1446 W State Highway 46 Spencer, IN $ 390,000
1446 W State Highway 46
$ 390,000
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Open House 1/18 1am - 3pm
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1446 W State Highway 46

Spencer, IN, 47460
$ 390,000
Bedrooms5 Baths3.0 Sq 4,217

Monthly Estimate*

$ 2,401

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Single Family Home for sale in Spencer, IN

for $390,000 with 5 bedrooms and 3 full baths. This 4,217 square foot home was built in 1940 on a lot size of 0.58.

With over 3,000 square feet of living space, this beautifully maintained 5-bedroom, 3 full bath home offers the space and versatility you've been looking for. Inside, you'll find two cozy fireplaces, a functional layout perfect for entertaining or relaxing, and generously sized bedrooms. The kitchen and living areas flow effortlessly, with great natural light and room to spread out. Step outside to your private backyard oasis featuring an in-ground pool, a fully fenced yard, and plenty of room to lounge or play. The 2-car attached garage provides extra storage and convenience. Whether you're hosting guests or enjoying a quiet evening, this home has the space and charm to suit your lifestyle. Don't miss your chance to make this incredible property your own-schedule a tour today!

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Open House

1/18/2026 1:00 AM - 3:00 PM
1446 W State Highway 46 Spencer, IN
* Some states or local ordinances may prohibit Open Houses at this time, please confirm with your Weichert agent or local rep to confirm

Single Family Active

Price

$ 390,000

Bedrooms

5

Full Bath

3

Property Type

Single Family

Taxes

$ 3,052

Style

Cape Cod

Lot Size

0.58

Year Built

1940

Town/City

Spencer

County/Region

Owen

MLS | Web ID

22079430

Features
Interior
Interior Amenities Attic Access Built-in Features Paddle Fan Pantry Walk-In Closet(s)
Basement Unfinished
Total Fireplaces 2
Fireplace Features Two Sided Dining Room Electric Gas Log Kitchen Living Room Wood Burning
Basement (Y/N) Y
Half Baths 0
Laundry Features Connections All Main Level
Total Bedrooms 5
Below Grade Finished Area 0
Main Level Bedrooms 4
Total Baths 3
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General
Heating Natural Gas
Cooling Central Air
Utilities Cable Available Electricity Connected Natural Gas Connected Water Connected
Possession Closing
Appliances Gas Cooktop Dishwasher Dryer Gas Water Heater Microwave Gas Oven Refrigerator Washer
Garage Spaces 2
Patio/Porch Features Patio
Architectural Style Cape Cod
Pool Features Fenced In Ground Outdoor Pool
Construction Materials Vinyl Siding
Year Built 1940
Township Washington
Levels One and One Half
Property Subtype Single Family Residence
Tax Year 2024
County Owen
New Construction N
Property Type Residential
HOA N
Subdivision Name No Subdivision
Garage Y/N Y
Total Rooms 10
Full Baths 3
Status Active
Directions GPS Friendly
High School Owen Valley Community High School
City Spencer
High School District Spencer-Owen Community Schools
MLS Area 6010 - Owen - Washington
Lot Size Square Feet 25351.92
Elementary School Spencer Elementary School
Property Attached Y/N N
Current Financing FHA VA Conventional
Middle/Junior High School Owen Valley Middle School
Standard Status Active
Tax Lot /60-10-19-200-280.000-027
Legal Description In S 1/2 Sw Nw S19 T10 R3 1.942A
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Exterior
Fencing Chain Link Full
Parking Features Attached Carport Asphalt Gravel Garage Door Opener
Lot Features Mature Trees See Remarks
Water Source Public
Foundation Details Block Concrete Perimeter
Spa N
Building Area Total 4217
Lot Size Acres 0.58
Waterfront Y/N N
Horse Amenities None
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* Excluded Features
List By
Keller Williams Realty

Broker

merissa.houston@kw.com

Email

Affordability Calculator

$2,656
Per Month
90%
10%
0%
Monthly Principal & Interest
$2,401
Monthly Property Taxes
$254
Monthly Home Insurance
--
Default based on a 30-year fixed rate of 6.25% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.
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Nearby
4046413 Elementary School
4046639 Middle School
Owen Valley Community High School High School
Pricing History
DatePricePrice ChangeDescription
1/15/2026$390,000 Listed Price

Map


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1446 W State Highway 46, Spencer, IN, 47460 is a Single Family Home for sale at $390,000 with 4,217 sqft and a lot size of 0.58. 1446 W State Highway 46 has 5 bedrooms, 3.0 baths, and was built in 1940. The property's zip code is 47460 which is in Spencer, IN