool
Restrictions No Restrictions OK To Lease
Construction Materials Block
Year Built 1974
View None Water
Stories Count 2
Levels Two
Property Subtype Single Family Residence
Tax Year 2025
Community Features Home Owners Association
County Miami-Dade
Property Type Residential
Subdivision Name SAGA BAY SEC 1 PT 4
Facing Direction South
Garage Y/N true
Other Structures Guest House
Total Rooms 0
Full Baths 4
Status Active
City Cutler Bay
Disclosures None
Senior Community Y/N false
Zoning Description 0100
MLS Area 60
Lot Size Units Square Feet
Lot Size Square Feet 7840
Listing Terms Cash Conventional Cryptocurrency
Year Built Details Resale
Tax Annual Amount 11780
Lease Considered Y/N false
Virtual Tour https://www.propertypanorama.com/instaview/mia/A11946779
Standard Status Active
Occupancy Type Owner
Property Sub Type Additional Single Family Residence
Expected Active Date 2026-01-15
Legal Description SAGA BAY SEC 1 PT 4 PB 98-50 LOT 8 BLK 12 LOT SIZE 7840 SQ FT OR 21114-3048 032003 1 F/A/U 30-6003-016-0220
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Interior
Interior Amenities Bedroom on Main Level Second Floor Entry Upper Level Primary Walk-In Closet(s)
Flooring Ceramic Tile
Air Conditioning Y/N true
Heating Y/N true
Half Baths 0
Total Bedrooms 4
Total Baths 4
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Exterior
Exterior Amenities Awning(s) Balcony Outdoor Grill
Parking Features Driveway
Lot Features < 1/4 Acre
Water Source Public
Lot Size Area 7840
Foundation Details Raised
Building Area Total 4016
Waterfront Y/N false
Covered Spaces 4
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* Excluded Features
List By
Luxe Properties

Broker

ymrealty31@gmail.com

Email

Affordability Calculator

$8,678
Per Month
89%
11%
0%
Monthly Principal & Interest
$7,696
Monthly Property Taxes
$982
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4827338 Elementary School
4827337 Middle School
Unknown High School High School
Pricing History
Date Price Price Change Description
1/16/2026 $1,250,000 Listed Price

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7961 SW 198th St, Cutler Bay, FL, 33189 is a Single Family Home for sale at $1,250,000 with 2,646 sqft. 7961 SW 198th St has 4 bedrooms, 4.0 baths, and was built in 1974. The property's zip code is 33189 which is in Cutler Bay, FL