632 Gulf Stream Drive Ocean City, MD $ 729,900
632 Gulf Stream Drive
$ 729,900
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632 Gulf Stream Drive

Ocean City, MD, 21842
$ 729,900
Bedrooms3 Baths2.0 Sq 1,368

Monthly Estimate*

$ 4,494

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Single Family Home for sale in Ocean City, MD

for $729,900 with 3 bedrooms and 2 full baths. This 1,368 square foot home was built in 1986 on a lot size of 0.08.

Waterfront Perfection in Montego Bay Bay Views, Deep Water Access & More. An exceptional waterfront property nestled along one of the widest canals in Ocean Citys beloved Montego Bay community. With sweeping views of the bay and direct access to open water, this rare offering combines an unbeatable location with turnkey comfort, offering the ultimate coastal lifestyle for boaters and beach lovers alike. Positioned on a premium canal-front lot, this home enjoys not only scenic beauty but also practical advantages. Two private boat Slips (one with a Boat Lift) are perched over some of the deepest water in Ocean City, making it ideal for larger boats or vessels with deeper draftssomething not easily found elsewhere. Whether youre a serious boater or a weekend cruiser, this setup is unmatched for convenience, safety, and accessibility. The home features three spacious bedrooms and a bright, meticulously maintained interior that reflects true pride of ownership. The open-concept living space flows effortlessly into a charming Back Deck overlooking the waterperfect for enjoying morning coffee, hosting friends, or unwinding with a sunset view after a day on the water. Thoughtful finishes and clean, coastal design elements make this home feel warm, inviting, and move-in ready. Step outside to discover your oversized waterfront dock, offering plenty of room for entertaining, lounging in the sun, or casting a line from your own backyard. Whether you're seeking a second home, an investment property, or a full-time residence, this home delivers exceptional value and unforgettable views. Located in Montego Bay, one of North Ocean Citys most sought-after communities, you'll enjoy access to amenities like two outdoor pools, tennis courts, a community fishing pier, and scenic walking trailsall with no ground rent and low HOA fees at $385/Year Plus, youre just a few short blocks from the beach, Northside Park, dining, and entertainment. A waterfront sanctuary where every day feels like a vacation.

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Single Family Active

Price

$ 729,900

Bedrooms

3

Full Bath

2

Property Type

Single Family

Taxes

$ 6,083

Style

Modular/Pre-Fabricated

Lot Size

0.08

Year Built

1986

Town/City

Ocean City

County/Region

Worcester

MLS | Web ID

MDWO2035668

Features
General
Living Area 1368
Sewer Public Sewer
Heating Heat Pump(s)
Cooling Central A/C
Utilities Cable TV Available Electric Available Natural Gas Available Water Available Sewer Available
Possession 0-30 Days CD
Roof Architectural Shingle
Appliances Built-In Microwave Dishwasher Disposal Dryer - Electric Icemaker Oven - Self Cleaning Oven/Range - Electric Refrigerator Washer Water Heater
Zoning TR
HOA Fee 385.00
Association Fee Includes Common Area Maintenance
Architectural Style Modular/Pre-Fabricated
Construction Materials Modular/Manufactured Vinyl Siding
School District WORCESTER COUNTY PUBLIC SCHOOLS
Year Built 1986
Electric 200+ Amp Service
View Canal
Levels 1
Tax Year 2025
Ownership Fee Simple
Cool Fuel Electric
Municipality Ocean City
Section 7A
Building Name NONE AVAILABLE
Accessibility 2+ Access Exits
Assoc Fee Paid Per Annually
County WORCESTER
New Construction N
Property Type Residential
Association Amenities Common Grounds Pool - Outdoor Shuffleboard Swimming Pool Tennis Courts Other
HOA Y
Subdivision Name MONTEGO BAY
Facing Direction East
Garage Y/N N
Water Access Y/N N
Other Structures Above Grade Below Grade
Full Baths 2
Status ACTIVE
Directions 130th Street Bayside Bear left on South Ocean Drive right on Oyster Lane and drive to the end of the street. Right on Gulf Stream Dr. Home in on the left.
City OCEAN CITY
Disclosures Prop Disclaimer
Association Name MONTEGO BAY CIVIC ASSOC.
Senior Community Y/N N
MLS Area Bayside Waterfront (84)
Lot Size Units Square Feet
Lot Size Square Feet 3600.00
Tax Annual Amount 6083.0
Property Condition Excellent
Structure Type Manufactured
Condo/Coop Association fee Y/N N
Bathrooms Full Main Level 2
Bathrooms Count Main Level 2.00
Price Per Sq Ft Total AG 533.55
Acceptable Financing Conventional Cash
Community Pool Features In Ground Concrete
Vacation Rental Y/N N
Location Type Canal
Standard Status Active
Year Built Source Assessor
Legal Subdivision MONTEGO BAY MHP
Tax Lot 1502B
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Interior
Interior Amenities Bathroom - Tub Shower Bathroom - Walk-In Shower Ceiling Fan(s) Combination Dining/Living Floor Plan - Open Kitchen - Island Skylight(s) Window Treatments
Heating Fuel Electric
Flooring Ceramic Tile Wood
Hot Water Electric
Basement (Y/N) N
Heating Y/N Y
Window Features Double Hung Insulated Replacement Screens Skylights Storm Sliding
Fireplace Y/N N
Above Grade Finished Area 1368
Central Air Y/N Y
Total Bedrooms 3
Below Grade Finished Area 0
Entry Level 1
Room Type Living Room Dining Room Primary Bedroom Bedroom 2 Kitchen Bedroom 1 Bathroom 1 Bathroom 2
Main Level Bedrooms 3
Below Grade Finished Area Unit Type Square Feet
Laundry Type Dryer In Unit Washer In Unit
Below Grade Finished Area Source Assessor
Above Grade Finished Area Source Assessor
Above Grade Finished Area Unit Type Square Feet
Total Baths 2
Number of Elevators 0
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Exterior
Exterior Amenities Exterior Lighting Sidewalks Street Lights
Pool Yes - Community
Parking Features Concrete Driveway
Water Source Public
Type of Parking Off Street Driveway
Foundation Details Brick/Mortar
Water View Y/N Y
Lot Dimensions 0.00 x 0.00
Lot Size Acres 0.08
Road Surface Type Black Top
Lot Size Source Assessor
Waterfront Y/N N
Door Features Sliding Glass Storm
Soil Types Mixed
Road Responsibility City/County
Land Assessed Value 0.00
Navigable Water Y/N N
Water Oriented Y/N N
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Internal Only
Street Number 1 632
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* Excluded Features
List By
Larry Holdren Real Estate Inc

Broker

ocmdhre@gmail.com

Email

Affordability Calculator

$5,001
Per Month
90%
10%
0%
Monthly Principal & Interest
$4,494
Monthly Property Taxes
$507
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
3536051 Elementary School
3536239 Middle School
Stephen Decatur High School High School
Pricing History
DatePricePrice ChangeDescription
1/15/2026$729,900 Listed Price

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632 Gulf Stream Drive, Ocean City, MD, 21842 is a Single Family Home for sale at $729,900 with 1,368 sqft and a lot size of 0.08. 632 Gulf Stream Drive has 3 bedrooms, 2.0 baths, and was built in 1986. The property's zip code is 21842 which is in Ocean City, MD